Mortgage Lenders and Brokers in Minnetrista, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Minnetrista, Minnesota mortgage lenders include Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Huntington National BankHuntington National Bank405 E Main St, Anoka, MN 55303A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, and Alerus Financial NAAlerus Financial NA143 W Clark St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 3.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Minnetrista, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Minnetrista are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Minnetrista, Minnesota
Market share is the lender's share of all home loans closed in Minnetrista, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, Jumbo, HELOC | 17 +2 HELOCs |
5.9% | 89.5% | $580,882 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 12 +11 HELOCs |
4.2% | 66.7% | $175,833 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 9 +6 HELOCs |
3.1% | 100% | $916,111 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 7 +13 HELOCs |
2.4% | 87.5% | $830,714 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 1.7% | 100% | $643,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
1.4% | 100% | $652,500 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 4 +5 HELOCs |
1.4% | 100% | $625,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 4 +3 HELOCs |
1.4% | 100% | $252,500 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 4 | 1.4% | 100% | $330,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $215,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 2 | 0.7% | 100% | $395,000 | View |
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1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53% |
Conventional, Jumbo | 2 | 0.7% | 100% | $780,000 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $805,000 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $45,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.3% | 100% | $965,000 | View |
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406 E Poplar St, Belle Plaine, MN 56011 A5.0 ★Texas Ratio: 6.12% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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460 Elm Street E, Annandale, MN 55302 B+4.7 ★Texas Ratio: 18.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,435,000 | View |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tradition Mortgage, LLC
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Conventional | 10 | 3.5% | 100% | $392,000 | |
M/I Financial. LLC
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Conventional, FHA, VA | 69 | 23.9% | 100% | $399,492 | |
Rocket Mortgage
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Conventional, FHA | 15 | 5.2% | 83.3% | $325,666 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 11 | 3.8% | 78.6% | $609,545 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 11 | 3.8% | 100% | $683,181 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 10 | 3.5% | 100% | $860,000 | |
New American Funding, LLC.
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Conventional | 6 | 2.1% | 100% | $473,333 | |
Prosperity Home Mortgage, LLC
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Conventional | 5 | 1.7% | 83.3% | $553,000 | |
Fairway Independent Mort Corp
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Conventional | 5 | 1.7% | 100% | $589,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, Jumbo, HELOC | 4 +5 HELOCs |
1.4% | 100% | $610,000 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 4 | 1.4% | 100% | $650,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.4% | 66.7% | $57,500 | |
Newrez LLC
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Conventional, VA, Jumbo | 3 | 1% | 60% | $1,408,333 | |
Guild Mortgage Company
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Conventional | 3 | 1% | 100% | $531,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.7% | 100% | $360,000 | View |
Primelending
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Conventional | 2 | 0.7% | 100% | $555,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.7% | 100% | $595,000 | |
Resicentral LLC
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Conventional | 2 | 0.7% | 100% | $405,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.7% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 2 | 0.7% | 100% | $485,000 | View |
Megastar Finanacial Corp
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Conventional | 2 | 0.7% | 100% | $610,000 | |
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A5.0 ★Texas Ratio: 7.43% |
Conventional | 2 | 0.7% | 100% | $385,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,310,000 | View |
Alliant Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $555,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $735,000 | |
Compeer Financial
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,195,000 | |
Valon Mortgage
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 1 | 0.3% | 100% | $845,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $575,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $695,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $785,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $635,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $515,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Florida Capital Bank, N.A
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FHA | 1 | 0.3% | 100% | $235,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $35,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,055,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Midwestone Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First International Bank & Trust
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Minnetrista Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Minnetrista, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Minnetrista? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Minnetrista in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Minnetrista, MN
Use these to narrow the list above. Each category shows how many Minnetrista, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Minnetrista, MN
Independent mortgage companies closed 64.4 percent of home loans in Minnetrista, Minnesota in 2025, banks 24.2 percent and credit unions 11.4 percent. Tradition Mortgage, LLC was the largest mortgage company, Bell Bank the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Trustone Financial Credit Union led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Minnetrista, MN
By home loans closed in 2025, Bell Bank was the largest mortgage lender in Minnetrista, Minnesota with 17 loans, about 5.9 percent of the market. The largest lender headquartered in Minnesota was Trustone Financial Credit Union with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Minnetrista, Minnesota, M/I Financial. LLC approved the highest share of completed applications in 2025 at 100 percent, against a 92.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Minnetrista, Minnesota in 2025, led by M/I Financial. LLC with 11. 6 lenders closed VA loans, led by M/I Financial. LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 12 credit unions closed home loans in Minnetrista, Minnesota in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Minnetrista, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Minnetrista, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Minnetrista. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
