Mortgage Lenders and Brokers in Carl Junction, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carl Junction, Missouri mortgage lenders include Community Bank and TrustCommunity Bank and Trust101 S Main St, Carl Junction, MO 64834A+5.0 ★Texas Ratio: 0.74%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, Southwest Missouri BankSouthwest Missouri Bank202 W High, Alba, MO 64830A+5.0 ★Texas Ratio: 1.87%, Pinnacle BankPinnacle Bank1316 E 32nd St, Joplin, MO 64804A+5.0 ★Texas Ratio: 1.45%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, First Community BankFirst Community Bank110 E Main St, Goodman, MO 64843B+4.8 ★Texas Ratio: 17.04%, People'S Bank of SenecaPeople'S Bank of Seneca5034 Highway 43, Joplin, MO 64804A5.0 ★Texas Ratio: 9.47%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carl Junction, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carl Junction are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carl Junction, Missouri
Market share is the lender's share of all home loans closed in Carl Junction, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Carl Junction 101 S Main St, Carl Junction, MO 64834 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 2 | 0.9% | 66.7% | $230,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 90 | 38.8% | 98.9% | $239,666 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, USDA, HELOC | 16 +10 HELOCs |
6.9% | 80% | $276,875 | View |
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202 W High, Alba, MO 64830 A+5.0 ★Texas Ratio: 1.87% |
Conventional, USDA, HELOC | 10 +21 HELOCs |
4.3% | 85.7% | $191,000 | View |
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1316 E 32nd St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 1.45% |
Conventional, VA, USDA, HELOC | 6 +1 HELOCs |
2.6% | 100% | $206,666 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +5 HELOCs |
1.7% | 66.7% | $207,500 | View |
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110 E Main St, Goodman, MO 64843 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA | 4 | 1.7% | 80% | $222,500 | View |
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5034 Highway 43, Joplin, MO 64804 A5.0 ★Texas Ratio: 9.47% |
Conventional | 3 | 1.3% | 75% | $321,666 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 66.7% | $35,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 66.7% | $320,000 | View |
Great Plains Federal Credit Union
120 S GARRISON AVE, CARTHAGE, MO 64836 |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $125,000 | |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
VA | 1 | 0.4% | 100% | $225,000 | |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
FHA | 1 | 0.4% | 100% | $115,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5000 Illinois Ave, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 2.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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VA | 5 | 2.2% | 100% | $219,000 | |
Gershman Investment Corp.
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Conventional, FHA | 3 | 1.3% | 100% | $161,666 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.4% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 12 | 5.2% | 85.7% | $178,333 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 2.6% | 100% | $245,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.2% | 100% | $265,000 | |
Freedom Mortgage Corporation
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FHA | 4 | 1.7% | 100% | $277,500 | |
Village Capital & Investment
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FHA, VA, USDA | 3 | 1.3% | 100% | $301,666 | |
loanDepot.com LLC
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Conventional | 2 | 0.9% | 66.7% | $150,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, VA | 2 | 0.9% | 100% | $300,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 33.3% | $265,000 | |
Midwest Mortgage Associates Corp
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FHA | 2 | 0.9% | 100% | $175,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 0.9% | 100% | $255,000 | |
New American Funding, LLC.
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USDA | 2 | 0.9% | 66.7% | $165,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.9% | 66.7% | $35,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.9% | 66.7% | $310,000 | |
Cadence Bank
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Conventional | 1 | 0.4% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.4% | 100% | $145,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $185,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $175,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.4% | 100% | $175,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.4% | 100% | $405,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $215,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
American Financing Corporation
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VA | 1 | 0.4% | 100% | $415,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
TTCU Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $315,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 50% | $305,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
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A5.0 ★Texas Ratio: 7.68% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Mission Loans, LLC
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VA | 1 | 0.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.07% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 100% | $215,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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A+5.0 ★Texas Ratio: 0.36% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Carl Junction Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carl Junction, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Carl Junction? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carl Junction in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carl Junction, MO
Use these to narrow the list above. Each category shows how many Carl Junction, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Carl Junction, MO
Independent mortgage companies closed 66.8 percent of home loans in Carl Junction, Missouri in 2025, banks 31 percent and credit unions 2.2 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Community Bank and Trust the largest bank and Great Plains Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Community Bank and Trust led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carl Junction, MO
By home loans closed in 2025, Community Bank and Trust was the largest mortgage lender in Carl Junction, Missouri with 2 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Carl Junction, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 98.9 percent, against a 90.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Carl Junction, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 26. 15 lenders closed VA loans, led by Flat Branch Mortgage, Inc., and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 6 credit unions closed home loans in Carl Junction, Missouri in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carl Junction, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carl Junction, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carl Junction. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
