Mortgage Lenders and Brokers in Hillsboro, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hillsboro, Missouri mortgage lenders include First State Community BankFirst State Community Bank4767 State Road B, Hillsboro, MO 63050A5.0 ★Texas Ratio: 6.95%, Enterprise Bank & TrustEnterprise Bank & Trust10596 Business 21, Hillsboro, MO 63050A5.0 ★Texas Ratio: 7.31%, Peoples Savings BankPeoples Savings Bank901 Business Highway 61 N, Bowling Green, MO 63334A+5.0 ★Texas Ratio: 2.68%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%, Bloomsdale BankBloomsdale Bank55 Mill Hill Rd, Bloomsdale, MO 63627A+5.0 ★Texas Ratio: 2.65%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA1301 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 4.14%, and Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hillsboro, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hillsboro are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hillsboro, Missouri
Market share is the lender's share of all home loans closed in Hillsboro, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hillsboro 4767 State Road B, Hillsboro, MO 63050 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 19 +13 HELOCs |
5.2% | 90.5% | $243,947 | View |
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1 office in Hillsboro 10596 Business 21, Hillsboro, MO 63050 A5.0 ★Texas Ratio: 7.31% |
Conventional | 3 | 0.8% | 100% | $48,333 | View |
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1 office in Hillsboro 901 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.68% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 8 | 2.2% | 100% | $262,500 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 6 +9 HELOCs |
1.6% | 54.5% | $145,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 6 +3 HELOCs |
1.6% | 85.7% | $70,000 | View |
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55 Mill Hill Rd, Bloomsdale, MO 63627 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 5 | 1.4% | 100% | $311,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +9 HELOCs |
1.1% | 50% | $132,500 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +7 HELOCs |
1.1% | 100% | $132,500 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 4 +6 HELOCs |
1.1% | 80% | $25,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 3 +16 HELOCs |
0.8% | 75% | $351,666 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 3 | 0.8% | 75% | $61,666 | View |
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3920 JEFFCO BLVD, ARNOLD, MO 63010 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 3 | 0.8% | 100% | $145,000 | View |
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3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional | 3 | 0.8% | 75% | $305,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, FHA | 3 | 0.8% | 100% | $381,666 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 3 | 0.8% | 100% | $165,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 3 | 0.8% | 75% | $208,333 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 2 +6 HELOCs |
0.5% | 100% | $180,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $430,000 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $295,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $155,000 | View |
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101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
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11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
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9111 Mackenzie Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 5.88% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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204 206 Alvarado Avenue, Belle, MO 65013 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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3500 S Noland Rd, Independence, MO 64055 A+5.0 ★Texas Ratio: 3.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, VA, USDA | 21 | 5.7% | 100% | $256,904 | |
Ozarks Federal Savings and Loan
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Conventional, Jumbo | 14 | 3.8% | 100% | $307,857 | |
Family Finance Mortgage LLC
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Conventional, FHA, VA | 7 | 1.9% | 100% | $299,285 | |
Gershman Investment Corp.
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Conventional, FHA, USDA | 7 | 1.9% | 100% | $303,571 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 5 | 1.4% | 100% | $229,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 1.4% | 83.3% | $315,000 | |
First State Bank of St Charles
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Conventional, VA | 4 | 1.1% | 100% | $275,000 | |
Access Capital Funding LLC
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Conventional, FHA | 3 | 0.8% | 100% | $391,666 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Community Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 51 | 13.9% | 100% | $262,843 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 23 | 6.3% | 87.1% | $185,434 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 21 | 5.7% | 91.3% | $315,000 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 13 | 3.5% | 86.7% | $268,076 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 3% | 80% | $313,181 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 2.7% | 100% | $243,000 | |
Newrez LLC
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Conventional, FHA, VA | 10 | 2.7% | 76.9% | $269,000 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1.6% | 75% | $260,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1.4% | 100% | $235,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 3 | 0.8% | 100% | $328,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.8% | 42.9% | $115,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 3 | 0.8% | 57.1% | $205,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.5% | 66.7% | $400,000 | View |
City 1st Mortgage Services, LC
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Conventional | 2 | 0.5% | 100% | $210,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 66.7% | $100,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 100% | $345,000 | View |
Planet Home Lending, LLC
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FHA | 2 | 0.5% | 100% | $345,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.5% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional, VA | 2 | 0.5% | 100% | $345,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.5% | 100% | $270,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.5% | 100% | $135,000 | |
Village Capital & Investment
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VA | 2 | 0.5% | 100% | $345,000 | |
Communityamerica Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $305,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 50% | $165,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $205,000 | |
loanDepot.com LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 50% | $125,000 | |
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A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Congressional Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 33.3% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $185,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hillsboro Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hillsboro, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Hillsboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hillsboro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hillsboro, MO
Use these to narrow the list above. Each category shows how many Hillsboro, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Hillsboro, MO
Independent mortgage companies closed 66.2 percent of home loans in Hillsboro, Missouri in 2025, banks 24.8 percent and credit unions 9 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, First State Community Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, First State Community Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hillsboro, MO
By home loans closed in 2025, First State Community Bank was the largest mortgage lender in Hillsboro, Missouri with 19 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hillsboro, Missouri, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 88 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Hillsboro, Missouri in 2025, led by Guild Mortgage Company with 9. 20 lenders closed VA loans, led by Guild Mortgage Company, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 11 credit unions closed home loans in Hillsboro, Missouri in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hillsboro, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hillsboro, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hillsboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
