Mortgage Lenders and Brokers in Festus, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Festus, Missouri mortgage lenders include Enterprise Bank & TrustEnterprise Bank & Trust680 S Mill St, Festus, MO 63028A5.0 ★Texas Ratio: 7.31%, First State Community BankFirst State Community Bank1450 Parkway W, Festus, MO 63028A5.0 ★Texas Ratio: 6.95%, Bloomsdale BankBloomsdale Bank1309 Shapiro Drive, Festus, MO 63028A+5.0 ★Texas Ratio: 2.65%, Commerce BankCommerce Bank1102 Bradley St, Festus, MO 63028A+5.0 ★Texas Ratio: 0.89%, Bank of America NABank of America NA998 E Gannon Dr, Festus, MO 63028A+5.0 ★Texas Ratio: 4.14%, Midwest Regional BankMidwest Regional Bank363 Festus Centre Dr, Festus, MO 63028F2.3 ★Texas Ratio: 46.97%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Vantage Credit UnionVantage Credit Union332 Festus Centre Dr, Festus, MO 63028A+5.0 ★Texas Ratio: 4.97%, First Community Credit UnionFirst Community Credit Union650 S Truman Blvd, Festus, MO 63028A+5.0 ★Texas Ratio: 3.75%, and Arsenal Credit UnionArsenal Credit Union3780 Vogel Rd, Arnold, MO 63010A5.0 ★Texas Ratio: 8.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Festus, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Festus are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Festus, Missouri
Market share is the lender's share of all home loans closed in Festus, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Festus 680 S Mill St, Festus, MO 63028 A5.0 ★Texas Ratio: 7.31% |
Conventional | 8 | 2.4% | 100% | $88,750 | View |
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1 office in Festus 1450 Parkway W, Festus, MO 63028 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 7 +4 HELOCs |
2.1% | 100% | $270,714 | View |
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1 office in Festus 1309 Shapiro Drive, Festus, MO 63028 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 7 | 2.1% | 100% | $162,142 | View |
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1 office in Festus 1102 Bradley St, Festus, MO 63028 A+5.0 ★Texas Ratio: 0.89% |
Conventional, VA, HELOC | 6 +6 HELOCs |
1.8% | 66.7% | $173,333 | View |
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1 office in Festus 998 E Gannon Dr, Festus, MO 63028 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +4 HELOCs |
0.9% | 75% | $248,333 | View |
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1 office in Festus 363 Festus Centre Dr, Festus, MO 63028 F2.3 ★Texas Ratio: 46.97% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 10 | 3% | 100% | $203,000 | View |
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332 Festus Centre Dr, Festus, MO 63028 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 8 +3 HELOCs |
2.4% | 90% | $167,500 | View |
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650 S Truman Blvd, Festus, MO 63028 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 8 +2 HELOCs |
2.4% | 61.5% | $98,750 | View |
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3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional | 8 | 2.4% | 100% | $160,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 6 +11 HELOCs |
1.8% | 75% | $255,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 4 | 1.2% | 100% | $212,500 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 3 | 0.9% | 100% | $178,333 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $235,000 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $190,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 2 | 0.6% | 100% | $90,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional, FHA | 2 | 0.6% | 100% | $210,000 | |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 2 | 0.6% | 100% | $95,000 | View |
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3920 JEFFCO BLVD, ARNOLD, MO 63010 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 2 | 0.6% | 100% | $50,000 | View |
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10625 Business 21, Hillsboro, MO 63050 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 2 | 0.6% | 100% | $105,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.6% | 100% | $255,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 2 | 0.6% | 100% | $150,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 2 | 0.6% | 100% | $90,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
FHA | 1 | 0.3% | 100% | $255,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
VA | 1 | 0.3% | 100% | $375,000 | View |
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12452 Olive Blvd, Creve Coeur, MO 63141 A+5.0 ★Texas Ratio: 1.51% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,365,000 | View |
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3240 N Highway 67, Florissant, MO 63033 A-4.9 ★Texas Ratio: 16.06% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 20 | 5.9% | 100% | $279,000 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 11 | 3.3% | 100% | $310,454 | |
Mortgage Research Center
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VA | 8 | 2.4% | 61.5% | $265,000 | |
Ozarks Federal Savings and Loan
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Conventional | 6 | 1.8% | 100% | $151,666 | |
Family Finance Mortgage LLC
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Conventional, FHA, VA | 5 | 1.5% | 100% | $233,000 | |
Endeavor Capital, LLC
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Conventional, FHA | 5 | 1.5% | 100% | $163,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 3 | 0.9% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
FHA | 1 | 0.3% | 100% | $385,000 | View |
Mortgage Solutions, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 34 | 10.1% | 97.2% | $267,352 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 19 | 5.6% | 87.5% | $175,526 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 5.3% | 100% | $236,666 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 13 +1 HELOCs |
3.8% | 92.9% | $235,769 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 9 | 2.7% | 100% | $218,333 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 2.4% | 72.7% | $305,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 2.1% | 53.8% | $212,142 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 1.8% | 100% | $221,666 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $111,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.9% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.9% | 60% | $221,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.9% | 100% | $241,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 0.9% | 75% | $138,333 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.6% | 50% | $345,000 | |
Sage Home Loans Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $190,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 2 | 0.6% | 100% | $250,000 | |
loanDepot.com LLC
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FHA, VA | 2 | 0.6% | 100% | $225,000 | |
City 1st Mortgage Services, LC
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Conventional, VA | 2 | 0.6% | 100% | $215,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.6% | 66.7% | $170,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $150,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 100% | $275,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.6% | 66.7% | $230,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.6% | 75% | $175,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 2 | 0.6% | 100% | $265,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.3% | 33.3% | $265,000 | |
Primelending
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VA | 1 | 0.3% | 100% | $285,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $275,000 | |
Golden Empire Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $185,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $85,000 | |
Apci Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $255,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 50% | $125,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $295,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.3% | 100% | $175,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
VA | 1 | 0.3% | 100% | $285,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Geneva Financial LLC
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FHA | 1 | 0.3% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.07% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.3% | 100% | $375,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $305,000 | View |
Leaderone Financial Corp.
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VA | 1 | 0.3% | 100% | $335,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Festus Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Festus, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Festus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Festus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Festus, MO
Use these to narrow the list above. Each category shows how many Festus, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Festus, MO
Independent mortgage companies closed 66.6 percent of home loans in Festus, Missouri in 2025, banks 22.2 percent and credit unions 11.2 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Enterprise Bank & Trust the largest bank and Vantage Credit Union the largest credit union. Among lenders headquartered in Missouri, Enterprise Bank & Trust led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Festus, MO
By home loans closed in 2025, Enterprise Bank & Trust was the largest mortgage lender in Festus, Missouri with 8 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Festus, Missouri in 2025, led by Guild Mortgage Company with 11. 27 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 11 credit unions closed home loans in Festus, Missouri in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Festus, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Festus, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Festus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
