Scituate, Massachusetts mortgage lenders include Rockland Trust BankRockland Trust Bank77 Front St, Scituate, MA 02066A+5.0 ★Texas Ratio: 2.64%, MountainOne BankMountainOne Bank54 Front St, Scituate, MA 02066A+5.0 ★Texas Ratio: 5.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, BankesbBankesb770 Main St, Agawam, MA 01001, Liberty Bay Credit UnionLiberty Bay Credit Union9 Brook St, Scituate, MA 02066 1309A+5.0 ★Texas Ratio: 1.21%, Cambridge Savings BankCambridge Savings Bank188 Massachusetts Ave, Arlington, MA 02474A5.0 ★Texas Ratio: 9.52%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, and Main Street BankMain Street Bank7 Main St, Ayer, MA 01432A5.0 ★Texas Ratio: 11.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Scituate, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Scituate are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Scituate, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Scituate 77 Front St, Scituate, MA 02066 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 3 +12 HELOCs |
3% | 100% | $888,333 | View |
|
1 office in Scituate 54 Front St, Scituate, MA 02066 A+5.0 ★Texas Ratio: 5.85% |
Conventional | 1 | 1% | 100% | $405,000 | View |
|
291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 5.9% | 100% | $830,000 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
5% | 100% | $693,000 | View |
|
375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +18 HELOCs |
2% | 100% | $870,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 2 +2 HELOCs |
2% | 100% | $445,000 | |
|
9 Brook St, Scituate, MA 02066 1309 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 2% | 100% | $435,000 | View |
|
188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, Jumbo | 2 | 2% | 100% | $1,075,000 | View |
|
408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1% | 50% | $1,045,000 | View |
|
7 Main St, Ayer, MA 01432 A5.0 ★Texas Ratio: 11.53% |
Conventional | 1 | 1% | 100% | $165,000 | View |
|
125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 1% | 100% | $705,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 1% | 50% | $105,000 | |
|
183 Main St, Everett, MA 02149 A5.0 ★Texas Ratio: 6.39% |
Conventional | 1 | 1% | 100% | $715,000 | View |
|
5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41% |
Conventional, Jumbo | 1 | 1% | 50% | $1,145,000 | View |
|
52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 1% | 100% | $305,000 | View |
|
540 Tremont St, Boston, MA 02116 A5.0 ★Texas Ratio: 6.98% |
Conventional | 1 | 1% | 100% | $545,000 | View |
|
93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
|
Conventional | 2 | 2% | 100% | $360,000 | |
Colonial Federal Savings Bank
|
Conventional | 1 | 1% | 100% | $565,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1% | 100% | $715,000 | View |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 14 +1 HELOCs |
13.9% | 73.7% | $457,857 | |
Guild Mortgage Company
|
Conventional, VA, Jumbo | 6 | 5.9% | 100% | $831,666 | |
Guaranteed Rate, Inc.
|
Conventional | 5 | 5% | 100% | $533,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
4% | 80% | $390,000 | View |
CrossCountry Mortgage, LLC
|
Conventional | 4 | 4% | 100% | $550,000 | |
Tjc Mortgage Inc
|
Conventional | 4 | 4% | 100% | $677,500 | |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 2 | 2% | 100% | $965,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 2% | 100% | $315,000 | |
Cardinal Financial Company, Li
|
Conventional | 2 | 2% | 100% | $330,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 2% | 100% | $1,165,000 | View |
|
A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1% | 100% | $1,505,000 | View |
loanDepot.com LLC
|
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $95,000 | |
Originpoint, LLC
|
Conventional, Jumbo | 1 | 1% | 100% | $1,175,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1% | 100% | $515,000 | View |
Newrez LLC
|
VA, Jumbo | 1 | 1% | 50% | $1,555,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $615,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1% | 100% | $255,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 1% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1% | 100% | $505,000 | View |
William Raveis Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $625,000 | |
First Heritage Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $605,000 | |
Mortgage Research Center
|
VA, Jumbo | 1 | 1% | 100% | $1,975,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1% | 100% | $305,000 | View |
Lower, LLC
|
Conventional | 1 | 1% | 100% | $285,000 | |
|
A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 1% | 100% | $675,000 | View |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 1 | 1% | 100% | $1,205,000 | |
Navy Federal Credit Union
|
VA, Jumbo | 1 | 1% | 100% | $1,335,000 | |
Webster Bank, N.A.
|
Conventional | 1 | 1% | 100% | $885,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 1% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 1% | 100% | $1,465,000 | View |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Scituate? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Scituate in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Scituate, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 55.4 percent of home loans in Scituate, Massachusetts in 2025, banks 39.6 percent and credit unions 5 percent. Radius Financial Group Inc was the largest mortgage company, Rockland Trust Bank the largest bank and Liberty Bay Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Rockland Trust Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Rockland Trust Bank was the largest mortgage lender in Scituate, Massachusetts with 3 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Scituate, Massachusetts in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 8 credit unions closed home loans in Scituate, Massachusetts in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Scituate, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Scituate, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Scituate. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.