Mortgage Lenders and Brokers in Augusta, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Augusta, Michigan mortgage lenders include Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Kellogg Community Credit UnionKellogg Community Credit Union41 2nd St, Battle Creek, MI 49014 6286A+5.0 ★Texas Ratio: 1.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Comerica BankComerica Bank101 N Main St Ste 100, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 4.14%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Arbor Financial Credit UnionArbor Financial Credit Union7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316A5.0 ★Texas Ratio: 12.10%, OMNI Community Credit UnionOMNI Community Credit Union101 W Monroe St, Bangor, MI 49013A+5.0 ★Texas Ratio: 2.36%, Southern Michigan Bank & TrustSouthern Michigan Bank & Trust5350 Beckley Road B Drive North, Battle Creek, MI 49015A5.0 ★Texas Ratio: 8.82%, and Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Augusta, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Augusta are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Augusta, Michigan
Market share is the lender's share of all home loans closed in Augusta, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 17 +5 HELOCs |
16.5% | 100% | $247,941 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo, HELOC | 9 +3 HELOCs |
8.7% | 100% | $540,555 | |
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41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 9 | 8.7% | 100% | $91,666 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 6 | 5.8% | 100% | $195,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +3 HELOCs |
3.9% | 100% | $100,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, Jumbo | 3 | 2.9% | 100% | $478,333 | View |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $300,000 | View |
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101 W Monroe St, Bangor, MI 49013 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 2 | 1.9% | 100% | $150,000 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 2 | 1.9% | 100% | $595,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 1 +5 HELOCs |
1% | 50% | $85,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $145,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $215,000 | View |
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4797 Cascade Rd Se, Grand Rapids, MI 49546 B+4.8 ★Texas Ratio: 17.71% |
Conventional | 1 | 1% | 100% | $425,000 | View |
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1157 Michigan Ave E, Battle Creek, MI 49014 6802 A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 1% | 100% | $45,000 | View |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +21 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 6.8% | 100% | $335,000 | |
Rocket Mortgage
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Conventional, VA | 7 | 6.8% | 87.5% | $123,571 | |
Mortgage Center LC
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Conventional | 4 | 3.9% | 80% | $157,500 | |
Msu Federal Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1% | 50% | $915,000 | |
Northern Mortgage Services, LLC
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Conventional | 1 | 1% | 100% | $275,000 | |
Staunton Financial Inc
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Conventional | 1 | 1% | 100% | $345,000 | |
Mortgage Research Center
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VA | 3 | 2.9% | 100% | $408,333 | |
City 1st Mortgage Services, LC
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Conventional, FHA | 2 | 1.9% | 100% | $150,000 | |
Navy Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
1% | 50% | $585,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1% | 100% | $205,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 1% | 100% | $575,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1% | 100% | $445,000 | |
United Trust Bank
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FHA | 1 | 1% | 100% | $195,000 | |
Guild Mortgage Company
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Conventional | 1 | 1% | 100% | $165,000 | |
Summit Home Mortgage, LLC
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VA | 1 | 1% | 100% | $165,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 1% | 100% | $105,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 1% | 100% | $315,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 1% | 50% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $245,000 | View |
Cortrust Mortgage, Inc.
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Conventional | 1 | 1% | 100% | $305,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1% | 100% | $55,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, Jumbo | 1 | 1% | 100% | $1,115,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1% | 100% | $405,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1% | 50% | $195,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Augusta Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Augusta, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Augusta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Augusta in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Augusta, MI
Use these to narrow the list above. Each category shows how many Augusta, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Augusta, MI
Independent mortgage companies closed 31.1 percent of home loans in Augusta, Michigan in 2025, banks 22.3 percent and credit unions 46.6 percent. United Wholesale Mortgage was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Michigan, Consumers Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Augusta, MI
By home loans closed in 2025, Consumers Credit Union was the largest mortgage lender in Augusta, Michigan with 17 loans, about 16.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Augusta, Michigan in 2025, led by United Wholesale Mortgage with 1. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 14 credit unions closed home loans in Augusta, Michigan in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Augusta, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Augusta, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Augusta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
