Mortgage Lenders and Brokers in Vicksburg, Mississippi
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Vicksburg, Mississippi mortgage lenders include Trustmark BankTrustmark Bank876 Highway 61 North, Vicksburg, MS 39180A+5.0 ★Texas Ratio: 2.40%, RiverHills BankRiverHills Bank2125 N Frontage Rd, Vicksburg, MS 39180A+5.0 ★Texas Ratio: 3.03%, Regions BankRegions Bank4140 Clay St, Vicksburg, MS 39183A+5.0 ★Texas Ratio: 4.37%, Guaranty Bank & Trust CompanyGuaranty Bank & Trust Company1900 Cherry St, Vicksburg, MS 39180A-5.0 ★Texas Ratio: 14.15%, Mutual Federal Credit UnonMutual Federal Credit UnonVicksburg, MS, Cadence BankCadence Bank1240 Highway 61 N, Vicksburg, MS 39183, PriorityOne BankPriorityOne Bank1400 W Government St, Brandon, MS 39042A5.0 ★Texas Ratio: 12.03%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724, and Bank of CommerceBank of Commerce167 Court Sq, Charleston, MS 38921A+5.0 ★Texas Ratio: 4.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vicksburg, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vicksburg are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vicksburg, Mississippi
Market share is the lender's share of all home loans closed in Vicksburg, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3 offices in Vicksburg 876 Highway 61 North, Vicksburg, MS 39180 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 71 +23 HELOCs |
21.1% | 88.9% | $174,014 | View |
|
1 office in Vicksburg 2125 N Frontage Rd, Vicksburg, MS 39180 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 30 | 8.9% | 93.8% | $139,666 | View |
|
1 office in Vicksburg 4140 Clay St, Vicksburg, MS 39183 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 6 +8 HELOCs |
1.8% | 34.8% | $110,000 | View |
|
2 offices in Vicksburg 1900 Cherry St, Vicksburg, MS 39180 A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
Mutual Federal Credit Unon
|
Conventional | 21 | 6.2% | 56.1% | $115,476 | |
Cadence Bank
1240 Highway 61 N, Vicksburg, MS 39183 |
Conventional, FHA, USDA, HELOC | 18 +12 HELOCs |
5.3% | 75% | $93,333 | |
|
1400 W Government St, Brandon, MS 39042 A5.0 ★Texas Ratio: 12.03% |
Conventional, FHA, VA | 3 | 0.9% | 100% | $161,666 | View |
|
315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 66.7% | $195,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional, FHA | 2 | 0.6% | 66.7% | $215,000 | |
|
167 Court Sq, Charleston, MS 38921 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
|
814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
|
202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.3% | 50% | $5,000 | View |
|
204 Westover Dr, Hattiesburg, MS 39402 A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
|
5754 Terry Rd, Byram, MS 39272 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
Rocket Mortgage
|
Conventional, FHA, VA | 34 | 10.1% | 66.7% | $115,294 | |
Guild Mortgage Company
|
Conventional, FHA, USDA | 22 | 6.5% | 95.7% | $126,818 | |
21St Mortgage
|
Conventional | 11 | 3.3% | 48.3% | $103,181 | |
Mortgage Research Center
|
VA | 10 | 3% | 62.5% | $217,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, USDA | 9 | 2.7% | 100% | $163,888 | View |
loanDepot.com LLC
|
Conventional, FHA | 7 | 2.1% | 77.8% | $79,285 | |
Liberty Bank
|
FHA, USDA | 7 | 2.1% | 58.3% | $132,142 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 1.5% | 87.5% | $167,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 5 | 1.5% | 100% | $169,000 | |
Triad Financial Services, Inc.
|
Conventional | 5 | 1.5% | 54.5% | $105,000 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 1.5% | 71.4% | $105,000 | |
United Wholesale Mortgage
|
FHA, VA | 4 | 1.2% | 80% | $217,500 | |
New Day Financial, LLC.
|
VA | 4 | 1.2% | 46.2% | $152,500 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 3 +1 HELOCs |
0.9% | 60% | $218,333 | |
Newrez LLC
|
FHA | 3 | 0.9% | 50% | $128,333 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.6% | 50% | $215,000 | View |
Loansteady LLC
|
FHA | 2 | 0.6% | 100% | $260,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 2 | 0.6% | 100% | $230,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.6% | 12.5% | $45,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.6% | 66.7% | $150,000 | View |
Planet Home Lending, LLC
|
FHA | 2 | 0.6% | 50% | $145,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.6% | 100% | $340,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.6% | 43.8% | $55,000 | View |
New American Funding, LLC.
|
FHA | 2 | 0.6% | 100% | $210,000 | |
Gmfs, LLC
|
FHA | 2 | 0.6% | 100% | $245,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.6% | 22.2% | $105,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional | 1 | 0.3% | 50% | $115,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $95,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
VA | 1 | 0.3% | 100% | $455,000 | View |
Primary Residential Mortgage, INC.
|
VA | 1 | 0.3% | 100% | $85,000 | |
|
A5.0 ★Texas Ratio: 6.67% |
VA | 1 | 0.3% | 100% | $495,000 | View |
Movement Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
Valon Mortgage
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
Weichert Financial Services
|
VA | 1 | 0.3% | 100% | $195,000 | |
Cross Keys Bank
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.3% | 100% | $355,000 | |
TowneBank
|
Conventional | 1 | 0.3% | 50% | $125,000 | |
CSL Financial, LLC
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
|
A5.0 ★Texas Ratio: 11.97% |
FHA | 1 | 0.3% | 100% | $215,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.3% | 100% | $185,000 | View |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
|
A+5.0 ★Texas Ratio: 5.42% |
USDA | 1 | 0.3% | 100% | $185,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.3% | 66.7% | $275,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.3% | 50% | $55,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
Southwest Funding LP
|
FHA | 1 | 0.3% | 100% | $275,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Vicksburg Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vicksburg, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Vicksburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vicksburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vicksburg, MS
Use these to narrow the list above. Each category shows how many Vicksburg, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Vicksburg, MS
Independent mortgage companies closed 42.4 percent of home loans in Vicksburg, Mississippi in 2025, banks 49.9 percent and credit unions 7.7 percent. Rocket Mortgage was the largest mortgage company, Trustmark Bank the largest bank and Mutual Federal Credit Unon the largest credit union. Among lenders headquartered in Mississippi, Trustmark Bank led with 71 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vicksburg, MS
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Vicksburg, Mississippi with 71 loans, about 21.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Vicksburg, Mississippi, Trustmark Bank approved the highest share of completed applications in 2025 at 88.9 percent, against a 68.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Vicksburg, Mississippi in 2025, led by Trustmark Bank with 22. 16 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 3 credit unions closed home loans in Vicksburg, Mississippi in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vicksburg, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vicksburg, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vicksburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
