Mortgage Lenders and Brokers in Holyoke, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holyoke, Massachusetts mortgage lenders include PeoplesBankPeoplesBank330 Whitney Ave, Holyoke, MA 01040A+5.0 ★Texas Ratio: 5.27%, Holyoke Credit UnionHolyoke Credit Union490 Westfield Rd, Holyoke, MA 01040 1600A5.0 ★Texas Ratio: 10.26%, Westfield BankWestfield Bank1650 Northampton St, Holyoke, MA 01040A+5.0 ★Texas Ratio: 2.93%, Florence BankFlorence Bank385 College St, Amherst, MA 01002A+5.0 ★Texas Ratio: 2.70%, Citizens Bank, NACitizens Bank, NA2265 Northampton St, Holyoke, MA 01040A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank1830 Northampton St, Holyoke, MA 01040A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA40 Lincoln St, Holyoke, MA 01040A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association378 High St, Holyoke, MA 01040A+5.0 ★Texas Ratio: 4.81%, BankesbBankesb170 Sargeant St, Holyoke, MA 01040, and Greenfield Cooperative BankGreenfield Cooperative Bank390 College St, Amherst, MA 01002A+5.0 ★Texas Ratio: 4.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holyoke, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holyoke are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holyoke, Massachusetts
Market share is the lender's share of all home loans closed in Holyoke, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Holyoke 330 Whitney Ave, Holyoke, MA 01040 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 26 +18 HELOCs |
7.2% | 87.1% | $162,307 | View |
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490 Westfield Rd, Holyoke, MA 01040 1600 A5.0 ★Texas Ratio: 10.26% |
Conventional | 19 | 5.2% | 70.4% | $146,052 | View |
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1 office in Holyoke 1650 Northampton St, Holyoke, MA 01040 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 13 +7 HELOCs |
3.6% | 100% | $212,692 | View |
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★ 5 stars, 1 review 1 office in Holyoke 385 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 2.70% |
Conventional, HELOC | 13 +4 HELOCs |
3.6% | 92.9% | $283,461 | View |
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1 office in Holyoke 2265 Northampton St, Holyoke, MA 01040 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 8 +28 HELOCs |
2.2% | 88.9% | $300,000 | View |
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1 office in Holyoke 1830 Northampton St, Holyoke, MA 01040 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +11 HELOCs |
0.8% | 100% | $211,666 | View |
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1 office in Holyoke 40 Lincoln St, Holyoke, MA 01040 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 50% | $285,000 | View |
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1 office in Holyoke 378 High St, Holyoke, MA 01040 A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.3% | 25% | $305,000 | View |
Bankesb
170 Sargeant St, Holyoke, MA 01040 |
Conventional, HELOC | 18 +8 HELOCs |
5% | 90% | $152,777 | |
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390 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 8 | 2.2% | 100% | $278,750 | View |
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46 Main St, Chicopee, MA 01020 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 8 | 2.2% | 100% | $291,250 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 8 | 2.2% | 76.9% | $75,000 | View |
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1976 MEMORIAL DR, CHICOPEE, MA 01020 A5.0 ★Texas Ratio: 8.45% |
Conventional | 6 | 1.7% | 85.7% | $213,333 | View |
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61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 5 | 1.4% | 100% | $131,000 | View |
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108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 5 | 1.4% | 83.3% | $305,000 | View |
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145 Industry Ave, Springfield, MA 01104 3222 |
Conventional | 3 | 0.8% | 100% | $175,000 | View |
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175 State St, Belchertown, MA 01007 9033 A5.0 ★Texas Ratio: 9.39% |
Conventional | 3 | 0.8% | 75% | $121,666 | View |
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50 Holyoke Street, Holyoke, MA 01040 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 66.7% | $225,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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157 Shaker Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.3% | 50% | $315,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 0.3% | 100% | $145,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional | 1 | 0.3% | 100% | $305,000 | |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1295 State St, Springfield, MA 01111 A+5.0 ★Texas Ratio: 2.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 4 | 1.1% | 100% | $327,500 | View |
Salem Five Mortgage Company LLC
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Conventional | 2 | 0.6% | 100% | $90,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA, HELOC | 31 +1 HELOCs |
8.5% | 87.2% | $202,096 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 15 | 4.1% | 100% | $193,666 | |
Guild Mortgage Company
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Conventional, FHA | 13 | 3.6% | 100% | $268,076 | |
New American Funding, LLC.
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Conventional, FHA, VA | 13 | 3.6% | 81.2% | $221,153 | |
Rocket Mortgage
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Conventional | 11 | 3% | 68.8% | $176,818 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 9 +2 HELOCs |
2.5% | 75% | $287,222 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 9 | 2.5% | 90% | $219,444 | |
Total Mortgage Services, LLC
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Conventional, FHA | 8 | 2.2% | 100% | $227,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.9% | 87.5% | $199,285 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, HELOC | 6 +1 HELOCs |
1.7% | 100% | $291,666 | View |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 1.7% | 66.7% | $158,333 | |
Affordable Mortgage Advisors
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Conventional, FHA | 5 | 1.4% | 100% | $293,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 5 | 1.4% | 100% | $361,000 | |
Homestead Funding Corp.
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Conventional | 4 | 1.1% | 100% | $100,000 | |
Harborone Mortgage, LLC
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Conventional | 4 | 1.1% | 100% | $285,000 | |
Mortgage Research Center
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VA | 4 | 1.1% | 44.4% | $320,000 | |
Navy Federal Credit Union
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Conventional, VA | 4 | 1.1% | 100% | $265,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 3 | 0.8% | 100% | $248,333 | |
Freedom Mortgage Corporation
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FHA | 3 | 0.8% | 80% | $378,333 | |
Newrez LLC
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Conventional, VA | 3 | 0.8% | 33.3% | $191,666 | |
Movement Mortgage, LLC
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Conventional | 3 | 0.8% | 100% | $281,666 | |
Geneva Financial LLC
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Conventional, VA | 3 | 0.8% | 100% | $251,666 | |
Nationstar Mortgage
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Conventional, VA | 3 | 0.8% | 100% | $208,333 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.6% | 100% | $305,000 | View |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $285,000 | |
Member Advantage Mortgage
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Conventional | 2 | 0.6% | 66.7% | $120,000 | |
Keystone Funding, Inc
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Conventional, VA | 2 | 0.6% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $95,000 | View |
Northern Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Watermark Capital, Inc.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 25% | $45,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $265,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
American Financing Corporation
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FHA | 1 | 0.3% | 100% | $215,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $305,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $285,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 50% | $435,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.3% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $235,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.3% | 100% | $375,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Holyoke Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holyoke, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Holyoke? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holyoke in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holyoke, MA
Use these to narrow the list above. Each category shows how many Holyoke, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Holyoke, MA
Independent mortgage companies closed 50.7 percent of home loans in Holyoke, Massachusetts in 2025, banks 34.4 percent and credit unions 14.9 percent. Northpoint Mortgage, Inc. was the largest mortgage company, PeoplesBank the largest bank and Holyoke Credit Union the largest credit union. Among lenders headquartered in Massachusetts, PeoplesBank led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holyoke, MA
By home loans closed in 2025, PeoplesBank was the largest mortgage lender in Holyoke, Massachusetts with 26 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Holyoke, Massachusetts in 2025, led by Cmg Mortgage Inc with 11. 14 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 13 credit unions closed home loans in Holyoke, Massachusetts in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holyoke, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holyoke, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holyoke. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
