Mortgage Lenders and Brokers in Columbus, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Columbus, Mississippi mortgage lenders include Renasant BankRenasant Bank595 18th Ave N, Columbus, MS 39701A+5.0 ★Texas Ratio: 4.72%, Trustmark BankTrustmark Bank207 Alabama St, Columbus, MS 39702A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank710 Main St, Columbus, MS 39701A+5.0 ★Texas Ratio: 4.37%, BankFirst Financial ServicesBankFirst Financial Services110 N Lehmberg Rd, Columbus, MS 39702A+5.0 ★Texas Ratio: 3.47%, Bank of CommerceBank of Commerce427 Main St, Columbus, MS 39701A+5.0 ★Texas Ratio: 4.84%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, Cadence BankCadence Bank120 N Lehmberg Rd, Columbus, MS 39702, Citizens National Bank of MeridianCitizens National Bank of Meridian115 N Lehmberg Rd, Columbus, MS 39702A5.0 ★Texas Ratio: 7.13%, Wells Fargo Bank NAWells Fargo Bank NA2675 Pass Rd, Biloxi, MS 39531A+5.0 ★Texas Ratio: 5.36%, and Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Columbus, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Columbus are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Columbus, Mississippi
Market share is the lender's share of all home loans closed in Columbus, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Columbus 595 18th Ave N, Columbus, MS 39701 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, USDA, HELOC | 44 +9 HELOCs |
11.4% | 89.8% | $173,181 | View |
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3 offices in Columbus 207 Alabama St, Columbus, MS 39702 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, USDA, HELOC | 19 +11 HELOCs |
4.9% | 82.6% | $160,263 | View |
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2 offices in Columbus 710 Main St, Columbus, MS 39701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, USDA, HELOC | 18 +8 HELOCs |
4.7% | 48.6% | $117,777 | View |
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3 offices in Columbus 110 N Lehmberg Rd, Columbus, MS 39702 A+5.0 ★Texas Ratio: 3.47% |
Conventional, FHA, VA, USDA, HELOC | 15 +8 HELOCs |
3.9% | 100% | $203,000 | View |
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2 offices in Columbus 427 Main St, Columbus, MS 39701 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 10 | 2.6% | 100% | $124,000 | View |
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1 office in Columbus 315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 50% | $115,000 | View |
Cadence Bank
120 N Lehmberg Rd, Columbus, MS 39702 |
Conventional, FHA, VA, USDA, HELOC | 20 +21 HELOCs |
5.2% | 87% | $272,500 | |
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115 N Lehmberg Rd, Columbus, MS 39702 A5.0 ★Texas Ratio: 7.13% |
Conventional, FHA | 6 | 1.6% | 75% | $245,000 | View |
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2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 1.6% | 100% | $103,333 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA | 4 | 1% | 100% | $185,000 | View |
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105 Main St S, Amory, MS 38821 A-5.0 ★Texas Ratio: 14.15% |
FHA | 1 | 0.3% | 100% | $285,000 | View |
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1038 River Oaks Dr, Flowood, MS 39232 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Mutual Federal Credit Unon
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Conventional | 1 | 0.3% | 50% | $75,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 25 | 6.5% | 62.5% | $221,400 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA, USDA | 24 | 6.2% | 68.4% | $129,166 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 5.2% | 69% | $155,500 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, VA, USDA | 20 | 5.2% | 100% | $222,000 | View |
Geneva Financial LLC
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Conventional, FHA, VA, USDA | 18 | 4.7% | 90% | $159,444 | |
First Community Mortgage, Inc.
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Conventional, FHA, VA, USDA | 9 | 2.3% | 81.8% | $196,111 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 2.1% | 71.4% | $197,500 | |
21St Mortgage
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Conventional | 8 | 2.1% | 64.3% | $96,250 | |
United Wholesale Mortgage
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FHA, VA, HELOC | 7 +1 HELOCs |
1.8% | 70% | $219,285 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.6% | 69.2% | $245,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 1.6% | 35.3% | $150,000 | |
Towne Mortgage Company
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FHA, USDA | 6 | 1.6% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
1.3% | 83.3% | $209,000 | |
Land Home Financial Services,
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Conventional, FHA, VA | 5 | 1.3% | 83.3% | $213,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1% | 44.4% | $60,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1% | 57.1% | $102,500 | |
CSL Financial, LLC
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Conventional | 4 | 1% | 100% | $92,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 4 | 1% | 66.7% | $137,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 100% | $178,333 | View |
American Financial Resources LLC
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USDA | 3 | 0.8% | 100% | $188,333 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 0.8% | 100% | $131,666 | |
Nationstar Mortgage
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Conventional, VA | 3 | 0.8% | 100% | $95,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 3 | 0.8% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
FHA, USDA | 3 | 0.8% | 100% | $205,000 | View |
Leaderone Financial Corp.
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FHA, VA, USDA | 3 | 0.8% | 75% | $141,666 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 2 | 0.5% | 66.7% | $220,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.5% | 100% | $145,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.5% | 71.4% | $95,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 0.5% | 100% | $195,000 | |
Pentagon Federal Credit Union
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Conventional, VA | 2 | 0.5% | 100% | $470,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
USDA | 1 | 0.3% | 100% | $165,000 | View |
Royal United Mortgage LLC
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FHA | 1 | 0.3% | 33.3% | $125,000 | |
Newrez LLC
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VA | 1 | 0.3% | 25% | $265,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 25% | $365,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.3% | 50% | $85,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $525,000 | |
United Trust Bank
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VA | 1 | 0.3% | 100% | $125,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $35,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $235,000 | |
American Security Mortgage Cor
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VA | 1 | 0.3% | 100% | $355,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $375,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 50% | $335,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 50% | $335,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Georgia United Credit Union
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.3% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 10.77% |
VA | 1 | 0.3% | 100% | $335,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $435,000 | View |
Paramount Residential Mortgage
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USDA | 1 | 0.3% | 100% | $125,000 | |
Southwest Funding LP
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FHA | 1 | 0.3% | 100% | $255,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Columbus Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Columbus, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Columbus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Columbus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Columbus, MS
Use these to narrow the list above. Each category shows how many Columbus, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Columbus, MS
Independent mortgage companies closed 49.1 percent of home loans in Columbus, Mississippi in 2025, banks 48.6 percent and credit unions 2.3 percent. Mortgage Research Center was the largest mortgage company, Renasant Bank the largest bank and Mutual Federal Credit Unon the largest credit union. Among lenders headquartered in Mississippi, Trustmark Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Columbus, MS
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Columbus, Mississippi with 44 loans, about 11.4 percent of the market. The largest lender headquartered in Mississippi was Trustmark Bank with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Columbus, Mississippi in 2025, led by Cardinal Financial Company, Li with 12. 28 lenders closed VA loans, led by Mortgage Research Center, and 15 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 4 credit unions closed home loans in Columbus, Mississippi in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Columbus, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Columbus, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Columbus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
