Mortgage Lenders and Brokers in Palmer Town, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palmer Town, Massachusetts mortgage lenders include Monson Savings BankMonson Savings Bank61 N Main St, East Longmeadow, MA 01028A+5.0 ★Texas Ratio: 1.92%, Country Bank for SavingsCountry Bank for Savings21 N Main St, Belchertown, MA 01007A5.0 ★Texas Ratio: 6.28%, Westfield BankWestfield Bank655 Main St, Agawam, MA 01001A+5.0 ★Texas Ratio: 2.93%, PeoplesBankPeoplesBank56 Amity St, Amherst, MA 01002A+5.0 ★Texas Ratio: 5.27%, UMassFive College Federal Credit UnionUMassFive College Federal Credit Union1 Campus Center Way, Amherst, MA 01003A5.0 ★Texas Ratio: 7.52%, North Brookfield Savings BankNorth Brookfield Savings Bank4 Daniel Shays Hwy, Belchertown, MA 01007, Community Bank, N.A.Community Bank, N.A.1500 Main Street, Springfield, MA 01115A+5.0 ★Texas Ratio: 3.83%, Luso Federal Credit UnionLuso Federal Credit Union599 East St, Ludlow, MA 01056A5.0 ★Texas Ratio: 7.60%, Greenfield Savings BankGreenfield Savings Bank108 N Pleasant St, Amherst, MA 01002A+5.0 ★Texas Ratio: 3.75%, and Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palmer Town, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palmer Town are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palmer Town, Massachusetts
Market share is the lender's share of all home loans closed in Palmer Town, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 14 | 6.7% | 93.8% | $305,714 | View |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional, HELOC | 8 +25 HELOCs |
3.8% | 88.9% | $277,500 | View |
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655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 6 +2 HELOCs |
2.9% | 100% | $233,333 | View |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 4 +2 HELOCs |
1.9% | 100% | $230,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 4 | 1.9% | 85.7% | $105,000 | View |
North Brookfield Savings Bank
4 Daniel Shays Hwy, Belchertown, MA 01007 |
Conventional | 3 | 1.4% | 100% | $101,666 | |
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1500 Main Street, Springfield, MA 01115 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $105,000 | View |
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599 East St, Ludlow, MA 01056 A5.0 ★Texas Ratio: 7.60% |
Conventional | 2 | 1% | 100% | $210,000 | View |
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108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 2 | 1% | 100% | $225,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, VA | 2 | 1% | 100% | $295,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional | 2 | 1% | 100% | $55,000 | |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 2 | 1% | 100% | $340,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +7 HELOCs |
0.5% | 50% | $175,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $235,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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99 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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732 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.53% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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157 Shaker Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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1976 MEMORIAL DR, CHICOPEE, MA 01020 A5.0 ★Texas Ratio: 8.45% |
Conventional | 1 | 0.5% | 33.3% | $75,000 | View |
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67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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46 Main St, Chicopee, MA 01020 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 0.5% | 50% | $25,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1295 State St, Springfield, MA 01111 A+5.0 ★Texas Ratio: 2.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Drew Mortgage Associates, Inc
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Conventional | 2 | 1% | 100% | $280,000 | |
New Fed Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $445,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 6.2% | 76.5% | $208,846 | |
Guaranteed Rate, Inc.
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Conventional, FHA, USDA | 11 | 5.3% | 91.7% | $198,636 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA | 11 | 5.3% | 91.7% | $227,727 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 11 | 5.3% | 100% | $265,000 | |
Total Mortgage Services, LLC
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Conventional, FHA, VA | 8 | 3.8% | 100% | $242,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 3.4% | 100% | $275,000 | |
Homestead Funding Corp.
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Conventional, VA | 7 | 3.4% | 100% | $313,571 | |
Newrez LLC
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Conventional, VA | 5 | 2.4% | 83.3% | $297,000 | |
loanDepot.com LLC
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Conventional | 5 | 2.4% | 71.4% | $203,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 4 | 1.9% | 100% | $222,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.9% | 100% | $270,000 | |
Guild Mortgage Company
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Conventional, USDA | 4 | 1.9% | 100% | $185,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, USDA | 4 | 1.9% | 100% | $267,500 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 3 | 1.4% | 60% | $321,666 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA | 3 | 1.4% | 100% | $311,666 | View |
Mortgage Research Center
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VA | 3 | 1.4% | 75% | $431,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $450,000 | |
Allied Mortgage Group, Inc
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Conventional | 2 | 1% | 100% | $240,000 | |
First Colony Mortgage Corporat
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FHA | 2 | 1% | 100% | $330,000 | |
First World Mortgage Corporaton
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FHA, VA | 2 | 1% | 100% | $440,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 1% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1% | 66.7% | $90,000 | View |
Northern Mortgage Services, LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
EMM Loans LLC
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Conventional | 1 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
FHA | 1 | 0.5% | 100% | $335,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 33.3% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.5% | 100% | $355,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Navigant Credit Union
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.5% | 100% | $265,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.5% | 100% | $245,000 | |
Pivot Financial Partners, Inc
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USDA | 1 | 0.5% | 100% | $235,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 0.5% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
Summit Funding.Inc
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 50% | $305,000 | |
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A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 50% | $205,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Navy Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Palmer Town Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palmer Town, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Palmer Town? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palmer Town in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palmer Town, MA
Use these to narrow the list above. Each category shows how many Palmer Town, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Palmer Town, MA
Independent mortgage companies closed 61.5 percent of home loans in Palmer Town, Massachusetts in 2025, banks 31.7 percent and credit unions 6.7 percent. New Fed Mortgage Corp. was the largest mortgage company, Monson Savings Bank the largest bank and UMassFive College Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Monson Savings Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palmer Town, MA
By home loans closed in 2025, Monson Savings Bank was the largest mortgage lender in Palmer Town, Massachusetts with 14 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Palmer Town, Massachusetts in 2025, led by United Wholesale Mortgage with 4. 14 lenders closed VA loans, led by Newrez LLC, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 12 credit unions closed home loans in Palmer Town, Massachusetts in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palmer Town, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palmer Town, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palmer Town. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
