Mortgage Lenders and Brokers in Brookhaven, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Brookhaven, Mississippi mortgage lenders include First BankFirst Bank200 S Whitworth Ave, Brookhaven, MS 39601A5.0 ★Texas Ratio: 7.61%, BankplusBankplus600 Brookway Blvd, Brookhaven, MS 39601A+5.0 ★Texas Ratio: 4.80%, Trustmark BankTrustmark Bank200 Highway 51 N, Brookhaven, MS 39601A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank714a Halbert Heights Rd, Brookhaven, MS 39601A+5.0 ★Texas Ratio: 4.37%, Ferguson Federal Credit UnionFerguson Federal Credit Union352 Brookhaven St, Brookhaven, MS 39601C+4.2 ★Texas Ratio: 24.39%, Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 5.02%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, and Hancock Whitney BankHancock Whitney Bank100 S Beach Blvd, Bay Saint Louis, MS 39520A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brookhaven, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brookhaven are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Brookhaven, Mississippi
Market share is the lender's share of all home loans closed in Brookhaven, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Brookhaven 200 S Whitworth Ave, Brookhaven, MS 39601 A5.0 ★Texas Ratio: 7.61% |
Conventional | 15 | 5.7% | 94.1% | $84,333 | View |
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2 offices in Brookhaven 600 Brookway Blvd, Brookhaven, MS 39601 A+5.0 ★Texas Ratio: 4.80% |
Conventional, HELOC | 14 +9 HELOCs |
5.3% | 87.5% | $137,857 | View |
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3 offices in Brookhaven 200 Highway 51 N, Brookhaven, MS 39601 A+5.0 ★Texas Ratio: 2.40% |
Conventional, VA, HELOC | 12 +56 HELOCs |
4.6% | 92.3% | $206,666 | View |
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1 office in Brookhaven 714a Halbert Heights Rd, Brookhaven, MS 39601 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 5 +6 HELOCs |
1.9% | 41.7% | $207,000 | View |
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352 Brookhaven St, Brookhaven, MS 39601 C+4.2 ★Texas Ratio: 24.39% |
Conventional | 4 | 1.5% | 80% | $115,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 4 | 1.5% | 50% | $145,000 | |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
FHA, VA | 2 | 0.8% | 100% | $220,000 | View |
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $405,000 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
FHA | 1 | 0.4% | 100% | $415,000 | View |
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1400 W Government St, Brandon, MS 39042 A5.0 ★Texas Ratio: 12.03% |
FHA | 1 | 0.4% | 100% | $115,000 | View |
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103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
USDA | 1 | 0.4% | 100% | $215,000 | View |
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710 Main St, Collins, MS 39428 B4.4 ★Texas Ratio: 21.68% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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100 Fountains Blvd, Madison, MS 39110 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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5754 Terry Rd, Byram, MS 39272 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.4% | 50% | $75,000 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 24 | 9.2% | 92.6% | $212,916 | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 8.4% | 76.7% | $167,272 | |
Loansteady LLC
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Conventional, FHA, VA, USDA | 20 | 7.6% | 100% | $216,000 | |
21St Mortgage
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Conventional | 20 | 7.6% | 32.3% | $128,500 | |
Triad Financial Services, Inc.
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Conventional | 16 | 6.1% | 56.7% | $138,125 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 10 | 3.8% | 100% | $277,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 10 | 3.8% | 25.6% | $110,000 | |
First Community Mortgage, Inc.
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Conventional, FHA | 7 | 2.7% | 100% | $210,714 | |
Mortgage Research Center
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Conventional, VA | 6 | 2.3% | 75% | $188,333 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.9% | 62.5% | $131,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 5 | 1.9% | 46.4% | $95,000 | View |
United Wholesale Mortgage
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FHA, VA, HELOC | 4 +1 HELOCs |
1.5% | 66.7% | $305,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 1.5% | 100% | $147,500 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional, FHA | 3 | 1.1% | 75% | $171,666 | View |
Stockton Mortgage Corporation
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FHA | 3 | 1.1% | 100% | $258,333 | |
Southwest Stage Funding LLC
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Conventional | 3 | 1.1% | 100% | $135,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 50% | $175,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.8% | 66.7% | $105,000 | |
Heritage Bank of St. Tammany
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Conventional | 2 | 0.8% | 100% | $330,000 | |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $150,000 | |
Gmfs, LLC
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Conventional, FHA | 2 | 0.8% | 75% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.4% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.4% | 100% | $265,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $155,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.4% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 33.3% | $195,000 | |
Newrez LLC
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FHA | 1 | 0.4% | 50% | $155,000 | |
Nbkc Bank
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FHA | 1 | 0.4% | 100% | $155,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 25% | $65,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.4% | 100% | $155,000 | |
FirstTrust Home Loans
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FHA | 1 | 0.4% | 100% | $155,000 | |
Mortgage Financial Services
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FHA | 1 | 0.4% | 100% | $275,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 50% | $175,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 50% | $255,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Synergy Bank
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $295,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Texana Bank
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VA | 1 | 0.4% | 100% | $295,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $25,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Brookhaven Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Brookhaven, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Brookhaven? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brookhaven in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Brookhaven, MS
Use these to narrow the list above. Each category shows how many Brookhaven, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Brookhaven, MS
Independent mortgage companies closed 66.4 percent of home loans in Brookhaven, Mississippi in 2025, banks 29.8 percent and credit unions 3.8 percent. CrossCountry Mortgage, LLC was the largest mortgage company, First Bank the largest bank and Ferguson Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, First Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Brookhaven, MS
By home loans closed in 2025, First Bank was the largest mortgage lender in Brookhaven, Mississippi with 15 loans, about 5.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Brookhaven, Mississippi in 2025, led by CrossCountry Mortgage, LLC with 9. 13 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 4 credit unions closed home loans in Brookhaven, Mississippi in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brookhaven, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brookhaven, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brookhaven. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
