St. Louis Park, Minnesota mortgage lenders include Bridgewater BankBridgewater Bank7831 E Bush Lake Rd, Edina, MN 55439A+5.0 ★Texas Ratio: 3.43%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, Huntington National BankHuntington National Bank405 E Main St, Anoka, MN 55303A+5.0 ★Texas Ratio: 3.66%, and Alerus Financial NAAlerus Financial NA143 W Clark St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 3.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in St. Louis Park, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in St. Louis Park are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in St. Louis Park, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 5 | 0.6% | 100% | $255,000 | View |
|
1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, Jumbo, HELOC | 82 +10 HELOCs |
9.3% | 97.6% | $339,268 | View |
|
2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, FHA, HELOC | 40 +19 HELOCs |
4.6% | 85.1% | $238,750 | View |
|
331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 32 +23 HELOCs |
3.6% | 88.9% | $324,062 | View |
|
208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 22 | 2.5% | 100% | $326,818 | View |
|
10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 17 +8 HELOCs |
1.9% | 85.7% | $199,117 | View |
|
1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 15 +6 HELOCs |
1.7% | 84.2% | $140,333 | View |
|
14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 14 +19 HELOCs |
1.6% | 100% | $370,714 | View |
|
405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 14 +13 HELOCs |
1.6% | 83.3% | $352,142 | View |
|
143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 14 +5 HELOCs |
1.6% | 100% | $388,571 | View |
|
122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, Jumbo | 13 | 1.5% | 81.2% | $371,153 | View |
|
101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 10 +7 HELOCs |
1.1% | 100% | $465,000 | View |
|
15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 9 +1 HELOCs |
1% | 90% | $329,444 | View |
|
13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 8 | 0.9% | 72.7% | $112,500 | View |
|
11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 7 | 0.8% | 87.5% | $133,571 | View |
|
7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +1 HELOCs |
0.7% | 100% | $291,666 | View |
|
11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 6 | 0.7% | 66.7% | $290,000 | View |
|
★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 3 | 0.3% | 100% | $71,666 | View |
|
7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +4 HELOCs |
0.2% | 100% | $500,000 | View |
|
10901 Excelsior Blvd, Hopkins, MN 55343 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 2 | 0.2% | 100% | $245,000 | View |
|
950 Highway 95 N, Bayport, MN 55003 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 2 | 0.2% | 100% | $110,000 | View |
|
2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 2 | 0.2% | 100% | $185,000 | View |
|
410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional, Jumbo | 2 | 0.2% | 100% | $640,000 | View |
|
900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 1 +6 HELOCs |
0.1% | 100% | $345,000 | View |
|
412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 100% | $465,000 | View |
|
113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $665,000 | View |
|
3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $155,000 | View |
|
406 E Poplar St, Belle Plaine, MN 56011 A5.0 ★Texas Ratio: 6.12% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
|
22 1st St Ne, Bagley, MN 56621 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
|
7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
|
999 Village Center Dr, North Oaks, MN 55127 A+5.0 ★Texas Ratio: 0.11% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
|
1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
|
15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
|
14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
|
112 Broadway, Hanska, MN 56041 A+5.0 ★Texas Ratio: 0.05% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
|
6545 France Ave S Ste 130, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
|
301 S State St, Fairmont, MN 56031 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
|
221 Main St N, Biwabik, MN 55708 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
|
4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
|
208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.1% | 100% | $325,000 | View |
|
200 Coon Rapids Blvd Nw, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
|
4125 Ball Rd Ne, Blaine, MN 55014 A+5.0 ★Texas Ratio: 1.06% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
|
715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
|
109 N St Paul Ave, Fulda, MN 56131 A5.0 ★Texas Ratio: 9.42% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
|
2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
|
4470 W 78th Street Cir, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
|
7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
|
3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
|
4350 8th St N, Saint Cloud, MN 56303 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
|
14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tradition Mortgage, LLC
|
Conventional, VA | 20 | 2.3% | 100% | $316,000 | |
Cambria Financial Group
|
Conventional | 5 | 0.6% | 100% | $339,000 | |
Summit Mortgage Corporation
|
Conventional | 4 | 0.5% | 100% | $325,000 | |
Bremer Bank NA
|
Conventional | 2 | 0.2% | 100% | $230,000 | |
Servion
|
Conventional | 2 | 0.2% | 100% | $335,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 44 | 5% | 97.9% | $325,909 | |
Rocket Mortgage
|
Conventional, FHA, VA | 43 | 4.9% | 77.2% | $279,186 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 38 | 4.3% | 100% | $325,526 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 37 | 4.2% | 100% | $379,324 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, Jumbo | 37 | 4.2% | 100% | $336,621 | |
Guild Mortgage Company
|
Conventional, VA | 22 | 2.5% | 95.7% | $346,363 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo, HELOC | 20 +1 HELOCs |
2.3% | 95.5% | $362,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 20 | 2.3% | 95.2% | $285,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 20 | 2.3% | 87% | $389,500 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 19 | 2.2% | 100% | $305,000 | |
loanDepot.com LLC
|
Conventional, FHA | 12 | 1.4% | 100% | $164,166 | |
Everett Financial, Inc.
|
Conventional, FHA | 10 | 1.1% | 100% | $293,000 | |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 8 +4 HELOCs |
0.9% | 100% | $277,500 | View |
Mutual of Omaha Mortgage
|
Conventional, FHA | 8 | 0.9% | 100% | $298,750 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 8 | 0.9% | 100% | $335,000 | |
Cmg Mortgage Inc
|
Conventional, VA, HELOC | 6 +1 HELOCs |
0.7% | 100% | $298,333 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 0.6% | 100% | $373,000 | View |
Newrez LLC
|
Conventional, VA | 5 | 0.6% | 41.7% | $209,000 | |
Kind Lending, LLC
|
Conventional, FHA | 5 | 0.6% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 5 | 0.6% | 83.3% | $247,000 | View |
Megastar Finanacial Corp
|
Conventional | 5 | 0.6% | 100% | $295,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 5 | 0.6% | 100% | $293,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 4 +3 HELOCs |
0.5% | 77.8% | $277,500 | View |
Sage Home Loans Corporation
|
Conventional | 4 | 0.5% | 100% | $307,500 | |
Movement Mortgage, LLC
|
Conventional, VA | 4 | 0.5% | 100% | $357,500 | |
Resicentral LLC
|
Conventional | 4 | 0.5% | 100% | $327,500 | |
American Pacific Mortgage Corporation
|
Conventional | 4 | 0.5% | 100% | $232,500 | |
Lower, LLC
|
Conventional | 4 | 0.5% | 80% | $265,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 4 | 0.5% | 66.7% | $212,500 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 4 | 0.5% | 100% | $395,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 3 | 0.3% | 100% | $258,333 | |
Provident Funding Associates
|
Conventional | 3 | 0.3% | 100% | $445,000 | |
Mortgage Research Center
|
VA, Jumbo | 3 | 0.3% | 75% | $811,666 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 3 | 0.3% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 3 | 0.3% | 100% | $528,333 | View |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, HELOC | 2 +5 HELOCs |
0.2% | 100% | $385,000 | View |
The Loan Store, Inc
|
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $360,000 | |
Navy Federal Credit Union
|
VA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $385,000 | |
SWBC Mortgage Corporation
|
Conventional | 2 | 0.2% | 100% | $335,000 | |
Nbkc Bank
|
Conventional | 2 | 0.2% | 100% | $460,000 | |
Discover Bank
|
Conventional | 2 | 0.2% | 100% | $90,000 | |
Bay Equity LLC
|
Conventional | 2 | 0.2% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.2% | 100% | $295,000 | View |
Nationstar Mortgage
|
Conventional | 2 | 0.2% | 100% | $70,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $350,000 | |
Florida Capital Bank, N.A
|
Conventional | 2 | 0.2% | 100% | $280,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.2% | 100% | $520,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.2% | 100% | $795,000 | View |
Texana Bank
|
Conventional | 2 | 0.2% | 100% | $300,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $475,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 25% | $65,000 | |
Primelending
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
Greenstate Credit Union
|
Conventional | 1 | 0.1% | 100% | $365,000 | |
Freedom Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Go Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 50% | $375,000 | View |
Amerisave Mortgage Company
|
Conventional | 1 | 0.1% | 25% | $85,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
Plus Relocation Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
Flat Branch Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
Westconsin Credit Union
|
Conventional | 1 | 0.1% | 100% | $565,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
Premier Lending Inc.
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.1% | 100% | $305,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Iowa Bankers Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
|
A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.1% | 100% | $525,000 | View |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $85,000 | |
|
A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.1% | 33.3% | $35,000 | View |
|
A+5.0 ★Texas Ratio: 1.53% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.1% | 100% | $585,000 | View |
|
A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
Toyota Financial Savings Bank
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $435,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.1% | 100% | $305,000 | View |
Ohnward Bank and Trust
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.08% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in St. Louis Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in St. Louis Park in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many St. Louis Park, MN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 53.2 percent of home loans in St. Louis Park, Minnesota in 2025, banks 33.2 percent and credit unions 13.5 percent. Luminate Home Loans, Inc. was the largest mortgage company, Bridgewater Bank the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Bridgewater Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
By home loans closed in 2025, Bridgewater Bank was the largest mortgage lender in St. Louis Park, Minnesota with 5 loans, about 0.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in St. Louis Park, Minnesota, Bell Bank approved the highest share of completed applications in 2025 at 97.6 percent, against a 92.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in St. Louis Park, Minnesota in 2025, led by Rocket Mortgage with 4. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 70 banks and 19 credit unions closed home loans in St. Louis Park, Minnesota in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in St. Louis Park, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in St. Louis Park, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up St. Louis Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.