Mortgage Lenders and Brokers in Overland, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Overland, Missouri mortgage lenders include US Bank, N.A.US Bank, N.A.8890 Lackland Rd, Overland, MO 63114A+5.0 ★Texas Ratio: 2.85%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Carrollton BankCarrollton Bank1925 Richardson Rd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.58%, Midwest BankcentreMidwest Bankcentre1950 Richardson Rd, Arnold, MO 63010A+5.0 ★Texas Ratio: 5.66%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%, Bank of America NABank of America NA1301 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 4.14%, and Montgomery BankMontgomery Bank11998 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 3.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Overland, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Overland are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Overland, Missouri
Market share is the lender's share of all home loans closed in Overland, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Overland 8890 Lackland Rd, Overland, MO 63114 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 8 +3 HELOCs |
3.3% | 81.8% | $161,250 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 8 | 3.3% | 100% | $150,000 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 6 +7 HELOCs |
2.5% | 46.2% | $88,333 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 6 | 2.5% | 85.7% | $171,666 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 5 | 2.1% | 100% | $171,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional, FHA | 5 | 2.1% | 100% | $147,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +2 HELOCs |
1.7% | 55.6% | $147,500 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 4 +2 HELOCs |
1.7% | 80% | $60,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.7% | 100% | $137,500 | View |
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11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 3 | 1.2% | 100% | $125,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 100% | $80,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $50,000 | View |
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169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91% |
Conventional, Jumbo | 2 | 0.8% | 66.7% | $515,000 | View |
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11965 Saint Charles Rock Rd, Bridgeton, MO 63044 B+4.8 ★Texas Ratio: 17.59% |
Conventional | 2 | 0.8% | 100% | $160,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, FHA | 2 | 0.8% | 100% | $140,000 | View |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
Conventional | 2 | 0.8% | 100% | $185,000 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 2 | 0.8% | 100% | $95,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $135,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $115,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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1106 Springfield Rd, Ava, MO 65608 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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3920 JEFFCO BLVD, ARNOLD, MO 63010 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.4% | 100% | $15,000 | View |
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3240 N Highway 67, Florissant, MO 63033 A-4.9 ★Texas Ratio: 16.06% |
Conventional | 1 | 0.4% | 50% | $45,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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55 Mill Hill Rd, Bloomsdale, MO 63627 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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3944 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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Conventional, FHA, VA | 11 | 4.6% | 91.7% | $184,090 | |
Das Acquisition Company, LLC
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Conventional, FHA | 10 | 4.1% | 100% | $163,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 5 | 2.1% | 100% | $101,000 | |
Gershman Investment Corp.
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Conventional | 4 | 1.7% | 100% | $150,000 | |
First State Bank of St Charles
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Conventional | 2 | 0.8% | 100% | $200,000 | |
Family Finance Mortgage LLC
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Conventional | 2 | 0.8% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
FHA | 1 | 0.4% | 100% | $225,000 | View |
US Wide Financial LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Access Capital Funding LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
Mortgage Solutions, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Guild Mortgage Company
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Conventional, FHA | 22 | 9.1% | 100% | $164,090 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 21 | 8.7% | 80.8% | $149,285 | View |
New American Funding, LLC.
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Conventional | 11 | 4.6% | 100% | $133,181 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 3.7% | 81.8% | $116,111 | |
United Wholesale Mortgage
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Conventional, FHA | 7 | 2.9% | 100% | $163,571 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 2.1% | 100% | $155,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.1% | 66.7% | $171,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 3 | 1.2% | 100% | $98,333 | |
Cadence Bank
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Conventional, FHA | 2 | 0.8% | 100% | $75,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.8% | 100% | $75,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 0.8% | 66.7% | $135,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.8% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.8% | 50% | $195,000 | View |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.8% | 66.7% | $180,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.8% | 50% | $85,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA | 2 | 0.8% | 100% | $160,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.8% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $90,000 | View |
Communityamerica Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $75,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $95,000 | |
loanDepot.com LLC
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FHA | 1 | 0.4% | 100% | $195,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $485,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.4% | 100% | $255,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Greenbox Loans
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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A4.5 ★Texas Ratio: 2.64% |
FHA | 1 | 0.4% | 100% | $75,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 50% | $205,000 | |
1St Midamerica Credit Union
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 50% | $145,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $195,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.4% | 33.3% | $175,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.4% | 50% | $175,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Overland Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Overland, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Overland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Overland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Overland, MO
Use these to narrow the list above. Each category shows how many Overland, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Overland, MO
Independent mortgage companies closed 63.5 percent of home loans in Overland, Missouri in 2025, banks 27 percent and credit unions 9.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Flat Branch Mortgage, Inc. led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Overland, MO
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Overland, Missouri with 8 loans, about 3.3 percent of the market. The largest lender headquartered in Missouri was Flat Branch Mortgage, Inc. with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Overland, Missouri in 2025, led by Rocket Mortgage with 6. 8 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 12 credit unions closed home loans in Overland, Missouri in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Overland, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Overland, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Overland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
