Mortgage Lenders and Brokers in Cottleville, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cottleville, Missouri mortgage lenders include Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, First Community Credit UnionFirst Community Credit Union4570 Mid Rivers Mall Dr, Cottleville, MO 63376 3169A+5.0 ★Texas Ratio: 3.75%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%, Neighbors Credit UnionNeighbors Credit Union109 East St, Clarence, MO 63437A5.0 ★Texas Ratio: 7.12%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, and The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cottleville, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cottleville are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cottleville, Missouri
Market share is the lender's share of all home loans closed in Cottleville, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 12 | 4.5% | 100% | $296,666 | View |
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4570 Mid Rivers Mall Dr, Cottleville, MO 63376 3169 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 11 +23 HELOCs |
4.1% | 61.1% | $168,636 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, FHA, HELOC | 10 +2 HELOCs |
3.7% | 100% | $326,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +13 HELOCs |
3.4% | 75% | $218,333 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 7 +4 HELOCs |
2.6% | 100% | $252,142 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 5 | 1.9% | 100% | $147,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +7 HELOCs |
1.5% | 100% | $245,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
1.5% | 66.7% | $315,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, FHA, HELOC | 3 +8 HELOCs |
1.1% | 60% | $145,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $268,333 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 2 +10 HELOCs |
0.7% | 66.7% | $320,000 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $245,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $340,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 2 | 0.7% | 100% | $440,000 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 0.7% | 100% | $270,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $145,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $245,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $265,000 | View |
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6059 Mid Rivers Mall Dr, Cottleville, MO 63304 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | View |
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15495 Clayton Rd, Ballwin, MO 63011 A5.0 ★Texas Ratio: 12.84% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
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105 S Old Highway 71, Adrian, MO 64720 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
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9111 Mackenzie Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 5.88% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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15928 Manchester Rd, Ellisville, MO 63011 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
FHA | 1 | 0.4% | 100% | $325,000 | View |
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55 Mill Hill Rd, Bloomsdale, MO 63627 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.4% | 100% | $685,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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1316 E 32nd St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA | 9 | 3.4% | 100% | $356,111 | |
Endeavor Capital, LLC
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Conventional, FHA | 5 | 1.9% | 100% | $349,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 3 | 1.1% | 100% | $255,000 | View |
First State Bank of St Charles
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Conventional | 3 | 1.1% | 100% | $315,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional | 3 | 1.1% | 100% | $245,000 | |
Gershman Investment Corp.
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Conventional, VA | 3 | 1.1% | 100% | $308,333 | |
Access Capital Funding LLC
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Conventional | 2 | 0.7% | 100% | $215,000 | |
Mortgage Research Center
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VA | 2 | 0.7% | 66.7% | $305,000 | |
Frontier Financial, Inc. DBA Frontier Mortgage
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Conventional | 1 | 0.4% | 100% | $405,000 | |
US Wide Financial LLC
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Family Finance Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 22 | 8.2% | 83.3% | $228,636 | View |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 16 +1 HELOCs |
6% | 88.9% | $348,750 | |
Guild Mortgage Company
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Conventional, FHA | 14 | 5.2% | 93.3% | $340,714 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 11 +1 HELOCs |
4.1% | 100% | $353,181 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 7 | 2.6% | 77.8% | $406,428 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 2.6% | 70% | $227,857 | |
CrossCountry Mortgage, LLC
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Conventional | 6 | 2.2% | 100% | $481,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 5 | 1.9% | 85.7% | $143,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.5% | 80% | $210,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 4 | 1.5% | 100% | $420,000 | View |
Nations Lending Corporation
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Conventional | 4 | 1.5% | 100% | $362,500 | |
Communityamerica Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
1.1% | 100% | $368,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 1.1% | 100% | $411,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.1% | 100% | $58,333 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.7% | 100% | $225,000 | View |
Freedom Mortgage Corporation
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VA | 2 | 0.7% | 100% | $360,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.7% | 66.7% | $120,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.7% | 100% | $330,000 | |
Nfm, Inc
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Conventional | 2 | 0.7% | 100% | $230,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 100% | $80,000 | View |
Geneva Financial LLC
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VA | 2 | 0.7% | 100% | $460,000 | |
Village Capital & Investment
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FHA | 2 | 0.7% | 100% | $340,000 | |
Scott Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $495,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $575,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $275,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 33.3% | $35,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Midwestone Bank
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $155,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 33.3% | $325,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cottleville Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cottleville, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Cottleville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cottleville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cottleville, MO
Use these to narrow the list above. Each category shows how many Cottleville, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Cottleville, MO
Independent mortgage companies closed 62.7 percent of home loans in Cottleville, Missouri in 2025, banks 25 percent and credit unions 12.3 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Stifel Bank & Trust the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Flat Branch Mortgage, Inc. led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cottleville, MO
By home loans closed in 2025, Flat Branch Mortgage, Inc. was the largest mortgage lender in Cottleville, Missouri with 12 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Cottleville, Missouri in 2025, led by Rocket Mortgage with 5. 9 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 11 credit unions closed home loans in Cottleville, Missouri in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cottleville, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cottleville, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cottleville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
