Mortgage Lenders and Brokers in Shorewood-Tower Hills-Harbert, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shorewood-Tower Hills-Harbert, Michigan mortgage lenders include Horizon BankHorizon Bank144 W Huron Rd, Au Gres, MI 48703A+5.0 ★Texas Ratio: 4.40%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, United Federal Credit UnionUnited Federal Credit Union1026 W Midland Rd, AUBURN, MI 48611A+5.0 ★Texas Ratio: 4.11%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, 1St Source Bank1St Source Bank223 S Front St, Dowagiac, MI 49047A+5.0 ★Texas Ratio: 5.01%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, and Wells Fargo Bank NAWells Fargo Bank NA34100 Woodward Ave, Birmingham, MI 48009A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shorewood-Tower Hills-Harbert, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shorewood-Tower Hills-Harbert are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shorewood-Tower Hills-Harbert, Michigan
Market share is the lender's share of all home loans closed in Shorewood-Tower Hills-Harbert, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 5 +7 HELOCs |
5% | 100% | $163,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 5% | 83.3% | $1,137,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 4 +2 HELOCs |
4% | 80% | $205,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 4 | 4% | 100% | $427,500 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 3 +11 HELOCs |
3% | 75% | $895,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
3% | 100% | $1,238,333 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 2 | 2% | 100% | $510,000 | View |
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223 S Front St, Dowagiac, MI 49047 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $275,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1% | 100% | $2,005,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $635,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo | 1 | 1% | 100% | $1,855,000 | |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional, Jumbo | 1 | 1% | 100% | $1,105,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 1% | 100% | $655,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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120 Ottawa Ave Nw, Grand Rapids, MI 49503 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 5% | 100% | $335,000 | |
Rocket Mortgage
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Conventional, Jumbo | 4 | 4% | 100% | $517,500 | |
Originpoint, LLC
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Conventional, Jumbo | 5 | 5% | 100% | $629,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 4 | 4% | 100% | $630,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 4 | 4% | 80% | $207,500 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 4 | 4% | 80% | $1,447,500 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 3 | 3% | 100% | $905,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 3% | 100% | $405,000 | View |
Fairway Independent Mort Corp
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Conventional | 3 | 3% | 75% | $721,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 2% | 100% | $485,000 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 2 | 2% | 100% | $680,000 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 2 | 2% | 100% | $1,055,000 | |
T2 Financial LLC
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Conventional | 2 | 2% | 100% | $555,000 | |
Alliant Credit Union
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Conventional, Jumbo | 1 | 1% | 50% | $1,405,000 | |
Proper Rate, LLC
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Conventional | 1 | 1% | 100% | $625,000 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional | 1 | 1% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1% | 100% | $845,000 | View |
loanDepot.com LLC
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Conventional | 1 | 1% | 100% | $45,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1% | 33.3% | $385,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 1% | 100% | $765,000 | |
Greenwood Credit Union
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Conventional | 1 | 1% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1% | 100% | $525,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $355,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 1% | 100% | $235,000 | |
Point Mortgage Corp
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Conventional | 1 | 1% | 100% | $485,000 | |
New Day Financial, LLC.
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VA | 1 | 1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 1% | 100% | $345,000 | View |
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A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 1% | 100% | $675,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1% | 50% | $205,000 | |
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A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 1% | 100% | $665,000 | View |
The Loan Store, Inc
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Conventional | 1 | 1% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 1% | 100% | $445,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1% | 33.3% | $645,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1% | 100% | $275,000 | |
New American Funding, LLC.
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Conventional | 1 | 1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.43% |
Conventional | 1 | 1% | 100% | $485,000 | View |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 1% | 100% | $705,000 | View |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 1% | 100% | $115,000 | View |
Gold Coast Bank
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Conventional, Jumbo | 1 | 1% | 100% | $1,605,000 | |
Everwise Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
All In Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Shorewood-Tower Hills-Harbert Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shorewood-Tower Hills-Harbert, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Shorewood-Tower Hills-Harbert? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shorewood-Tower Hills-Harbert in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shorewood-Tower Hills-Harbert, MI
Use these to narrow the list above. Each category shows how many Shorewood-Tower Hills-Harbert, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Shorewood-Tower Hills-Harbert, MI
Independent mortgage companies closed 48.5 percent of home loans in Shorewood-Tower Hills-Harbert, Michigan in 2025, banks 41.6 percent and credit unions 9.9 percent. United Wholesale Mortgage was the largest mortgage company, Horizon Bank the largest bank and Honor Credit Union the largest credit union. Among lenders headquartered in Michigan, Honor Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shorewood-Tower Hills-Harbert, MI
By home loans closed in 2025, Horizon Bank was the largest mortgage lender in Shorewood-Tower Hills-Harbert, Michigan with 5 loans, about 5 percent of the market. The largest lender headquartered in Michigan was Honor Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Shorewood-Tower Hills-Harbert, Michigan in 2025, led by United Wholesale Mortgage with 1. 1 lenders closed VA loans, led by New Day Financial, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 7 credit unions closed home loans in Shorewood-Tower Hills-Harbert, Michigan in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shorewood-Tower Hills-Harbert, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shorewood-Tower Hills-Harbert, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shorewood-Tower Hills-Harbert. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
