Mortgage Lenders and Brokers in Prior Lake, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Prior Lake, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.15830 Franklin Trl Se, Prior Lake, MN 55372A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA16817 Duluth Ave Se, Prior Lake, MN 55372A+5.0 ★Texas Ratio: 5.36%, New Market BankNew Market Bank4719 Park Nicollet Ave Se, Prior Lake, MN 55372A+5.0 ★Texas Ratio: 0.00%, Old National BankOld National Bank16677 Duluth Ave Se, Prior Lake, MN 55372A+5.0 ★Texas Ratio: 4.98%, South Metro Federal Credit UniSouth Metro Federal Credit UniPrior Lake, MN, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, and Highland BankHighland Bank11800 Aberdeen St Ne, Blaine, MN 55449C+4.1 ★Texas Ratio: 26.29%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Prior Lake, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Prior Lake are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Prior Lake, Minnesota
Market share is the lender's share of all home loans closed in Prior Lake, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Prior Lake 15830 Franklin Trl Se, Prior Lake, MN 55372 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 15 +26 HELOCs |
2.4% | 85% | $357,666 | View |
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1 office in Prior Lake 16817 Duluth Ave Se, Prior Lake, MN 55372 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 15 | 2.4% | 88.2% | $447,000 | View |
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1 office in Prior Lake 4719 Park Nicollet Ave Se, Prior Lake, MN 55372 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 7 | 1.1% | 87.5% | $423,571 | View |
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1 office in Prior Lake 16677 Duluth Ave Se, Prior Lake, MN 55372 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 3 +11 HELOCs |
0.5% | 50% | $648,333 | View |
South Metro Federal Credit Uni
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Conventional | 4 | 0.7% | 80% | $35,000 | |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, Jumbo, HELOC | 43 +11 HELOCs |
7% | 95.6% | $561,976 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 21 +19 HELOCs |
3.4% | 88% | $182,619 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 14 +5 HELOCs |
2.3% | 93.8% | $232,142 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 13 | 2.1% | 100% | $401,923 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional, Jumbo | 11 | 1.8% | 91.7% | $201,363 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, Jumbo, HELOC | 10 +42 HELOCs |
1.6% | 85.7% | $411,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 9 +4 HELOCs |
1.5% | 90% | $408,333 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1% | 100% | $666,666 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 6 | 1% | 100% | $305,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, Jumbo, HELOC | 4 +5 HELOCs |
0.7% | 100% | $725,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.7% | 100% | $465,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 3 +6 HELOCs |
0.5% | 100% | $148,333 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 3 +5 HELOCs |
0.5% | 75% | $418,333 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 3 +5 HELOCs |
0.5% | 100% | $671,666 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $421,666 | View |
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27925 Danville Avenue, Castle Rock, MN 55010 A+5.0 ★Texas Ratio: 0.04% |
Conventional | 3 | 0.5% | 100% | $458,333 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 0.5% | 100% | $401,666 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 3 | 0.5% | 100% | $295,000 | View |
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113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 3 | 0.5% | 100% | $525,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 0.5% | 100% | $545,000 | View |
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4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 2 | 0.3% | 100% | $70,000 | View |
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6545 France Ave S Ste 130, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 2 | 0.3% | 100% | $215,000 | View |
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1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 2 | 0.3% | 100% | $230,000 | View |
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4520 150th St W, Apple Valley, MN 55124 A4.9 ★Texas Ratio: 4.52% |
Conventional | 2 | 0.3% | 100% | $65,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $45,000 | View |
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155 1st Ave SW, Rochester, MN 55902 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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221 Main St N, Biwabik, MN 55708 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
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2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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1011 Tompkins Dr NE, Byron, MN 55920 A5.0 ★Texas Ratio: 7.96% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
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4470 W 78th Street Cir, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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460 Elm Street E, Annandale, MN 55302 B+4.7 ★Texas Ratio: 18.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,265,000 | View |
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201 W Main St, Belle Plaine, MN 56011 A5.0 ★Texas Ratio: 8.50% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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7701 France Ave S, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Tradition Mortgage, LLC
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Conventional, Jumbo | 15 | 2.4% | 100% | $545,666 | |
Summit Mortgage Corporation
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Conventional, FHA | 6 | 1% | 100% | $370,000 | |
Cambria Financial Group
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Conventional | 4 | 0.7% | 57.1% | $452,500 | |
Thrivent Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 46 +1 HELOCs |
7.5% | 81% | $291,086 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 34 +1 HELOCs |
5.5% | 89.5% | $390,294 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 21 +1 HELOCs |
3.4% | 100% | $382,142 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, Jumbo | 19 | 3.1% | 95% | $362,894 | |
Fairway Independent Mort Corp
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Conventional, FHA, HELOC | 18 +1 HELOCs |
2.9% | 100% | $364,444 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 14 | 2.3% | 93.3% | $568,571 | |
New American Funding, LLC.
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Conventional, VA, Jumbo | 14 | 2.3% | 100% | $463,571 | |
DHI Mortgage Company, LTD.
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Conventional, VA | 13 | 2.1% | 100% | $601,153 | |
Newrez LLC
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Conventional, FHA, VA | 11 | 1.8% | 84.6% | $215,909 | |
Nationstar Mortgage
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Conventional, FHA | 10 | 1.6% | 84.6% | $159,000 | |
Everett Financial, Inc.
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Conventional, FHA | 9 | 1.5% | 100% | $268,333 | |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 1.3% | 100% | $398,750 | |
Guild Mortgage Company
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Conventional | 7 | 1.1% | 100% | $467,857 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 6 +4 HELOCs |
1% | 85.7% | $325,000 | View |
Navy Federal Credit Union
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Conventional, VA, HELOC | 6 +2 HELOCs |
1% | 85.7% | $231,666 | |
Resicentral LLC
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Conventional, FHA | 6 | 1% | 100% | $450,000 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +1 HELOCs |
0.8% | 38.5% | $115,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 5 | 0.8% | 100% | $387,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 0.8% | 87.5% | $321,000 | |
loanDepot.com LLC
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Conventional | 5 | 0.8% | 83.3% | $261,000 | |
Mutual of Omaha Mortgage
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Conventional | 5 | 0.8% | 100% | $377,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 4 +2 HELOCs |
0.7% | 100% | $347,500 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 4 | 0.7% | 80% | $845,000 | View |
Cmg Mortgage Inc
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Conventional, VA | 4 | 0.7% | 100% | $347,500 | |
Mortgage Research Center
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VA | 4 | 0.7% | 66.7% | $377,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 3 | 0.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.5% | 75% | $188,333 | View |
Paramount Residential Mortgage
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Conventional | 3 | 0.5% | 100% | $338,333 | |
Plaza Home Mortgage, Inc
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Conventional | 3 | 0.5% | 60% | $521,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 3 | 0.5% | 100% | $551,666 | |
Primelending
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Conventional | 2 | 0.3% | 100% | $450,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $145,000 | |
Success Mortgage Partners, Inc
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Conventional | 2 | 0.3% | 100% | $300,000 | |
Provident Funding Associates
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Conventional | 2 | 0.3% | 100% | $550,000 | |
Florida Capital Bank, N.A
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Conventional | 2 | 0.3% | 100% | $300,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.3% | 100% | $300,000 | |
Mason-McDuffie Mortgage Corporation
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FHA | 2 | 0.3% | 100% | $380,000 | |
Genisys Credit Union
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Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.2% | 100% | $1,615,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $405,000 | View |
Alliant Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $825,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Skyone Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $475,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,205,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,625,000 | View |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 66.7% | $515,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
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A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 50% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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A+4.7 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Nfm, Inc
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,995,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $565,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 50% | $205,000 | |
Midwestone Bank
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Conventional | 1 | 0.2% | 100% | $755,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 66.7% | $685,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $455,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $85,000 | |
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A+5.0 ★Texas Ratio: 2.75% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 50% | $275,000 | View |
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A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $515,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $675,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,375,000 | View |
First Community Credit Union
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +10 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Prior Lake Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Prior Lake, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Prior Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Prior Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Prior Lake, MN
Use these to narrow the list above. Each category shows how many Prior Lake, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Prior Lake, MN
Independent mortgage companies closed 54.9 percent of home loans in Prior Lake, Minnesota in 2025, banks 32.2 percent and credit unions 12.9 percent. Luminate Home Loans, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and South Metro Federal Credit Uni the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Prior Lake, MN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Prior Lake, Minnesota with 15 loans, about 2.4 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Prior Lake, Minnesota in 2025, led by Rocket Mortgage with 3. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 57 banks and 25 credit unions closed home loans in Prior Lake, Minnesota in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Prior Lake, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Prior Lake, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Prior Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
