Mortgage Lenders and Brokers in Somerset, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Somerset, Massachusetts mortgage lenders include Somerset Federal Credit UnionSomerset Federal Credit Union740 County St, Somerset, MA 02726A+5.0 ★Texas Ratio: 1.02%, Fall River Five Cents SavingsFall River Five Cents Savings54 County St, Somerset, MA 02726A5.0 ★Texas Ratio: 7.62%, Baycoast BankBaycoast Bank921 Grand Army Hwy, Somerset, MA 02726A5.0 ★Texas Ratio: 12.75%, Mechanics Cooperative BankMechanics Cooperative Bank1236 County St, Somerset, MA 02726A+5.0 ★Texas Ratio: 0.21%, Citizens Bank, NACitizens Bank, NA815 Grand Army Hwy, Somerset, MA 02726A+5.0 ★Texas Ratio: 5.44%, Rockland Trust BankRockland Trust Bank100 Slades Ferry Ave, Somerset, MA 02726A+5.0 ★Texas Ratio: 2.64%, Baycoast Mortgage Company, LLCBaycoast Mortgage Company, LLC921 Grand Army Hwy, Somerset, MA 02726A5.0 ★Texas Ratio: 12.75%, Bristol County Savings BankBristol County Savings Bank1 Blue Pride Way, Attleboro, MA 02703A+5.0 ★Texas Ratio: 3.37%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, and Bluestone BankBluestone Bank5 Scotland Blvd, Bridgewater, MA 02324A5.0 ★Texas Ratio: 9.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Somerset, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Somerset are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Somerset, Massachusetts
Market share is the lender's share of all home loans closed in Somerset, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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740 County St, Somerset, MA 02726 A+5.0 ★Texas Ratio: 1.02% |
Conventional, HELOC | 39 +14 HELOCs |
11% | 90.7% | $143,205 | View |
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1 office in Somerset 54 County St, Somerset, MA 02726 A5.0 ★Texas Ratio: 7.62% |
Conventional, FHA, HELOC | 20 +11 HELOCs |
5.6% | 90.9% | $337,500 | View |
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1 office in Somerset 921 Grand Army Hwy, Somerset, MA 02726 A5.0 ★Texas Ratio: 12.75% |
Conventional, HELOC | 5 +23 HELOCs |
1.4% | 83.3% | $37,000 | View |
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1 office in Somerset 1236 County St, Somerset, MA 02726 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 4 | 1.1% | 100% | $185,000 | View |
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1 office in Somerset 815 Grand Army Hwy, Somerset, MA 02726 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +20 HELOCs |
0.8% | 75% | $415,000 | View |
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1 office in Somerset 100 Slades Ferry Ave, Somerset, MA 02726 A+5.0 ★Texas Ratio: 2.64% |
Conventional, VA, HELOC | 3 +9 HELOCs |
0.8% | 100% | $421,666 | View |
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921 Grand Army Hwy, Somerset, MA 02726 A5.0 ★Texas Ratio: 12.75% |
Conventional, FHA, VA | 29 | 8.2% | 96.7% | $395,344 | View |
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1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 13 | 3.7% | 100% | $395,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 100% | $381,666 | View |
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5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41% |
Conventional | 2 | 0.6% | 100% | $215,000 | View |
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396 Onset Ave, East Wareham, MA 02538 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 2 | 0.6% | 100% | $340,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, FHA | 2 | 0.6% | 100% | $505,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 2 | 0.6% | 100% | $385,000 | View |
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411 Pulaski Blvd, Bellingham, MA 02019 A4.7 ★Texas Ratio: 1.40% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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123 Alden Rd, Fairhaven, MA 02719 C4.0 ★Texas Ratio: 27.62% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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★ 5 stars, 1 review 655 State Rd, Westport, MA 02790 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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200 Mill Rd, Fairhaven, MA 02719 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional | 1 | 0.3% | 50% | $195,000 | |
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1150 Purchase St, New Bedford, MA 02740 6635 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
St. Anne'S Credit Union of Fal
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Conventional, HELOC | 6 +18 HELOCs |
1.7% | 66.7% | $215,000 | |
Fall River Municipal Credit Un
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Conventional | 5 | 1.4% | 83.3% | $73,000 | |
Radius Financial Group Inc
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Conventional, FHA | 3 | 0.8% | 75% | $441,666 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.6% | 100% | $180,000 | |
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A+5.0 ★Texas Ratio: 4.53% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.3% | 100% | $395,000 | View |
Salem Five Mortgage Company LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 27 | 7.6% | 96.6% | $215,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 25 +2 HELOCs |
7.1% | 96.2% | $450,200 | |
EMM Loans LLC
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Conventional, FHA, VA | 12 | 3.4% | 92.3% | $422,500 | |
Guild Mortgage Company
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Conventional, FHA | 11 | 3.1% | 100% | $408,636 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 2.3% | 72.7% | $455,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 2% | 100% | $295,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 1.7% | 100% | $416,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.7% | 100% | $373,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo, HELOC | 5 +1 HELOCs |
1.4% | 83.3% | $593,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.4% | 83.3% | $251,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.4% | 62.5% | $481,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA, HELOC | 4 +1 HELOCs |
1.1% | 100% | $275,000 | View |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.1% | 66.7% | $400,000 | |
Total Mortgage Services, LLC
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Conventional | 4 | 1.1% | 100% | $330,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 4 | 1.1% | 100% | $342,500 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 3 +3 HELOCs |
0.8% | 75% | $238,333 | |
Navigant Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $325,000 | |
First Community Mortgage, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $438,333 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.8% | 100% | $428,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.8% | 75% | $105,000 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $415,000 | |
New American Funding, LLC.
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FHA | 3 | 0.8% | 100% | $488,333 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $415,000 | View |
Webster Bank, N.A.
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $130,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.6% | 50% | $45,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.6% | 100% | $445,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.6% | 100% | $535,000 | View |
Bay Equity LLC
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Conventional, FHA | 2 | 0.6% | 100% | $230,000 | |
Harborone Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $430,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $515,000 | |
Milend, Inc
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FHA | 2 | 0.6% | 100% | $385,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 66.7% | $60,000 | |
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A+5.0 ★Texas Ratio: 1.68% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $585,000 | |
Semper Home Loans, Inc
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FHA | 1 | 0.3% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 50% | $235,000 | View |
Southwest Airlines FCU
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Conventional | 1 | 0.3% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $495,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,005,000 | View |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $435,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
Amerant Mortgage LLC
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VA | 1 | 0.3% | 100% | $475,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $385,000 | |
First Home Mortgage
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Absolute Home Mortgage
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FHA | 1 | 0.3% | 100% | $305,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.3% | 100% | $505,000 | |
Fairwinds Credit Union
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.3% | 100% | $565,000 | |
Mid-Island Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $465,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $405,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.3% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $555,000 | View |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $405,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 7.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Somerset Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Somerset, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Somerset? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Somerset in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Somerset, MA
Use these to narrow the list above. Each category shows how many Somerset, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Somerset, MA
Independent mortgage companies closed 50.3 percent of home loans in Somerset, Massachusetts in 2025, banks 31.1 percent and credit unions 18.6 percent. Radius Financial Group Inc was the largest mortgage company, Fall River Five Cents Savings the largest bank and Somerset Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Somerset Federal Credit Union led with 39 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Somerset, MA
By home loans closed in 2025, Somerset Federal Credit Union was the largest mortgage lender in Somerset, Massachusetts with 39 loans, about 11 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Somerset, Massachusetts in 2025, led by EMM Loans LLC with 7. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 16 credit unions closed home loans in Somerset, Massachusetts in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Somerset, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Somerset, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Somerset. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
