Mortgage Lenders and Brokers in Parma, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Parma, Michigan mortgage lenders include True Community Credit UnionTrue Community Credit Union121 W Main St, Parma, MI 49269 8904A5.0 ★Texas Ratio: 9.21%, County National BankCounty National Bank1380 S Main St, Adrian, MI 49221B-4.3 ★Texas Ratio: 23.94%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Eaton Community BankEaton Community Bank236 S Cochran Ave, Charlotte, MI 48813A5.0 ★Texas Ratio: 6.35%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Community Choice Credit UnionCommunity Choice Credit Union39440 W 14 Mile Rd, Commerce Township, MI 48390 3907A+5.0 ★Texas Ratio: 5.61%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, and Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Parma, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Parma are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Parma, Michigan
Market share is the lender's share of all home loans closed in Parma, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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121 W Main St, Parma, MI 49269 8904 A5.0 ★Texas Ratio: 9.21% |
Conventional | 18 | 14.4% | 87.5% | $97,777 | View |
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1380 S Main St, Adrian, MI 49221 B-4.3 ★Texas Ratio: 23.94% |
Conventional | 5 | 4% | 100% | $205,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 4 +1 HELOCs |
3.2% | 100% | $250,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
2.4% | 75% | $268,333 | View |
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236 S Cochran Ave, Charlotte, MI 48813 A5.0 ★Texas Ratio: 6.35% |
Conventional | 3 | 2.4% | 100% | $115,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +8 HELOCs |
1.6% | 100% | $235,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 100% | $60,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.6% | 100% | $110,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 2 | 1.6% | 100% | $185,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
VA, HELOC | 1 +1 HELOCs |
0.8% | 100% | $215,000 | View |
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9265 Cherry Valley Ave Se, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.8% | 100% | $395,000 | View |
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101 W Monroe St, Bangor, MI 49013 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.8% | 100% | $25,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
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41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.8% | 100% | $5,000 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 1 | 0.8% | 100% | $245,000 | |
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1157 Michigan Ave E, Battle Creek, MI 49014 6802 A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
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1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 12.8% | 72.7% | $238,125 | |
GreenStone Farm Credit Services
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Conventional | 9 | 7.2% | 100% | $241,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 5 | 4% | 100% | $407,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA, USDA | 2 | 1.6% | 100% | $210,000 | |
Mortgage 1 Incorporated
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Conventional | 2 | 1.6% | 100% | $255,000 | |
Msu Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $245,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.8% | 100% | $225,000 | |
Staunton Financial Inc
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.8% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 5.6% | 100% | $222,142 | |
Ruoff Mortgage Company
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Conventional, FHA | 5 | 4% | 100% | $213,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 1.6% | 50% | $295,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.6% | 100% | $85,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.6% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
Equity Resources Inc
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FHA | 1 | 0.8% | 100% | $135,000 | |
American Financial Resources LLC
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FHA | 1 | 0.8% | 100% | $235,000 | |
Primelending
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VA | 1 | 0.8% | 100% | $225,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.8% | 50% | $175,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.8% | 100% | $395,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $105,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.8% | 100% | $195,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.8% | 100% | $245,000 | |
American Financing Corporation
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Conventional | 1 | 0.8% | 50% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $155,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $485,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.8% | 100% | $105,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $545,000 | |
Navy Federal Credit Union
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VA | 1 | 0.8% | 100% | $155,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Parma Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Parma, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Parma? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Parma in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Parma, MI
Use these to narrow the list above. Each category shows how many Parma, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Parma, MI
Independent mortgage companies closed 56.8 percent of home loans in Parma, Michigan in 2025, banks 20.8 percent and credit unions 22.4 percent. Towne Mortgage Company was the largest mortgage company, County National Bank the largest bank and True Community Credit Union the largest credit union. Among lenders headquartered in Michigan, True Community Credit Union led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Parma, MI
By home loans closed in 2025, True Community Credit Union was the largest mortgage lender in Parma, Michigan with 18 loans, about 14.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Parma, Michigan in 2025, led by CrossCountry Mortgage, LLC with 3. 9 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 11 credit unions closed home loans in Parma, Michigan in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Parma, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Parma, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Parma. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
