Mortgage Lenders and Brokers in Belchertown, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Belchertown, Massachusetts mortgage lenders include Florence BankFlorence Bank20 George Hannum Rd, Belchertown, MA 01007A+5.0 ★Texas Ratio: 2.70%, Citizens Bank, NACitizens Bank, NA20 George Hannum Rd, Belchertown, MA 01007A+5.0 ★Texas Ratio: 5.44%, UMassFive College Federal Credit UnionUMassFive College Federal Credit Union1 Campus Center Way, Amherst, MA 01003A5.0 ★Texas Ratio: 7.52%, Country Bank for SavingsCountry Bank for Savings21 N Main St, Belchertown, MA 01007A5.0 ★Texas Ratio: 6.28%, Greenfield Cooperative BankGreenfield Cooperative Bank390 College St, Amherst, MA 01002A+5.0 ★Texas Ratio: 4.03%, PeoplesBankPeoplesBank56 Amity St, Amherst, MA 01002A+5.0 ★Texas Ratio: 5.27%, Greenfield Savings BankGreenfield Savings Bank108 N Pleasant St, Amherst, MA 01002A+5.0 ★Texas Ratio: 3.75%, Alden Credit UnionAlden Credit Union175 State St, Belchertown, MA 01007 9033A5.0 ★Texas Ratio: 9.39%, Polish National Credit UnionPolish National Credit Union46 Main St, Chicopee, MA 01020A+5.0 ★Texas Ratio: 1.02%, and BankesbBankesb175 State Street, Belchertown, MA 01007. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belchertown, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belchertown are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belchertown, Massachusetts
Market share is the lender's share of all home loans closed in Belchertown, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Belchertown 20 George Hannum Rd, Belchertown, MA 01007 A+5.0 ★Texas Ratio: 2.70% |
Conventional, HELOC | 17 +14 HELOCs |
6% | 90.5% | $293,235 | View |
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1 office in Belchertown 20 George Hannum Rd, Belchertown, MA 01007 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +30 HELOCs |
0.4% | 100% | $245,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 28 | 9.9% | 87.2% | $103,928 | View |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional, HELOC | 18 +34 HELOCs |
6.3% | 100% | $377,222 | View |
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390 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 10 | 3.5% | 100% | $307,000 | View |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 8 +4 HELOCs |
2.8% | 100% | $321,250 | View |
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108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional, Jumbo | 8 | 2.8% | 100% | $361,250 | View |
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175 State St, Belchertown, MA 01007 9033 A5.0 ★Texas Ratio: 9.39% |
Conventional | 7 | 2.5% | 77.8% | $305,000 | View |
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46 Main St, Chicopee, MA 01020 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 7 | 2.5% | 77.8% | $257,857 | View |
Bankesb
175 State Street, Belchertown, MA 01007 |
Conventional, HELOC | 6 +10 HELOCs |
2.1% | 100% | $163,333 | |
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655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 6 +5 HELOCs |
2.1% | 100% | $240,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 5 | 1.8% | 100% | $109,000 | View |
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599 East St, Ludlow, MA 01056 A5.0 ★Texas Ratio: 7.60% |
Conventional | 4 | 1.4% | 100% | $195,000 | View |
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61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 4 | 1.4% | 100% | $387,500 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $215,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 3 | 1.1% | 100% | $145,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $145,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $295,000 | View |
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157 Shaker Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 2 | 0.7% | 100% | $95,000 | View |
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1976 MEMORIAL DR, CHICOPEE, MA 01020 A5.0 ★Texas Ratio: 8.45% |
Conventional | 2 | 0.7% | 100% | $120,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 50% | $295,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $235,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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145 Industry Ave, Springfield, MA 01104 3222 |
Conventional | 1 | 0.4% | 50% | $145,000 | View |
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1500 Main Street, Springfield, MA 01115 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
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1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
North Brookfield Savings Bank
4 Daniel Shays Hwy, Belchertown, MA 01007 |
Conventional | 1 | 0.4% | 100% | $125,000 | |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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14 N Westfield St, Feeding Hills, MA 01030 1606 A5.0 ★Texas Ratio: 10.26% |
Conventional | 1 | 0.4% | 50% | $105,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional | 1 | 0.4% | 100% | $35,000 | |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional | 1 | 0.4% | 50% | $25,000 | View |
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1295 State St, Springfield, MA 01111 A+5.0 ★Texas Ratio: 2.63% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.4% | 100% | $345,000 | View |
Rocket Mortgage
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Conventional, VA | 23 | 8.1% | 85.7% | $225,869 | |
Fairway Independent Mort Corp
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Conventional | 8 | 2.8% | 100% | $370,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, Jumbo, HELOC | 6 +1 HELOCs |
2.1% | 100% | $590,000 | View |
Affordable Mortgage Advisors
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Conventional | 6 | 2.1% | 100% | $345,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 6 | 2.1% | 63.6% | $298,333 | |
Mortgage Research Center
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VA | 5 | 1.8% | 83.3% | $391,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1.8% | 83.3% | $481,000 | |
United Wholesale Mortgage
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Conventional, VA | 4 | 1.4% | 83.3% | $402,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.4% | 80% | $380,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.4% | 100% | $322,500 | |
Homestead Funding Corp.
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Conventional, FHA | 4 | 1.4% | 100% | $382,500 | |
Total Mortgage Services, LLC
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Conventional, VA | 3 | 1.1% | 100% | $428,333 | |
Member Advantage Mortgage
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Conventional | 3 | 1.1% | 100% | $391,666 | |
Northern Mortgage Services, LLC
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Conventional | 2 | 0.7% | 100% | $420,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $380,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.7% | 100% | $560,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $410,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 0.7% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 2 | 0.7% | 100% | $420,000 | View |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $405,000 | |
Harborone Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $310,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.7% | 100% | $155,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.7% | 100% | $215,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $425,000 | |
EMM Loans LLC
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VA | 1 | 0.4% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.4% | 100% | $575,000 | View |
First Community Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $425,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $665,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $325,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 100% | $415,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
Onpath Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $375,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $65,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 100% | $375,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 0.4% | 100% | $315,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.4% | 100% | $785,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $515,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Nasa Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 50% | $105,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Lower, LLC
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FHA | 1 | 0.4% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Belchertown Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belchertown, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Belchertown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belchertown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belchertown, MA
Use these to narrow the list above. Each category shows how many Belchertown, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Belchertown, MA
Independent mortgage companies closed 39.4 percent of home loans in Belchertown, Massachusetts in 2025, banks 37.7 percent and credit unions 22.9 percent. Northpoint Mortgage, Inc. was the largest mortgage company, Florence Bank the largest bank and UMassFive College Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Florence Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belchertown, MA
By home loans closed in 2025, Florence Bank was the largest mortgage lender in Belchertown, Massachusetts with 17 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Belchertown, Massachusetts in 2025, led by Cmg Mortgage Inc with 2. 10 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 16 credit unions closed home loans in Belchertown, Massachusetts in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belchertown, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belchertown, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belchertown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
