Lebanon, Missouri mortgage lenders include First State Community BankFirst State Community Bank1800 S Jefferson Ave, Lebanon, MO 65536A5.0 ★Texas Ratio: 6.95%, Arvest BankArvest Bank104 N Jefferson Ave, Lebanon, MO 65536A5.0 ★Texas Ratio: 7.48%, Commerce BankCommerce Bank1460 S Jefferson Ave, Lebanon, MO 65536A+5.0 ★Texas Ratio: 0.89%, US Bank, N.A.US Bank, N.A.201 N Jefferson Ave, Lebanon, MO 65536A+5.0 ★Texas Ratio: 2.85%, Great Southern BankGreat Southern Bank528 S Jefferson Ave, Lebanon, MO 65536A+5.0 ★Texas Ratio: 1.55%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Infuze Credit UnionInfuze Credit Union395 East Highway 32, Lebanon, MO 65536A+5.0 ★Texas Ratio: 2.56%, Mid-Missouri BankMid-Missouri Bank278 N Jefferson Ave, Lebanon, MO 65536A+5.0 ★Texas Ratio: 0.49%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, and Bank of OdessaBank of Odessa201 E Front St, La Monte, MO 65337A5.0 ★Texas Ratio: 11.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lebanon, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lebanon are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Lebanon, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Lebanon 1800 S Jefferson Ave, Lebanon, MO 65536 A5.0 ★Texas Ratio: 6.95% |
Conventional, FHA, HELOC | 27 +15 HELOCs |
6.2% | 84.8% | $187,222 | View |
|
1 office in Lebanon 104 N Jefferson Ave, Lebanon, MO 65536 A5.0 ★Texas Ratio: 7.48% |
Conventional, VA, HELOC | 7 +7 HELOCs |
1.6% | 87.5% | $317,857 | View |
|
1 office in Lebanon 1460 S Jefferson Ave, Lebanon, MO 65536 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 6 +4 HELOCs |
1.4% | 60% | $106,666 | View |
|
1 office in Lebanon 201 N Jefferson Ave, Lebanon, MO 65536 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, USDA, HELOC | 5 +7 HELOCs |
1.1% | 50% | $159,000 | View |
|
1 office in Lebanon 528 S Jefferson Ave, Lebanon, MO 65536 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 2 | 0.5% | 40% | $55,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 91 | 20.7% | 100% | $184,010 | View |
|
395 East Highway 32, Lebanon, MO 65536 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 19 +8 HELOCs |
4.3% | 43.2% | $121,842 | View |
|
278 N Jefferson Ave, Lebanon, MO 65536 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 8 | 1.8% | 88.9% | $145,000 | View |
|
405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.9% | 80% | $147,500 | View |
|
201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 3 | 0.7% | 100% | $145,000 | View |
|
2nd And Pine Street, Argyle, MO 65001 A+5.0 ★Texas Ratio: 0.59% |
Conventional | 3 | 0.7% | 100% | $191,666 | View |
|
444 S Rinker Ave, Aurora, MO 65605 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 3 | 0.7% | 100% | $188,333 | View |
|
2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38% |
VA | 2 | 0.5% | 100% | $235,000 | View |
Stockmens Bank
1208 N Jefferson St, Ava, MO 65608 |
Conventional | 2 | 0.5% | 100% | $45,000 | |
|
827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 2 | 0.5% | 100% | $50,000 | View |
|
1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
718 N Pine St, Rolla, MO 65401 A5.0 ★Texas Ratio: 11.23% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
|
11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
|
1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
|
202 W High, Alba, MO 64830 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
USDA | 1 | 0.2% | 100% | $135,000 | View |
|
1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
|
Conventional, FHA, VA | 21 | 4.8% | 77.8% | $204,047 | |
Das Acquisition Company, LLC
|
Conventional, FHA, VA, USDA | 6 | 1.4% | 85.7% | $235,000 | |
Gershman Investment Corp.
|
Conventional | 2 | 0.5% | 100% | $270,000 | |
First State Bank of St Charles
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
Community Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 28 | 6.4% | 71.8% | $131,785 | View |
Guild Mortgage Company
|
Conventional, FHA, VA, USDA | 25 | 5.7% | 100% | $219,400 | |
ResMac Inc
|
Conventional, FHA, USDA | 19 | 4.3% | 100% | $180,263 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 16 | 3.6% | 81% | $148,125 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 11 | 2.5% | 100% | $257,727 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 8 | 1.8% | 100% | $203,750 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA, USDA | 6 | 1.4% | 100% | $95,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 6 | 1.4% | 70% | $220,000 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 5 +2 HELOCs |
1.1% | 45.5% | $139,000 | |
Primelending
|
Conventional, FHA | 5 | 1.1% | 100% | $207,000 | |
loanDepot.com LLC
|
Conventional, FHA | 5 | 1.1% | 41.7% | $145,000 | |
American Financial Resources LLC
|
Conventional, FHA | 4 | 0.9% | 100% | $210,000 | |
Guaranteed Rate, Inc.
|
FHA, VA | 4 | 0.9% | 100% | $170,000 | |
Newrez LLC
|
VA | 4 | 0.9% | 55.6% | $320,000 | |
Geneva Financial LLC
|
Conventional, FHA | 4 | 0.9% | 100% | $130,000 | |
Nationstar Mortgage
|
Conventional, FHA | 4 | 0.9% | 80% | $167,500 | |
Lower, LLC
|
Conventional, VA, USDA | 4 | 0.9% | 100% | $167,500 | |
21St Mortgage
|
Conventional | 4 | 0.9% | 40% | $127,500 | |
Mortgage Solutions of Colorado
|
VA | 3 | 0.7% | 100% | $365,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 0.7% | 100% | $95,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA, VA | 3 | 0.7% | 100% | $298,333 | View |
Fairway Independent Mort Corp
|
Conventional, VA | 3 | 0.7% | 100% | $215,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 3 | 0.7% | 50% | $168,333 | |
Village Capital & Investment
|
VA, USDA | 3 | 0.7% | 88.9% | $158,333 | |
CrossCountry Mortgage, LLC
|
VA, USDA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $260,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $255,000 | |
American Financial Network, Inc.
|
FHA, VA | 2 | 0.5% | 100% | $275,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.5% | 40% | $180,000 | |
Planet Home Lending, LLC
|
Conventional, VA | 2 | 0.5% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 0.5% | 100% | $140,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.5% | 66.7% | $330,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $55,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.5% | 12.5% | $95,000 | |
Top Flite Financial, Inc.
|
FHA | 2 | 0.5% | 100% | $170,000 | |
|
A+5.0 ★Texas Ratio: 4.98% |
VA | 1 | 0.2% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.2% | 41.4% | $105,000 | View |
Movement Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Pilgrim Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $465,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.2% | 12.5% | $65,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.2% | 100% | $135,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $265,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Members Mortgage Services, LLC
|
VA | 1 | 0.2% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 20% | $45,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.2% | 100% | $255,000 | |
Goodleap, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
|
A5.0 ★Texas Ratio: 8.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Lebanon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lebanon in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Lebanon, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.4 percent of home loans in Lebanon, Missouri in 2025, banks 22.1 percent and credit unions 5.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, First State Community Bank the largest bank and Infuze Credit Union the largest credit union. Among lenders headquartered in Missouri, First State Community Bank led with 27 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, First State Community Bank was the largest mortgage lender in Lebanon, Missouri with 27 loans, about 6.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lebanon, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 74.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Lebanon, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 22. 31 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 7 credit unions closed home loans in Lebanon, Missouri in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lebanon, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lebanon, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lebanon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.