Mortgage Lenders and Brokers in North Falmouth, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Falmouth, Massachusetts mortgage lenders include Cape & Coast BankCape & Coast Bank660 N Falmouth Hwy, North Falmouth, MA 02556A5.0 ★Texas Ratio: 8.54%, Rockland Trust BankRockland Trust Bank78 County Rd, North Falmouth, MA 02556A+5.0 ★Texas Ratio: 2.64%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank2745 Main St, Brewster, MA 02631A+5.0 ★Texas Ratio: 3.37%, Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%, Marthas Vineyard BankMarthas Vineyard Bank517 South Rd, Chilmark, MA 02535A+5.0 ★Texas Ratio: 0.66%, Northern Bank & Trust CompanyNorthern Bank & Trust Company414 Massachusetts Ave, Acton, MA 01720A5.0 ★Texas Ratio: 13.93%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, and Hanscom Federal Credit UnionHanscom Federal Credit Union325 Great Rd, Bedford, MA 01730A+5.0 ★Texas Ratio: 3.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Falmouth, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Falmouth are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Falmouth, Massachusetts
Market share is the lender's share of all home loans closed in North Falmouth, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in North Falmouth 660 N Falmouth Hwy, North Falmouth, MA 02556 A5.0 ★Texas Ratio: 8.54% |
Conventional | 2 | 2.4% | 100% | $490,000 | View |
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1 office in North Falmouth 78 County Rd, North Falmouth, MA 02556 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +18 HELOCs |
1.2% | 100% | $615,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 18 +4 HELOCs |
21.2% | 100% | $608,333 | View |
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2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
Conventional, Jumbo, HELOC | 6 +11 HELOCs |
7.1% | 100% | $505,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
3.5% | 100% | $1,345,000 | View |
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517 South Rd, Chilmark, MA 02535 A+5.0 ★Texas Ratio: 0.66% |
Conventional, Jumbo | 2 | 2.4% | 100% | $615,000 | View |
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414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
Conventional, Jumbo | 2 | 2.4% | 100% | $995,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +10 HELOCs |
1.2% | 100% | $1,505,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.2% | 100% | $845,000 | View |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $355,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 1.2% | 100% | $155,000 | |
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183 Main St, Everett, MA 02149 A5.0 ★Texas Ratio: 6.39% |
Conventional | 1 | 1.2% | 100% | $405,000 | View |
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5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,505,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 1.2% | 100% | $455,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.2% | 100% | $655,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 7.92% |
Conventional | 1 | 1.2% | 100% | $205,000 | View |
Drew Mortgage Associates, Inc
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Conventional | 1 | 1.2% | 100% | $605,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 6 | 7.1% | 100% | $905,000 | |
Rocket Mortgage
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Conventional | 5 | 5.9% | 100% | $517,000 | |
United Wholesale Mortgage
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Conventional, FHA, Jumbo | 3 | 3.5% | 100% | $711,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, Jumbo | 3 | 3.5% | 100% | $668,333 | View |
Webster Bank, N.A.
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.4% | 100% | $915,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 2 | 2.4% | 100% | $715,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 2.4% | 100% | $1,700,000 | View |
Arc Home LLC
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Conventional | 1 | 1.2% | 100% | $485,000 | |
Equity Resources Inc
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Conventional | 1 | 1.2% | 100% | $325,000 | |
American Financial Resources LLC
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Conventional | 1 | 1.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.2% | 50% | $1,065,000 | View |
Newrez LLC
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Conventional | 1 | 1.2% | 100% | $545,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1.2% | 100% | $395,000 | |
Dart Bank
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Conventional | 1 | 1.2% | 100% | $605,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 100% | $345,000 | |
American Financing Corporation
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Conventional | 1 | 1.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 1.2% | 100% | $125,000 | View |
Harborone Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $635,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.2% | 100% | $385,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 50% | $75,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 1.2% | 100% | $2,005,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.2% | 100% | $765,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 1.2% | 100% | $855,000 | View |
Navy Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Falmouth Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Falmouth, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in North Falmouth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Falmouth in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Falmouth, MA
Use these to narrow the list above. Each category shows how many North Falmouth, MA lenders fit and what that kind of lender is usually best for.
Who Lends in North Falmouth, MA
Independent mortgage companies closed 34.1 percent of home loans in North Falmouth, Massachusetts in 2025, banks 60 percent and credit unions 5.9 percent. Guaranteed Rate, Inc. was the largest mortgage company, Cape & Coast Bank the largest bank and Hanscom Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cape & Coast Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Falmouth, MA
By home loans closed in 2025, Cape & Coast Bank was the largest mortgage lender in North Falmouth, Massachusetts with 2 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in North Falmouth, Massachusetts in 2025, led by United Wholesale Mortgage with 1. 2 lenders closed VA loans, led by Cmg Mortgage Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 8 credit unions closed home loans in North Falmouth, Massachusetts in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Falmouth, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Falmouth, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Falmouth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
