Mortgage Lenders and Brokers in Roseville, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Roseville, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.1101 Larpenteur Ave W, Roseville, MN 55113A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA2440 Fairview Ave N, Roseville, MN 55113A+5.0 ★Texas Ratio: 5.36%, Huntington National BankHuntington National Bank1445 County Road B W, Roseville, MN 55113A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2100 Snelling Ave N, Roseville, MN 55113A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1761 County Road C W, Roseville, MN 55113A+5.0 ★Texas Ratio: 4.14%, Old National BankOld National Bank1715 County Road B2 W, Roseville, MN 55113A+5.0 ★Texas Ratio: 4.98%, Great Southern BankGreat Southern Bank1875 County Road B2 W, Roseville, MN 55113A+5.0 ★Texas Ratio: 1.55%, First Bank & TrustFirst Bank & Trust1909 Highway 36 W, Roseville, MN 55113A+5.0 ★Texas Ratio: 3.79%, Premier BankPremier Bank1875 Highway 36 W, Roseville, MN 55113A+5.0 ★Texas Ratio: 0.02%, and Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roseville, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roseville are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Roseville, Minnesota
Market share is the lender's share of all home loans closed in Roseville, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Roseville 1101 Larpenteur Ave W, Roseville, MN 55113 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 16 +14 HELOCs |
3.2% | 94.4% | $218,750 | View |
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1 office in Roseville 2440 Fairview Ave N, Roseville, MN 55113 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 11 | 2.2% | 80% | $196,818 | View |
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1 office in Roseville 1445 County Road B W, Roseville, MN 55113 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, Jumbo, HELOC | 6 +3 HELOCs |
1.2% | 66.7% | $553,333 | View |
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1 office in Roseville 2100 Snelling Ave N, Roseville, MN 55113 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
1.2% | 100% | $388,333 | View |
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1 office in Roseville 1761 County Road C W, Roseville, MN 55113 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
1% | 100% | $481,000 | View |
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1 office in Roseville 1715 County Road B2 W, Roseville, MN 55113 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 4 +3 HELOCs |
0.8% | 80% | $245,000 | View |
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1 office in Roseville 1875 County Road B2 W, Roseville, MN 55113 A+5.0 ★Texas Ratio: 1.55% |
Conventional, Jumbo | 2 | 0.4% | 66.7% | $470,000 | View |
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1 office in Roseville 1909 Highway 36 W, Roseville, MN 55113 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.2% | 50% | $125,000 | View |
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1 office in Roseville 1875 Highway 36 W, Roseville, MN 55113 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 35 +2 HELOCs |
7% | 100% | $344,142 | View |
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2750 Snelling Ave N, Roseville, MN 55113 1732 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 33 +12 HELOCs |
6.6% | 97.1% | $120,454 | View |
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2150 Lexington Ave N, Roseville, MN 55113 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 22 +14 HELOCs |
4.4% | 84.6% | $237,727 | View |
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1880 Perimeter Rd, Roseville, MN 55113 2712 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 19 +15 HELOCs |
3.8% | 81.5% | $160,789 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, FHA, HELOC | 12 +1 HELOCs |
2.4% | 100% | $350,833 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 9 | 1.8% | 90% | $267,222 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 9 | 1.8% | 100% | $333,888 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, Jumbo, HELOC | 7 +4 HELOCs |
1.4% | 100% | $453,571 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
1.4% | 100% | $582,142 | View |
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14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 3 | 0.6% | 75% | $215,000 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $205,000 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $270,000 | View |
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641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $310,000 | View |
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155 1st Ave SW, Rochester, MN 55902 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 2 | 0.4% | 100% | $255,000 | View |
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4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 2 | 0.4% | 100% | $50,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional | 2 | 0.4% | 100% | $245,000 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 2 | 0.4% | 100% | $175,000 | View |
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★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 2 | 0.4% | 100% | $105,000 | View |
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7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 2 | 0.4% | 100% | $220,000 | View |
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3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
Conventional | 2 | 0.4% | 100% | $330,000 | View |
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11020 39th St N, Lake Elmo, MN 55042 A5.0 ★Texas Ratio: 7.45% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
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14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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301 S State St, Fairmont, MN 56031 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
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950 Highway 95 N, Bayport, MN 55003 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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7667 10th St N, Oakdale, MN 55128 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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255 33rd St W, Hastings, MN 55033 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tradition Mortgage, LLC
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Conventional | 6 | 1.2% | 100% | $258,333 | |
Summit Mortgage Corporation
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Conventional, VA | 4 | 0.8% | 100% | $285,000 | |
Cambria Financial Group
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Conventional | 1 | 0.2% | 100% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 30 | 6% | 88.2% | $324,000 | |
Rocket Mortgage
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Conventional, FHA, HELOC | 22 +1 HELOCs |
4.4% | 88.5% | $220,454 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 18 | 3.6% | 100% | $301,111 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 17 +1 HELOCs |
3.4% | 100% | $281,470 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, Jumbo, HELOC | 12 +5 HELOCs |
2.4% | 92.9% | $446,666 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 10 | 2% | 100% | $293,000 | |
Newrez LLC
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Conventional, VA | 9 | 1.8% | 90% | $295,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 8 | 1.6% | 100% | $203,750 | |
New American Funding, LLC.
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Conventional | 8 | 1.6% | 100% | $375,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 1.6% | 100% | $316,250 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 7 | 1.4% | 100% | $377,857 | |
Guild Mortgage Company
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Conventional | 6 | 1.2% | 100% | $383,333 | |
Lennar Mortgage, LLC
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Conventional, FHA | 5 | 1% | 100% | $401,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 4 +4 HELOCs |
0.8% | 100% | $332,500 | |
SWBC Mortgage Corporation
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Conventional, FHA | 4 | 0.8% | 100% | $195,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 0.8% | 100% | $375,000 | |
Megastar Finanacial Corp
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Conventional | 4 | 0.8% | 100% | $277,500 | |
loanDepot.com LLC
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Conventional | 3 | 0.6% | 60% | $161,666 | |
Resicentral LLC
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Conventional | 3 | 0.6% | 100% | $371,666 | |
Cmg Mortgage Inc
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Conventional | 3 | 0.6% | 100% | $321,666 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 3 | 0.6% | 100% | $268,333 | |
Homeowners Financial Group, LLC
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Conventional | 3 | 0.6% | 100% | $225,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.6% | 100% | $315,000 | View |
Nations Lending Corporation
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Conventional | 3 | 0.6% | 100% | $188,333 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.6% | 100% | $251,666 | |
Lower, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $278,333 | |
Genisys Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $130,000 | |
Greenstate Credit Union
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Conventional | 2 | 0.4% | 100% | $355,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 100% | $470,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $340,000 | |
Connexus Credit Union
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Conventional | 2 | 0.4% | 100% | $185,000 | |
Mortgage Research Center
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VA | 2 | 0.4% | 66.7% | $315,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.4% | 100% | $310,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 2 | 0.4% | 66.7% | $295,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 80% | $325,000 | View |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.74% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $215,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Valon Mortgage
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FHA | 1 | 0.2% | 100% | $285,000 | |
Uw Credit Union
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Town and Country Credit Union
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $355,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $535,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 50% | $55,000 | |
Towne Mortgage Company
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FHA | 1 | 0.2% | 100% | $335,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $715,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 100% | $365,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $305,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Roseville Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Roseville, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Roseville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roseville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Roseville, MN
Use these to narrow the list above. Each category shows how many Roseville, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Roseville, MN
Independent mortgage companies closed 45.6 percent of home loans in Roseville, Minnesota in 2025, banks 30.4 percent and credit unions 24 percent. Tradition Mortgage, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Roseville, MN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Roseville, Minnesota with 16 loans, about 3.2 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Roseville, Minnesota in 2025, led by United Wholesale Mortgage with 9. 12 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 21 credit unions closed home loans in Roseville, Minnesota in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roseville, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roseville, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roseville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
