Mortgage Lenders and Brokers in Byram, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Byram, Mississippi mortgage lenders include Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank7265 S Siwell Rd, Byram, MS 39272A+5.0 ★Texas Ratio: 4.37%, BankplusBankplus7340 S Siwell Rd, Byram, MS 39272A+5.0 ★Texas Ratio: 4.80%, Copiah BankCopiah Bank5754 Terry Rd, Byram, MS 39272A+5.0 ★Texas Ratio: 0.90%, Cadence BankCadence Bank5767 Terry Rd, Byram, MS 39272, Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724, PriorityOne BankPriorityOne Bank1400 W Government St, Brandon, MS 39042A5.0 ★Texas Ratio: 12.03%, Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%, Origin BankOrigin Bank1450 West Government Street, Brandon, MS 39042A5.0 ★Texas Ratio: 6.66%, and Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Byram, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Byram are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Byram, Mississippi
Market share is the lender's share of all home loans closed in Byram, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Byram 935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, USDA, HELOC | 33 +40 HELOCs |
10.5% | 87.8% | $184,090 | View |
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1 office in Byram 7265 S Siwell Rd, Byram, MS 39272 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 9 +14 HELOCs |
2.9% | 35.5% | $153,888 | View |
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1 office in Byram 7340 S Siwell Rd, Byram, MS 39272 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA, HELOC | 5 +10 HELOCs |
1.6% | 71.4% | $227,000 | View |
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1 office in Byram 5754 Terry Rd, Byram, MS 39272 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Cadence Bank
5767 Terry Rd, Byram, MS 39272 |
Conventional, FHA, VA, HELOC | 39 +11 HELOCs |
12.4% | 76.9% | $202,948 | |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional, FHA | 15 | 4.8% | 78.9% | $165,000 | |
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1400 W Government St, Brandon, MS 39042 A5.0 ★Texas Ratio: 12.03% |
Conventional, FHA, USDA | 9 | 2.9% | 100% | $212,777 | View |
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103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 7 | 2.2% | 87.5% | $192,142 | View |
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1450 West Government Street, Brandon, MS 39042 A5.0 ★Texas Ratio: 6.66% |
Conventional, USDA | 4 | 1.3% | 80% | $372,500 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, HELOC | 3 +3 HELOCs |
1% | 80% | $111,666 | View |
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648 E Peace St, Canton, MS 39046 A5.0 ★Texas Ratio: 8.01% |
Conventional, FHA | 3 | 1% | 83.3% | $225,000 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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6a N Third St, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $75,000 | View |
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686 Highway 49, Flora, MS 39071 A+5.0 ★Texas Ratio: 0.05% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
Conventional | 1 | 0.3% | 33.3% | $215,000 | View |
Mutual Federal Credit Unon
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Conventional | 1 | 0.3% | 20% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA, USDA | 22 | 7% | 92.3% | $171,818 | View |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 6.7% | 70% | $164,523 | |
Mortgage Research Center
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VA | 19 | 6.1% | 76% | $243,947 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 17 | 5.4% | 63% | $231,470 | |
United Wholesale Mortgage
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FHA, VA | 10 | 3.2% | 66.7% | $203,000 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 2.5% | 66.7% | $208,750 | |
New Day Financial, LLC.
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VA | 6 | 1.9% | 66.7% | $196,666 | |
Newrez LLC
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Conventional, VA, USDA | 5 | 1.6% | 62.5% | $229,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.6% | 55.6% | $101,000 | |
Liberty Bank
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FHA, VA, USDA | 5 | 1.6% | 83.3% | $295,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.6% | 45.5% | $129,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 5 | 1.6% | 41.7% | $125,000 | |
Liberty Federal Credit Union
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Conventional, FHA | 4 | 1.3% | 100% | $142,500 | |
Triad Financial Services, Inc.
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Conventional | 4 | 1.3% | 75% | $140,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 1.3% | 80% | $210,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 4 | 1.3% | 100% | $172,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1% | 42.9% | $281,666 | |
Amerisave Mortgage Company
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FHA | 2 | 0.6% | 25% | $170,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $140,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.6% | 100% | $245,000 | View |
Nationstar Mortgage
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Conventional, VA | 2 | 0.6% | 66.7% | $130,000 | |
Towne Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $230,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, VA | 2 | 0.6% | 100% | $245,000 | View |
Village Capital & Investment
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VA | 2 | 0.6% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 12.33% |
USDA | 1 | 0.3% | 100% | $165,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 100% | $265,000 | |
Primelending
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USDA | 1 | 0.3% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 40% | $35,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.3% | 100% | $205,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $55,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $295,000 | |
United Community Bank
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 50% | $265,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 5.42% |
USDA | 1 | 0.3% | 100% | $175,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 50% | $95,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 33.3% | $85,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Byram Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Byram, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Byram? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Byram in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Byram, MS
Use these to narrow the list above. Each category shows how many Byram, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Byram, MS
Independent mortgage companies closed 43 percent of home loans in Byram, Mississippi in 2025, banks 49.4 percent and credit unions 7.6 percent. Rocket Mortgage was the largest mortgage company, Trustmark Bank the largest bank and Hope Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Trustmark Bank led with 33 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Byram, MS
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Byram, Mississippi with 33 loans, about 10.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Byram, Mississippi in 2025, led by Cadence Bank with 18. 18 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 5 credit unions closed home loans in Byram, Mississippi in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Byram, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Byram, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Byram. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
