Mortgage Lenders and Brokers in Manchester, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Manchester, Missouri mortgage lenders include Regions BankRegions Bank14204 Manchester Rd, Manchester, MO 63011A+5.0 ★Texas Ratio: 4.37%, First BankFirst Bank14001 Manchester Rd, Manchester, MO 63011A+5.0 ★Texas Ratio: 2.49%, Simmons BankSimmons Bank611 Big Bend Rd, Manchester, MO 63021A+5.0 ★Texas Ratio: 5.33%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, Neighbors Credit UnionNeighbors Credit Union14422 Manchester Rd, Manchester, MO 63011 4045A5.0 ★Texas Ratio: 7.12%, First Community Credit UnionFirst Community Credit Union201 Highlands Boulevard Dr, Manchester, MO 63011A+5.0 ★Texas Ratio: 3.75%, Together Credit UnionTogether Credit Union1334 Jeffco Blvd, Arnold, MO 63010 2157A+5.0 ★Texas Ratio: 4.25%, Commerce BankCommerce Bank14317 Manchester Rd, Manchester, MO 63011A+5.0 ★Texas Ratio: 0.89%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, and Bank of America NABank of America NA1301 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Manchester, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Manchester are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Manchester, Missouri
Market share is the lender's share of all home loans closed in Manchester, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Manchester 14204 Manchester Rd, Manchester, MO 63011 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 4 +5 HELOCs |
1.6% | 80% | $197,500 | View |
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1 office in Manchester 14001 Manchester Rd, Manchester, MO 63011 A+5.0 ★Texas Ratio: 2.49% |
Conventional, HELOC | 3 +4 HELOCs |
1.2% | 100% | $235,000 | View |
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1 office in Manchester 611 Big Bend Rd, Manchester, MO 63021 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 10 | 4.1% | 100% | $335,000 | View |
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14422 Manchester Rd, Manchester, MO 63011 4045 A5.0 ★Texas Ratio: 7.12% |
Conventional | 8 | 3.3% | 100% | $161,250 | View |
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201 Highlands Boulevard Dr, Manchester, MO 63011 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 7 +17 HELOCs |
2.9% | 70% | $139,285 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 7 +5 HELOCs |
2.9% | 87.5% | $250,714 | View |
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14317 Manchester Rd, Manchester, MO 63011 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 6 +7 HELOCs |
2.5% | 75% | $113,333 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +5 HELOCs |
2.5% | 66.7% | $233,333 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +17 HELOCs |
2.1% | 100% | $229,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 4 | 1.6% | 100% | $330,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 100% | $265,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 3 | 1.2% | 100% | $268,333 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $195,000 | View |
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169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 2 | 0.8% | 100% | $185,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 66.7% | $290,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 2 | 0.8% | 100% | $390,000 | View |
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6247 Brookside Blvd, Kansas City, MO 64113 A5.0 ★Texas Ratio: 9.39% |
Conventional | 2 | 0.8% | 100% | $430,000 | View |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $605,000 | View |
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1440 Rebel Dr, Union, MO 63084 B-4.4 ★Texas Ratio: 22.38% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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1106 Springfield Rd, Ava, MO 65608 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 1 | 0.4% | 50% | $305,000 | |
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12452 Olive Blvd, Creve Coeur, MO 63141 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05% |
FHA | 1 | 0.4% | 100% | $325,000 | View |
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2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, VA | 7 | 2.9% | 100% | $272,142 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 6 | 2.5% | 100% | $323,333 | View |
Family Finance Mortgage LLC
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Conventional | 6 | 2.5% | 100% | $373,333 | |
First State Bank of St Charles
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Conventional | 5 | 2.1% | 100% | $285,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 3 | 1.2% | 100% | $365,000 | |
Gershman Investment Corp.
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Conventional | 3 | 1.2% | 100% | $241,666 | |
Gateway Metro Federal Credit U
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Conventional | 2 | 0.8% | 100% | $150,000 | |
Frontier Financial, Inc. DBA Frontier Mortgage
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Conventional | 1 | 0.4% | 100% | $285,000 | |
US Wide Financial LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 25% | $555,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 18 | 7.4% | 85.7% | $238,888 | View |
Guild Mortgage Company
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Conventional | 15 | 6.2% | 100% | $302,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 4.5% | 100% | $319,545 | |
New American Funding, LLC.
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Conventional, VA | 9 | 3.7% | 100% | $296,111 | |
Fairway Independent Mort Corp
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Conventional, VA | 6 | 2.5% | 100% | $303,333 | |
Guidance Residential, LLC
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Conventional | 5 | 2.1% | 100% | $305,000 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.2% | 100% | $128,333 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA, Jumbo | 3 | 1.2% | 42.9% | $441,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.2% | 100% | $331,666 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.8% | 100% | $280,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.8% | 100% | $430,000 | |
Newrez LLC
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Conventional | 2 | 0.8% | 60% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $240,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.8% | 100% | $215,000 | |
Discover Bank
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Conventional | 2 | 0.8% | 100% | $90,000 | |
Provident Funding Associates
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Conventional | 2 | 0.8% | 100% | $435,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $255,000 | |
Uif Corporation
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Conventional | 2 | 0.8% | 100% | $430,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 2 | 0.8% | 100% | $315,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $75,000 | |
Everett Financial, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $115,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $105,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Amerisave Mortgage Company
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VA | 1 | 0.4% | 50% | $365,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Thompson Kane & Company, Inc
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Conventional | 1 | 0.4% | 100% | $315,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Midwest Mortgage Associates Corp
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $695,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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A5.0 ★Texas Ratio: 8.07% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 50% | $455,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a |
Manchester Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Manchester, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Manchester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Manchester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Manchester, MO
Use these to narrow the list above. Each category shows how many Manchester, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Manchester, MO
Independent mortgage companies closed 56 percent of home loans in Manchester, Missouri in 2025, banks 32.9 percent and credit unions 11.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Regions Bank the largest bank and Neighbors Credit Union the largest credit union. Among lenders headquartered in Missouri, First Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Manchester, MO
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Manchester, Missouri with 4 loans, about 1.6 percent of the market. The largest lender headquartered in Missouri was First Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Manchester, Missouri in 2025, led by Jlb Corporation dba Golden Oak Lending with 3. 10 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 8 credit unions closed home loans in Manchester, Missouri in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Manchester, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Manchester, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Manchester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
