Mortgage Lenders and Brokers in Middleville, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Middleville, Michigan mortgage lenders include Highpoint Community BankHighpoint Community Bank435 Arlington St, Middleville, MI 49333A+5.0 ★Texas Ratio: 0.33%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Lake Trust Credit UnionLake Trust Credit Union2222 Packard St, Ann Arbor, MI 48104 6368A5.0 ★Texas Ratio: 6.91%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, and Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Middleville, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middleville are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Middleville, Michigan
Market share is the lender's share of all home loans closed in Middleville, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Middleville 435 Arlington St, Middleville, MI 49333 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 9 | 4.8% | 100% | $235,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, VA, Jumbo, HELOC | 38 +22 HELOCs |
20.2% | 100% | $280,526 | |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA | 6 | 3.2% | 100% | $228,333 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 5 +18 HELOCs |
2.7% | 71.4% | $287,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 4 | 2.1% | 100% | $75,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 3 +2 HELOCs |
1.6% | 100% | $191,666 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 3 | 1.6% | 100% | $351,666 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, VA | 3 | 1.6% | 100% | $348,333 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 3 | 1.6% | 75% | $458,333 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +7 HELOCs |
1.1% | 50% | $245,000 | View |
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303 Arlington St, Middleville, MI 49333 A+5.0 ★Texas Ratio: 2.21% |
Conventional, HELOC | 2 +3 HELOCs |
1.1% | 100% | $85,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.1% | 100% | $205,000 | View |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $185,000 | View |
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7177 Headley St SE, Ada, MI 49301 9900 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
4Front Credit Union
515 E Cayuga St, Bellaire, MI 49615 |
Conventional | 1 | 0.5% | 100% | $215,000 | |
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2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 8.5% | 94.1% | $214,375 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 7.4% | 93.3% | $293,571 | |
Northern Mortgage Services, LLC
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Conventional, FHA | 5 | 2.7% | 100% | $255,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 5 | 2.7% | 100% | $173,000 | |
Mortgage 1 Incorporated
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Conventional | 4 | 2.1% | 100% | $245,000 | |
Mortgage Center LC
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Conventional | 3 | 1.6% | 100% | $201,666 | |
Top Flite Financial, Inc.
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Conventional, VA | 2 | 1.1% | 100% | $270,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.5% | 100% | $325,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Triad Financial Services, Inc.
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Conventional | 9 | 4.8% | 29.6% | $62,777 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 6 | 3.2% | 100% | $230,000 | |
Mortgage Research Center
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VA | 5 | 2.7% | 100% | $353,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $345,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.6% | 100% | $138,333 | |
Churchill Mortgage Corporation
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Conventional | 3 | 1.6% | 100% | $228,333 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.1% | 100% | $440,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.1% | 100% | $295,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 1.1% | 100% | $270,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1.1% | 66.7% | $140,000 | |
Goodleap, LLC
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Conventional | 1 | 0.5% | 100% | $75,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.5% | 100% | $275,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.5% | 100% | $155,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $525,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $315,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.5% | 100% | $345,000 | |
New American Funding, LLC.
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VA | 1 | 0.5% | 50% | $265,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $95,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.5% | 100% | $485,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 100% |
Middleville Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Middleville, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Middleville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middleville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Middleville, MI
Use these to narrow the list above. Each category shows how many Middleville, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Middleville, MI
Independent mortgage companies closed 50 percent of home loans in Middleville, Michigan in 2025, banks 20.7 percent and credit unions 29.3 percent. Rocket Mortgage was the largest mortgage company, Highpoint Community Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Highpoint Community Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Middleville, MI
By home loans closed in 2025, Highpoint Community Bank was the largest mortgage lender in Middleville, Michigan with 9 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Middleville, Michigan in 2025, led by Lake Michigan Credit Union with 2. 10 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 13 credit unions closed home loans in Middleville, Michigan in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Middleville, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middleville, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middleville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
