Mortgage Lenders and Brokers in Lunenburg, Massachusetts
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lunenburg, Massachusetts mortgage lenders include All One Credit UnionAll One Credit Union159 Mechanic St, Clinton, MA 01510A+5.0 ★Texas Ratio: 2.11%, Workers Federal Credit UnionWorkers Federal Credit Union603 Massachusetts Ave, Lunenburg, MA 01462A+5.0 ★Texas Ratio: 5.99%, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, Fidelity Co-Operative BankFidelity Co-Operative Bank56 Common St, Barre, MA 01005C+4.0 ★Texas Ratio: 26.47%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, St Mary'S Credit UnionSt Mary'S Credit Union1255 Worcester Rd, Framingham, MA 01701 5217A+5.0 ★Texas Ratio: 0.47%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, Metro Credit UnionMetro Credit Union1 Center Plz, Boston, MA 02108A+5.0 ★Texas Ratio: 5.39%, Rockland Trust BankRockland Trust Bank381 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 2.64%, and Wells Fargo Bank NAWells Fargo Bank NA125 High St, Boston, MA 02110A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lunenburg, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lunenburg are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lunenburg, Massachusetts
Market share is the lender's share of all home loans closed in Lunenburg, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 14 | 6% | 77.8% | $196,428 | View |
|
603 Massachusetts Ave, Lunenburg, MA 01462 A+5.0 ★Texas Ratio: 5.99% |
Conventional, HELOC | 11 +19 HELOCs |
4.7% | 91.7% | $199,545 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 5 +9 HELOCs |
2.2% | 62.5% | $215,000 | |
|
56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
Conventional, HELOC | 5 +7 HELOCs |
2.2% | 100% | $275,000 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 5 | 2.2% | 100% | $427,000 | View |
|
1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 3 | 1.3% | 100% | $291,666 | View |
|
375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +15 HELOCs |
0.9% | 100% | $635,000 | View |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $75,000 | View |
|
381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $195,000 | View |
|
125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 66.7% | $525,000 | View |
|
408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $65,000 | View |
Athol Credit Union
513 Main St, Athol, MA 01331 1825 |
Conventional | 1 | 0.4% | 100% | $665,000 | |
|
2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
|
411 Pulaski Blvd, Bellingham, MA 02019 A4.7 ★Texas Ratio: 1.40% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
|
519 Electric Ave, Fitchburg, MA 01420 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
|
67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
|
52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
|
188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
|
5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
|
1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
|
★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.4% | 100% | $635,000 | View |
|
35 Main St, Ashburnham, MA 01430 1290 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
100 Macy St, Amesbury, MA 01913 4315 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bankesb
770 Main St, Agawam, MA 01001 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ross Mortgage Company
|
Conventional | 4 | 1.7% | 100% | $285,000 | |
Salem Five Mortgage Company LLC
|
Conventional | 3 | 1.3% | 100% | $328,333 | |
|
A5.0 ★Texas Ratio: 7.92% |
Conventional | 2 | 0.9% | 100% | $70,000 | View |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
New Fed Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $485,000 | |
Mit Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $35,000 | |
Members Mortgage Company Inc
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 24 | 10.3% | 75% | $310,000 | |
Total Mortgage Services, LLC
|
Conventional, FHA | 14 | 6% | 100% | $400,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
3.9% | 90% | $467,222 | |
CrossCountry Mortgage, LLC
|
Conventional, HELOC | 8 +1 HELOCs |
3.4% | 100% | $423,750 | |
Guild Mortgage Company
|
Conventional | 8 | 3.4% | 100% | $396,250 | |
Nationstar Mortgage
|
Conventional, FHA | 8 | 3.4% | 90% | $278,750 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 7 | 3% | 100% | $479,285 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 7 | 3% | 100% | $520,714 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, USDA, HELOC | 6 +1 HELOCs |
2.6% | 87.5% | $400,000 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 2.6% | 85.7% | $366,666 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 4 | 1.7% | 100% | $420,000 | |
EMM Loans LLC
|
Conventional, FHA | 3 | 1.3% | 100% | $405,000 | |
Amerisave Mortgage Company
|
Conventional | 3 | 1.3% | 60% | $148,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.3% | 100% | $251,666 | View |
Semper Home Loans, Inc
|
Conventional | 2 | 0.9% | 100% | $465,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.9% | 50% | $360,000 | |
Canopy Mortgage, LLC
|
FHA, VA | 2 | 0.9% | 100% | $370,000 | |
Newrez LLC
|
FHA | 2 | 0.9% | 50% | $330,000 | |
loanDepot.com LLC
|
Conventional | 2 | 0.9% | 66.7% | $390,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 0.9% | 75% | $355,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.9% | 100% | $460,000 | View |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.9% | 100% | $390,000 | |
Bay Equity LLC
|
Conventional | 2 | 0.9% | 100% | $245,000 | |
First Colony Mortgage Corporat
|
Conventional, VA | 2 | 0.9% | 100% | $395,000 | |
Harborone Mortgage, LLC
|
Conventional | 2 | 0.9% | 100% | $500,000 | |
Better Mortgage Corporation
|
Conventional | 2 | 0.9% | 100% | $320,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.9% | 100% | $330,000 | |
New American Funding, LLC.
|
FHA | 2 | 0.9% | 100% | $335,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 0.9% | 100% | $380,000 | |
Reliance First Capital, LLC
|
Conventional | 2 | 0.9% | 100% | $310,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.4% | 100% | $455,000 | View |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
Primelending
|
FHA | 1 | 0.4% | 33.3% | $485,000 | |
|
A-5.0 ★Texas Ratio: 14.36% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
Cardinal Financial Company, Li
|
FHA | 1 | 0.4% | 100% | $525,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $775,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $735,000 | View |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.4% | 100% | $585,000 | |
Mortgage Research Center
|
VA | 1 | 0.4% | 33.3% | $585,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $505,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.4% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Lunenburg Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lunenburg, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Lunenburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lunenburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lunenburg, MA
Use these to narrow the list above. Each category shows how many Lunenburg, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Lunenburg, MA
Independent mortgage companies closed 65.1 percent of home loans in Lunenburg, Massachusetts in 2025, banks 17.2 percent and credit unions 17.7 percent. Ross Mortgage Company was the largest mortgage company, Fidelity Co-Operative Bank the largest bank and All One Credit Union the largest credit union. Among lenders headquartered in Massachusetts, All One Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lunenburg, MA
By home loans closed in 2025, All One Credit Union was the largest mortgage lender in Lunenburg, Massachusetts with 14 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Lunenburg, Massachusetts in 2025, led by United Wholesale Mortgage with 4. 10 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 15 credit unions closed home loans in Lunenburg, Massachusetts in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lunenburg, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lunenburg, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lunenburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
