Mortgage Lenders and Brokers in Edgartown, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Edgartown, Massachusetts mortgage lenders include Marthas Vineyard BankMarthas Vineyard Bank78 Main St, Edgartown, MA 02539A+5.0 ★Texas Ratio: 0.66%, Rockland Trust BankRockland Trust Bank257 Upper Main St, Edgartown, MA 02539A+5.0 ★Texas Ratio: 2.64%, Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank236 238 Vineyard Haven Road, Edgartown, MA 02539A+5.0 ★Texas Ratio: 3.37%, Baycoast Mortgage Company, LLCBaycoast Mortgage Company, LLC2 Locust St, Berkley, MA 02779A5.0 ★Texas Ratio: 12.75%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, Goldman Sachs Bank USAGoldman Sachs Bank USA125 High St, Boston, MA 02110A+5.0 ★Texas Ratio: 4.32%, and PNC Bank N.A.PNC Bank N.A.109 Causeway St, Boston, MA 02114A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Edgartown, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edgartown are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Edgartown, Massachusetts
Market share is the lender's share of all home loans closed in Edgartown, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Edgartown 78 Main St, Edgartown, MA 02539 A+5.0 ★Texas Ratio: 0.66% |
Conventional, Jumbo | 12 | 13.2% | 92.9% | $1,475,000 | View |
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2 offices in Edgartown 257 Upper Main St, Edgartown, MA 02539 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 4 +16 HELOCs |
4.4% | 100% | $1,370,000 | View |
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236 238 Vineyard Haven Road, Edgartown, MA 02539 A+5.0 ★Texas Ratio: 3.37% |
Conventional, Jumbo, HELOC | 7 +5 HELOCs |
7.7% | 87.5% | $673,571 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional, Jumbo | 4 | 4.4% | 100% | $2,342,500 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 4.4% | 80% | $2,930,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 4 | 4.4% | 80% | $1,947,500 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, Jumbo | 3 | 3.3% | 100% | $1,091,666 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +7 HELOCs |
2.2% | 100% | $2,460,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 2.2% | 100% | $2,375,000 | View |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 2 | 2.2% | 100% | $2,090,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.1% | 100% | $1,425,000 | View |
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396 Onset Ave, East Wareham, MA 02538 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, Jumbo | 1 | 1.1% | 100% | $3,895,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Bankesb
770 Main St, Agawam, MA 01001 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Radius Financial Group Inc
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Conventional, Jumbo | 2 | 2.2% | 100% | $1,085,000 | |
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A+5.0 ★Texas Ratio: 4.53% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,505,000 | View |
Salem Five Mortgage Company LLC
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,875,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 9 | 9.9% | 100% | $4,070,555 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
3.3% | 100% | $1,305,000 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 3.3% | 100% | $511,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 2.2% | 100% | $1,765,000 | View |
Rocket Mortgage
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Conventional | 2 | 2.2% | 33.3% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 2 | 2.2% | 100% | $1,300,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 2.2% | 100% | $1,000,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 2.2% | 100% | $1,385,000 | View |
loanDepot.com LLC
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.1% | 100% | $1,445,000 | |
First Community Mortgage, Inc.
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,995,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.1% | 100% | $1,025,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.1% | 100% | $2,735,000 | View |
Newrez LLC
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Conventional | 1 | 1.1% | 100% | $405,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $805,000 | |
Pcsb Bank
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Conventional, Jumbo | 1 | 1.1% | 50% | $3,005,000 | |
Nqm Funding, LLC
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Conventional | 1 | 1.1% | 100% | $825,000 | |
Harborone Mortgage, LLC
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,665,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $705,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.1% | 100% | $905,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.1% | 100% | $625,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 1.1% | 25% | $2,605,000 | View |
Webster Bank, N.A.
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,315,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 1.1% | 100% | $3,325,000 | View |
Amerisave Mortgage Company
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Edgartown Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Edgartown, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Edgartown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edgartown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Edgartown, MA
Use these to narrow the list above. Each category shows how many Edgartown, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Edgartown, MA
Independent mortgage companies closed 24.2 percent of home loans in Edgartown, Massachusetts in 2025, banks 74.7 percent and credit unions 1.1 percent. Radius Financial Group Inc was the largest mortgage company, Marthas Vineyard Bank the largest bank and First Citizens' Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Marthas Vineyard Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Edgartown, MA
By home loans closed in 2025, Marthas Vineyard Bank was the largest mortgage lender in Edgartown, Massachusetts with 12 loans, about 13.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Edgartown, Massachusetts in 2025, led by United Wholesale Mortgage with 1. 1 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 2 credit unions closed home loans in Edgartown, Massachusetts in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Edgartown, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edgartown, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edgartown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
