Mortgage Lenders and Brokers in Affton, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Affton, Missouri mortgage lenders include Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, CNB St Louis BankCNB St Louis Bank9111 Mackenzie Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 5.88%, Great Southern BankGreat Southern Bank6800 S Rock Hill Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 1.55%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Together Credit UnionTogether Credit Union1334 Jeffco Blvd, Arnold, MO 63010 2157A+5.0 ★Texas Ratio: 4.25%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, Fcb BanksFcb Banks1300 Clarkson Clayton Center, Ellisville, MO 63011A5.0 ★Texas Ratio: 7.31%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, and Bank of America NABank of America NA1301 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Affton, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Affton are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Affton, Missouri
Market share is the lender's share of all home loans closed in Affton, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Affton 10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, FHA, HELOC | 6 +9 HELOCs |
1.1% | 58.3% | $78,333 | View |
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1 office in Affton 9111 Mackenzie Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 5.88% |
Conventional | 2 | 0.4% | 100% | $155,000 | View |
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1 office in Affton 6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.2% | 50% | $225,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 22 +6 HELOCs |
4% | 67.6% | $167,727 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, Jumbo, HELOC | 17 +9 HELOCs |
3.1% | 94.4% | $279,117 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 14 | 2.6% | 100% | $216,428 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 10 +8 HELOCs |
1.8% | 71.4% | $194,000 | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional, HELOC | 10 +2 HELOCs |
1.8% | 83.3% | $155,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, FHA, VA | 9 | 1.7% | 100% | $289,444 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 7 +10 HELOCs |
1.3% | 100% | $286,428 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 7 | 1.3% | 70% | $90,714 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional, FHA | 7 | 1.3% | 100% | $215,000 | View |
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3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional | 6 | 1.1% | 100% | $121,666 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.7% | 80% | $210,000 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 4 | 0.7% | 80% | $192,500 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
0.6% | 42.9% | $155,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 100% | $185,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, VA, Jumbo | 3 | 0.6% | 100% | $568,333 | View |
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55 Mill Hill Rd, Bloomsdale, MO 63627 A+5.0 ★Texas Ratio: 2.65% |
Conventional, Jumbo | 3 | 0.6% | 100% | $341,666 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 3 | 0.6% | 100% | $88,333 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $315,000 | View |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $260,000 | View |
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3920 JEFFCO BLVD, ARNOLD, MO 63010 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 2 | 0.4% | 100% | $80,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional | 2 | 0.4% | 100% | $40,000 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 2 | 0.4% | 100% | $195,000 | View |
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3944 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 7.31% |
Conventional | 2 | 0.4% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $135,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 25% | $235,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 1 | 0.2% | 50% | $665,000 | |
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11965 Saint Charles Rock Rd, Bridgeton, MO 63044 B+4.8 ★Texas Ratio: 17.59% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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484 Nebraska Avenue, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $325,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 33 | 6.1% | 94.6% | $186,212 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 24 | 4.4% | 92.3% | $194,166 | |
Mortgage Research Center
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FHA, VA | 13 | 2.4% | 73.7% | $293,461 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 7 | 1.3% | 100% | $279,285 | View |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 7 | 1.3% | 87.5% | $185,000 | |
Family Finance Mortgage LLC
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Conventional, FHA | 7 | 1.3% | 100% | $206,428 | |
First State Bank of St Charles
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Conventional | 5 | 0.9% | 100% | $209,000 | |
Endeavor Capital, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $250,000 | |
US Wide Financial LLC
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Gateway Metro Federal Credit U
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Conventional | 1 | 0.2% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Mortgage Solutions, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 62 | 11.4% | 98.5% | $232,096 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 34 +1 HELOCs |
6.2% | 94.4% | $359,117 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 33 +1 HELOCs |
6.1% | 97.1% | $189,848 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 28 | 5.1% | 83.3% | $161,785 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 12 | 2.2% | 85.7% | $173,333 | |
Victory Mortgage, LLC
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Conventional | 9 | 1.7% | 100% | $498,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 8 | 1.5% | 88.9% | $193,750 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.1% | 60% | $166,666 | |
Newrez LLC
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Conventional, VA | 6 | 1.1% | 100% | $188,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 1.1% | 100% | $280,000 | |
Leaderone Financial Corp.
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Conventional, FHA, VA | 6 | 1.1% | 100% | $145,000 | |
Primelending
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Conventional | 5 | 0.9% | 100% | $237,000 | |
Geneva Financial LLC
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Conventional | 5 | 0.9% | 100% | $143,000 | |
Nations Lending Corporation
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Conventional, FHA | 4 | 0.7% | 100% | $185,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.7% | 100% | $230,000 | |
Lower, LLC
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Conventional | 4 | 0.7% | 80% | $235,000 | |
Everett Financial, Inc.
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Conventional | 3 | 0.6% | 100% | $105,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.6% | 75% | $178,333 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $40,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.4% | 100% | $265,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 2 | 0.4% | 100% | $230,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.4% | 100% | $130,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
FHA | 2 | 0.4% | 100% | $180,000 | View |
Scott Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.2% | 100% | $5,000 | |
Educational Systems FCU
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 33.3% | $235,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.2% | 33.3% | $185,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $235,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
FHA | 1 | 0.2% | 100% | $225,000 | View |
Thompson Kane & Company, Inc
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $55,000 | |
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A5.0 ★Texas Ratio: 11.76% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $265,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $225,000 | |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $775,000 | View |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $245,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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A5.0 ★Texas Ratio: 8.07% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.2% | 50% | $225,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 100% | $265,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Communityamerica Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a |
Affton Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Affton, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Affton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Affton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Affton, MO
Use these to narrow the list above. Each category shows how many Affton, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Affton, MO
Independent mortgage companies closed 67 percent of home loans in Affton, Missouri in 2025, banks 23.5 percent and credit unions 9.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Commerce Bank the largest bank and Together Credit Union the largest credit union. Among lenders headquartered in Missouri, Commerce Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Affton, MO
By home loans closed in 2025, Commerce Bank was the largest mortgage lender in Affton, Missouri with 6 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Affton, Missouri, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98.5 percent, against a 87.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Affton, Missouri in 2025, led by Das Acquisition Company, LLC with 6. 18 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 44 banks and 15 credit unions closed home loans in Affton, Missouri in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Affton, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Affton, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Affton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
