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Mortgage Lenders and Brokers in Eden Prairie, Minnesota

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Eden Prairie, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.300 Prairie Center Dr, Eden Prairie, MN 55344A+5.0 ★Texas Ratio: 2.85%, Alerus Financial NAAlerus Financial NA7890 Mitchell Rd, Eden Prairie, MN 55344A+5.0 ★Texas Ratio: 3.32%, Wells Fargo Bank NAWells Fargo Bank NA935 Prairie Center Dr, Eden Prairie, MN 55344A+5.0 ★Texas Ratio: 5.36%, Huntington National BankHuntington National Bank606 Prairie Center Dr, Eden Prairie, MN 55344A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA928 Prairie Center Dr, Eden Prairie, MN 55344A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA12300 Castlemoor Drive, Eden Prairie, MN 55344A+5.0 ★Texas Ratio: 4.14%, Old National BankOld National Bank775 Prairie Center Dr Ste 100, Eden Prairie, MN 55344A+5.0 ★Texas Ratio: 4.98%, Security Bank & Trust CompanySecurity Bank & Trust Company7525 Office Ridge Cir, Eden Prairie, MN 55344A+5.0 ★Texas Ratio: 2.36%, BMO Harris Bank NABMO Harris Bank NA11455 Viking Dr, Eden Prairie, MN 55344A+5.0 ★Texas Ratio: 3.54%, and Nicolet National BankNicolet National Bank455 Pond Promenade, Chanhassen, MN 55317A+5.0 ★Texas Ratio: 2.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Eden Prairie, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eden Prairie are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Eden Prairie, Minnesota

Market share is the lender's share of all home loans closed in Eden Prairie, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Eden Prairie 300 Prairie Center Dr, Eden Prairie, MN 55344 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	28 +41 HELOCs	3.1%	78.9%	$356,428	View
Alerus Financial NA 1 office in Eden Prairie 7890 Mitchell Rd, Eden Prairie, MN 55344 A+5.0 ★Texas Ratio: 3.32%	Conventional, FHA, Jumbo, HELOC	26 +6 HELOCs	2.8%	96.6%	$367,307	View
Wells Fargo Bank NA 1 office in Eden Prairie 935 Prairie Center Dr, Eden Prairie, MN 55344 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	25	2.7%	96.2%	$388,600	View
Huntington National Bank 1 office in Eden Prairie 606 Prairie Center Dr, Eden Prairie, MN 55344 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	19 +10 HELOCs	2.1%	82.6%	$450,263	View
JPMorgan Chase Bank, NA 1 office in Eden Prairie 928 Prairie Center Dr, Eden Prairie, MN 55344 A+5.0 ★Texas Ratio: 3.68%	Conventional	7	0.8%	72.7%	$383,571	View
Bank of America NA 1 office in Eden Prairie 12300 Castlemoor Drive, Eden Prairie, MN 55344 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +13 HELOCs	0.7%	100%	$448,333	View
Old National Bank 1 office in Eden Prairie 775 Prairie Center Dr Ste 100, Eden Prairie, MN 55344 A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo, HELOC	6 +6 HELOCs	0.7%	100%	$361,666	View
Security Bank & Trust Company 1 office in Eden Prairie 7525 Office Ridge Cir, Eden Prairie, MN 55344 A+5.0 ★Texas Ratio: 2.36%	Conventional	2	0.2%	100%	$155,000	View
BMO Harris Bank NA 1 office in Eden Prairie 11455 Viking Dr, Eden Prairie, MN 55344 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +10 HELOCs	0.1%	50%	$725,000	View
Nicolet National Bank 1 office in Eden Prairie 455 Pond Promenade, Chanhassen, MN 55317 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Cambria Financial Group	Conventional, FHA	6	0.7%	100%	$400,000
Bell Bank 1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, Jumbo, HELOC	62 +14 HELOCs	6.8%	95.4%	$371,129	View
Trustone Financial Credit Union 2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56%	Conventional, HELOC	37 +42 HELOCs	4%	80%	$158,513	View
Luminate Bank 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional, Jumbo	16	1.7%	100%	$406,875	View
Blaze Credit Union 8577 Columbine Rd, Eden Prairie, MN 55344 9001 A5.0 ★Texas Ratio: 6.19%	Conventional, HELOC	14 +17 HELOCs	1.5%	85%	$182,142	View
Affinity Plus Federal Credit Union 1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41%	Conventional, HELOC	13 +6 HELOCs	1.4%	100%	$125,000	View
Wings Financial Credit Union 574 Prairie Center Dr Ste 100, Eden Prairie, MN 55344	Conventional, HELOC	12 +29 HELOCs	1.3%	94.4%	$300,000	View
Granite Bank 11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85%	Conventional	7	0.8%	100%	$455,000	View
Bridgewater Bank 7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43%	Conventional	4	0.4%	100%	$497,500	View
Associated Bank NA 7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45%	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$301,666	View
Merchants Bank, National Association 7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$385,000	View
The Bank of Elk River 630 Main St Nw, Elk River, MN 55330 A-4.8 ★Texas Ratio: 10.95%	Conventional	3	0.3%	100%	$158,333	View
Topline Financial Credit Union 900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54%	Conventional, HELOC	2 +7 HELOCs	0.2%	50%	$495,000	View
Ideal Credit Union 3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$390,000	View
Lake Elmo Bank 11020 39th St N, Lake Elmo, MN 55042 A5.0 ★Texas Ratio: 7.45%	Conventional	2	0.2%	100%	$495,000	View
Think Mutual Bank 15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90%	Conventional	2	0.2%	100%	$260,000	View
Sharepoint Credit Union 13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40%	Conventional	2	0.2%	100%	$420,000	View
Sherburne State Bank 12500 Sherburne Avenue, Becker, MN 55308 A+5.0 ★Texas Ratio: 0.20%	Conventional	2	0.2%	100%	$220,000	View
Border Bank 202 N Main St, Badger, MN 56714 A5.0 ★Texas Ratio: 11.40%	Conventional	2	0.2%	100%	$110,000	View
HomeTown Bank 1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53%	Conventional	2	0.2%	100%	$300,000	View
Luminate Home Loans, Inc. 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.2%	100%	$495,000	View
Sunrise Banks, N.A. 2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43%	Conventional	2	0.2%	100%	$360,000	View
Highland Bank 11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29%	Conventional	2	0.2%	66.7%	$85,000	View
Frandsen Bank & Trust 410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91%	Conventional, Jumbo	2	0.2%	100%	$360,000	View
First Bank & Trust 234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0.1%	50%	$245,000	View
North Shore Federal Credit Union 2104 London Rd, Duluth, MN 55812 A+5.0 ★Texas Ratio: 2.03%	Conventional	1	0.1%	100%	$105,000	View
Associated Healthcare CU 4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27%	Conventional	1	0.1%	100%	$25,000	View
Members Cooperative Credit Union 108 Minnesota Ave N, Aitkin, MN 56431 1410 A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.1%	100%	$205,000	View
Great Southern Bank 6545 France Ave S Ste 130, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0.1%	100%	$45,000	View
New Market Bank 101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$335,000	View
First Resource Bank 808 W Broadway Ave, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.72%	Conventional	1	0.1%	100%	$805,000	View
First Independence Bank 3430 University Ave Se, Minneapolis, MN 55414 A+5.0 ★Texas Ratio: 4.91%	Conventional, Jumbo	1	0.1%	100%	$905,000	View
Platinum Bank 7667 10th St N, Oakdale, MN 55128 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$405,000	View
Sterling State Bank 4520 150th St W, Apple Valley, MN 55124 A4.9 ★Texas Ratio: 4.52%	Conventional	1	0.1%	100%	$235,000	View
City & County Credit Union ★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52%	Conventional	1	0.1%	50%	$395,000	View
Choice Financial Group 4470 W 78th Street Cir, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 2.70%	Conventional	1	0.1%	100%	$465,000	View
Heritage Bank Minnesota 37470 1st Avenue Ct, Dennison, MN 55018 A-4.4 ★Texas Ratio: 8.07%	Conventional	1	0.1%	100%	$115,000	View
Expedition Credit Union 14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +2 HELOCs	0%	n/a		View
Heartland Credit Union 4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68%	HELOC	0 +1 HELOCs	0%	n/a		View
Tradition Mortgage, LLC	Conventional, FHA, Jumbo	31	3.4%	100%	$433,387
Summit Mortgage Corporation	Conventional	5	0.5%	100%	$433,000
Servion	Conventional	2	0.2%	100%	$425,000
Bremer Bank NA	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$625,000
South Metro Federal Credit Uni	Conventional	1	0.1%	100%	$95,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	56 +2 HELOCs	6.1%	91.8%	$425,178
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	55 +2 HELOCs	6%	87.7%	$313,181
CrossCountry Mortgage, LLC	Conventional, HELOC	37 +1 HELOCs	4%	100%	$365,270
Fairway Independent Mort Corp	Conventional, FHA	34	3.7%	100%	$382,941
Prosperity Home Mortgage, LLC	Conventional, Jumbo	31	3.4%	100%	$438,870
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	18	2%	94.7%	$530,555
Everett Financial, Inc.	Conventional	16	1.7%	88.9%	$345,625
Newrez LLC	Conventional, FHA	16	1.7%	84.2%	$272,500
Royal Credit Union A+5.0 ★Texas Ratio: 3.17%	Conventional, FHA, HELOC	15 +4 HELOCs	1.6%	88.2%	$171,000	View
Guaranteed Rate, Inc.	Conventional, VA	15	1.6%	100%	$405,000
New American Funding, LLC.	Conventional, Jumbo	15	1.6%	100%	$400,333
Pulte Mortgage LLC	Conventional	11	1.2%	85.7%	$364,090
Provident Funding Associates	Conventional	10	1.1%	100%	$434,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	9 +7 HELOCs	1%	85.7%	$315,000	View
Guaranteed Rate Affinity, LLC	Conventional, VA	9	1%	90%	$488,333
Mutual of Omaha Mortgage	Conventional, FHA, VA, HELOC	8 +2 HELOCs	0.9%	100%	$417,500
Guild Mortgage Company	Conventional, FHA, Jumbo	8	0.9%	100%	$513,750
Nationstar Mortgage	Conventional	8	0.9%	100%	$120,000
Nbkc Bank	Conventional	6	0.7%	100%	$418,333
loanDepot.com LLC	Conventional, FHA, VA, Jumbo	6	0.7%	100%	$396,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	6	0.7%	100%	$778,333	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.7%	100%	$216,666	View
Cmg Mortgage Inc	Conventional	5	0.5%	100%	$459,000
Zillow Home Loans, LLC	Conventional	5	0.5%	100%	$283,000
Mason-McDuffie Mortgage Corporation	Conventional	5	0.5%	100%	$285,000
Veridian Credit Union C3.9 ★Texas Ratio: 27.97%	Conventional, HELOC	4 +15 HELOCs	0.4%	100%	$352,500	View
Movement Mortgage, LLC	Conventional	4	0.4%	100%	$207,500
Resicentral LLC	Conventional	4	0.4%	100%	$462,500
Uif Corporation	Conventional	4	0.4%	100%	$470,000
Paramount Residential Mortgage	Conventional	4	0.4%	80%	$495,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	4	0.4%	100%	$337,500	View
American Neighborhood Mortgage Acceptance Company	Conventional	4	0.4%	100%	$385,000
Spring Eq, LLC	Conventional, HELOC	3 +3 HELOCs	0.3%	21.4%	$138,333
Kind Lending, LLC	Conventional, Jumbo	3	0.3%	100%	$501,666
Homestead Funding Corp.	Conventional, VA	3	0.3%	100%	$375,000
Union Home Mortgage Corp.	Conventional, FHA	3	0.3%	100%	$311,666
Bay Equity LLC	Conventional, FHA	3	0.3%	75%	$181,666
Cardinal Financial Company, Li	Conventional	3	0.3%	100%	$418,333
Mortgage Research Center	VA	3	0.3%	75%	$518,333
Megastar Finanacial Corp	Conventional	3	0.3%	100%	$478,333
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$1,420,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	100%	$515,000	View
Lakeview Loan Servicing, LLC	Conventional	2	0.2%	50%	$500,000
Freedom Mortgage Corporation	Conventional	2	0.2%	66.7%	$365,000
Sage Home Loans Corporation	Conventional	2	0.2%	75%	$595,000
Plus Relocation Mortgage, LLC	Conventional	2	0.2%	100%	$530,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	100%	$425,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.2%	100%	$480,000	View
American Pacific Mortgage Corporation	Conventional	2	0.2%	66.7%	$515,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.2%	100%	$240,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	2	0.2%	100%	$425,000
Navy Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0.1%	33.3%	$785,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$575,000	View
The Loan Store, Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$455,000
Alliant Credit Union	Conventional	1	0.1%	100%	$675,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.1%	100%	$305,000
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.1%	100%	$905,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$365,000
Primelending	Conventional	1	0.1%	100%	$205,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0.1%	100%	$805,000	View
SWBC Mortgage Corporation	Conventional	1	0.1%	33.3%	$345,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$595,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	50%	$745,000
PHH Mortgage Corporation	VA	1	0.1%	50%	$745,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$495,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Usalliance Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$495,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$655,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$265,000
Synergy One Lending, Inc.	VA	1	0.1%	100%	$325,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$775,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$715,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$605,000	View
Nqm Funding, LLC	Conventional	1	0.1%	100%	$605,000
Capital Credit Union	Conventional	1	0.1%	100%	$745,000
City 1st Mortgage Services, LC	VA	1	0.1%	100%	$315,000
Discover Bank	Conventional	1	0.1%	12.5%	$45,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$335,000
Gate City Bank	Conventional	1	0.1%	100%	$305,000
Peoples Bank A+5.0 ★Texas Ratio: 1.17%	Conventional	1	0.1%	100%	$695,000	View
Connexus Credit Union	Conventional	1	0.1%	100%	$265,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$145,000
The Bank of South Carolina A+5.0 ★Texas Ratio: 1.79%	Conventional	1	0.1%	100%	$245,000	View
Weichert Financial Services	Conventional	1	0.1%	100%	$765,000
First Mid Bank and Trust, NA A+5.0 ★Texas Ratio: 3.88%	Conventional	1	0.1%	100%	$285,000	View
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$455,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$415,000	View
Western State Bank A5.0 ★Texas Ratio: 6.13%	Conventional	1	0.1%	100%	$275,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$515,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$805,000	View
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$675,000
Academy Bank, N.A. A+5.0 ★Texas Ratio: 5.08%	Conventional, Jumbo	1	0.1%	100%	$1,135,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$155,000	View
Saygo Home Loans, LLC	FHA	1	0.1%	100%	$435,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$405,000	View
Digital Federal Credit Union	Conventional	1	0.1%	100%	$415,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	33.3%	$225,000	View
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$105,000	View
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	50%	$675,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	50%	$105,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$515,000	View
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$375,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.1%	100%	$835,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$285,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +4 HELOCs	0%	n/a
Better Mortgage Corporation	HELOC	0 +3 HELOCs	0%	n/a
Midwestone Bank	HELOC	0 +2 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Uw Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank A+5.0 ★Texas Ratio: 3.36%	HELOC	0 +1 HELOCs	0%	n/a		View
Communityamerica Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View
American National Bank A5.0 ★Texas Ratio: 8.08%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Eden Prairie Mortgage Rate Trends

Daily average mortgage rates for Minnesota compared with the national average, updated every evening.

30-Year Fixed MN Avg

7.512%

▲ 0.089 vs 7 days ago

15-Year Fixed MN Avg

6.996%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Eden Prairie, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Eden Prairie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eden Prairie in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Eden Prairie, MN

Use these to narrow the list above. Each category shows how many Eden Prairie, MN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 75 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 71 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 18 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 14 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 25 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MN 38 lenders headquartered in Minnesota, the closest thing to a mortgage lender near you

Who Lends in Eden Prairie, MN

Independent mortgage companies closed 54.2 percent of home loans in Eden Prairie, Minnesota in 2025, banks 32.6 percent and credit unions 13.2 percent. Cambria Financial Group was the largest mortgage company, US Bank, N.A. the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 25 loans.

54.2%

Mortgage companies

32.6%

Banks

13.2%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

All Minnesota lenders 711 lenders Minneapolis 297 lenders St. Paul 252 lenders Rochester 198 lenders Lakeville 187 lenders Woodbury 186 lenders Maple Grove 180 lenders Duluth 168 lenders Blaine 180 lenders Plymouth 187 lenders Bloomington 163 lenders St. Cloud 152 lenders Brooklyn Park 153 lenders

Frequently Asked Questions About Mortgage Lenders in Eden Prairie, MN

Who is the largest mortgage lender in Eden Prairie, MN?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Eden Prairie, Minnesota with 28 loans, about 3.1 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 25 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Eden Prairie, MN have the highest approval rates?

Among lenders with meaningful volume in Eden Prairie, Minnesota, Bell Bank approved the highest share of completed applications in 2025 at 95.4 percent, against a 90.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Eden Prairie, MN mortgage lenders offer FHA, VA and USDA loans?

18 lenders closed FHA loans in Eden Prairie, Minnesota in 2025, led by United Wholesale Mortgage with 5. 14 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Eden Prairie, MN lender list?

Yes. 71 banks and 27 credit unions closed home loans in Eden Prairie, Minnesota in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Eden Prairie, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Eden Prairie, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eden Prairie, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eden Prairie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.