Mortgage Lenders and Brokers in Northwest Harwich, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Northwest Harwich, Massachusetts mortgage lenders include Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank2745 Main St, Brewster, MA 02631A+5.0 ★Texas Ratio: 3.37%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, Rockland Trust BankRockland Trust Bank381 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 2.64%, Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, Direct Federal Credit UnionDirect Federal Credit Union50 Cabot St, Needham, MA 02494, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, and Unibank For SavingsUnibank For Savings10 Cheney St, Blackstone, MA 01504A+5.0 ★Texas Ratio: 5.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northwest Harwich, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northwest Harwich are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Northwest Harwich, Massachusetts
Market share is the lender's share of all home loans closed in Northwest Harwich, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
Conventional, FHA, Jumbo, HELOC | 17 +25 HELOCs |
22.7% | 100% | $466,176 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 5 | 6.7% | 100% | $457,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
2.7% | 100% | $810,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +15 HELOCs |
1.3% | 100% | $425,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +7 HELOCs |
1.3% | 100% | $405,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, Jumbo, HELOC | 1 +5 HELOCs |
1.3% | 100% | $1,605,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
VA, HELOC | 1 +3 HELOCs |
1.3% | 100% | $525,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 1.3% | 100% | $105,000 | |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.3% | 100% | $365,000 | View |
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10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 1 | 1.3% | 100% | $725,000 | View |
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396 Onset Ave, East Wareham, MA 02538 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 1 | 1.3% | 100% | $95,000 | View |
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4355 State Highway, North Eastham, MA 02651 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 1.3% | 100% | $255,000 | View |
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112 Main St, Acushnet, MA 02743 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 1.3% | 100% | $185,000 | View |
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400 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 1.3% | 100% | $335,000 | View |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 1.3% | 100% | $225,000 | View |
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1591 Main Street, East Dennis, MA 02641 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 1.3% | 100% | $245,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1.3% | 100% | $555,000 | View |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
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Conventional | 2 | 2.7% | 100% | $615,000 | |
Mit Federal Credit Union
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Conventional | 1 | 1.3% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.3% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 4.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 12% | 81.8% | $345,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 4% | 75% | $488,333 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 2 +1 HELOCs |
2.7% | 66.7% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 2.7% | 66.7% | $550,000 | View |
Discover Bank
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Conventional | 2 | 2.7% | 100% | $65,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 2.7% | 66.7% | $1,560,000 | View |
American Eagle FCU
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Conventional | 1 | 1.3% | 100% | $425,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 1 | 1.3% | 100% | $935,000 | |
Newrez LLC
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Conventional | 1 | 1.3% | 50% | $255,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.3% | 100% | $705,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 1.3% | 100% | $505,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 1.3% | 100% | $165,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.3% | 100% | $565,000 | |
Harborone Mortgage, LLC
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Conventional, Jumbo | 1 | 1.3% | 100% | $1,705,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $85,000 | |
Mission Loans, LLC
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Conventional | 1 | 1.3% | 100% | $205,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 1.3% | 100% | $795,000 | |
Webster Bank, N.A.
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Conventional | 1 | 1.3% | 100% | $445,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.3% | 100% | $155,000 | |
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a |
Northwest Harwich Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Northwest Harwich, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Northwest Harwich? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northwest Harwich in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Northwest Harwich, MA
Use these to narrow the list above. Each category shows how many Northwest Harwich, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Northwest Harwich, MA
Independent mortgage companies closed 38.7 percent of home loans in Northwest Harwich, Massachusetts in 2025, banks 53.3 percent and credit unions 8 percent. Radius Financial Group Inc was the largest mortgage company, Cape Cod Five Cents Savings Bank the largest bank and Direct Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cape Cod Five Cents Savings Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Northwest Harwich, MA
By home loans closed in 2025, Cape Cod Five Cents Savings Bank was the largest mortgage lender in Northwest Harwich, Massachusetts with 17 loans, about 22.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Northwest Harwich, Massachusetts in 2025, led by loanDepot.com LLC with 2. 3 lenders closed VA loans, led by TD Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 8 credit unions closed home loans in Northwest Harwich, Massachusetts in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northwest Harwich, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northwest Harwich, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northwest Harwich. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
