Mortgage Lenders and Brokers in Concord, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Concord, Michigan mortgage lenders include True Community Credit UnionTrue Community Credit Union131 S Main St, Brooklyn, MI 49230A5.0 ★Texas Ratio: 9.21%, County National BankCounty National Bank1380 S Main St, Adrian, MI 49221B-4.3 ★Texas Ratio: 23.94%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Southern Michigan Bank & TrustSouthern Michigan Bank & Trust5350 Beckley Road B Drive North, Battle Creek, MI 49015A5.0 ★Texas Ratio: 8.82%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Marshall Community Credit UnionMarshall Community Credit Union1157 Michigan Ave E, Battle Creek, MI 49014 6802A5.0 ★Texas Ratio: 7.49%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Community Choice Credit UnionCommunity Choice Credit Union39440 W 14 Mile Rd, Commerce Township, MI 48390 3907A+5.0 ★Texas Ratio: 5.61%, Homestead Savings BankHomestead Savings Bank415 S Superior St, Albion, MI 49224A+5.0 ★Texas Ratio: 1.82%, and Comerica BankComerica Bank101 N Main St Ste 100, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Concord, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Concord are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Concord, Michigan
Market share is the lender's share of all home loans closed in Concord, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 16 | 11.6% | 90% | $115,625 | View |
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1380 S Main St, Adrian, MI 49221 B-4.3 ★Texas Ratio: 23.94% |
Conventional, Jumbo | 7 | 5.1% | 63.6% | $233,571 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 5 +3 HELOCs |
3.6% | 100% | $193,000 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 5 | 3.6% | 71.4% | $301,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 2.2% | 57.1% | $251,666 | View |
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1157 Michigan Ave E, Battle Creek, MI 49014 6802 A5.0 ★Texas Ratio: 7.49% |
Conventional | 3 | 2.2% | 100% | $311,666 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 66.7% | $125,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 2 | 1.4% | 100% | $50,000 | View |
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415 S Superior St, Albion, MI 49224 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 1.4% | 100% | $125,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
FHA, HELOC | 1 +2 HELOCs |
0.7% | 100% | $175,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $295,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
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101 W Monroe St, Bangor, MI 49013 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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1515 S Main St, Eaton Rapids, MI 48827 1951 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 14.5% | 87% | $176,500 | |
United Wholesale Mortgage
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Conventional, FHA | 7 | 5.1% | 87.5% | $173,571 | |
Mortgage 1 Incorporated
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Conventional | 4 | 2.9% | 100% | $255,000 | |
GreenStone Farm Credit Services
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Conventional | 2 | 1.4% | 100% | $135,000 | |
Ross Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Msu Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Mortgage Research Center
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VA | 4 | 2.9% | 100% | $225,000 | |
JMAC Lending, Inc.
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Conventional | 4 | 2.9% | 80% | $175,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.2% | 100% | $288,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2.2% | 100% | $225,000 | |
Union Home Mortgage Corp.
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FHA, VA | 3 | 2.2% | 100% | $235,000 | |
Ruoff Mortgage Company
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Conventional, FHA | 2 | 1.4% | 100% | $215,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 1.4% | 100% | $160,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.4% | 100% | $65,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.4% | 100% | $300,000 | |
New Day Financial, LLC.
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VA | 2 | 1.4% | 66.7% | $240,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 1.4% | 100% | $225,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.7% | 100% | $295,000 | |
Newrez LLC
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FHA | 1 | 0.7% | 100% | $105,000 | |
Allied Mortgage Group, Inc
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VA | 1 | 0.7% | 100% | $325,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.7% | 100% | $185,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.7% | 100% | $265,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.7% | 100% | $375,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 50% | $205,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $95,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 33.3% | $285,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 50% | $225,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
Navy Federal Credit Union
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VA | 1 | 0.7% | 100% | $365,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.7% | 100% | $335,000 | View |
21St Mortgage
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Conventional | 1 | 0.7% | 50% | $55,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 33.3% | $75,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Concord Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Concord, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Concord? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Concord in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Concord, MI
Use these to narrow the list above. Each category shows how many Concord, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Concord, MI
Independent mortgage companies closed 57.2 percent of home loans in Concord, Michigan in 2025, banks 23.9 percent and credit unions 18.8 percent. Towne Mortgage Company was the largest mortgage company, County National Bank the largest bank and True Community Credit Union the largest credit union. Among lenders headquartered in Michigan, True Community Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Concord, MI
By home loans closed in 2025, True Community Credit Union was the largest mortgage lender in Concord, Michigan with 16 loans, about 11.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Concord, Michigan in 2025, led by United Wholesale Mortgage with 3. 11 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 12 credit unions closed home loans in Concord, Michigan in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Concord, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Concord, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Concord. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
