Mortgage Lenders and Brokers in Wildewood, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wildewood, Maryland mortgage lenders include Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, and M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wildewood, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wildewood are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wildewood, Maryland
Market share is the lender's share of all home loans closed in Wildewood, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 3 +8 HELOCs |
0.9% | 100% | $245,000 | |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 3 | 0.9% | 75% | $268,333 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +6 HELOCs |
0.6% | 100% | $370,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.6% | 100% | $275,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +8 HELOCs |
0.3% | 100% | $475,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 66.7% | $115,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $185,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.3% | 100% | $615,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
Conventional | 1 | 0.3% | 100% | $85,000 | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 60 | 17.4% | 100% | $390,666 | View |
Nfm, Inc
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Conventional, VA | 5 | 1.5% | 100% | $419,000 | |
Bay Capital Mortgage Corporation
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VA | 1 | 0.3% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 37 +14 HELOCs |
10.8% | 77.1% | $249,054 | View |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 34 | 9.9% | 89.7% | $279,705 | |
United Wholesale Mortgage
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FHA, VA | 15 | 4.4% | 100% | $423,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 4.4% | 71.4% | $367,666 | |
Freedom Mortgage Corporation
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FHA, VA | 13 | 3.8% | 100% | $451,923 | |
TowneBank
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Conventional, FHA, VA, USDA | 13 | 3.8% | 100% | $361,153 | |
Select Lending Services, LLC
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Conventional, VA | 10 | 2.9% | 100% | $432,000 | |
Mortgage Research Center
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VA | 10 | 2.9% | 76.9% | $494,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 10 | 2.9% | 100% | $462,000 | |
Equity Resources Inc
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Conventional, FHA, VA | 8 | 2.3% | 100% | $347,500 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 6 | 1.7% | 66.7% | $388,333 | |
Leaderone Financial Corp.
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Conventional, VA | 6 | 1.7% | 100% | $478,333 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 5 | 1.5% | 100% | $377,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, VA | 4 | 1.2% | 100% | $345,000 | View |
Southern Trust Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.2% | 100% | $315,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 4 | 1.2% | 100% | $257,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1.2% | 80% | $407,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.9% | 50% | $88,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 3 | 0.9% | 100% | $318,333 | |
Amerisave Mortgage Company
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Conventional, VA | 3 | 0.9% | 75% | $321,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.9% | 100% | $185,000 | |
Guaranteed Rate Affinity, LLC
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VA | 2 | 0.6% | 100% | $410,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $335,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.6% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
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VA | 2 | 0.6% | 100% | $570,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.6% | 100% | $330,000 | View |
First Heritage Mortgage, LLC
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Conventional, USDA | 2 | 0.6% | 100% | $360,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 100% | $470,000 | |
Vellum Mortgage, Inc.
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Conventional, VA | 2 | 0.6% | 100% | $480,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.6% | 100% | $545,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.6% | 100% | $405,000 | View |
Paramount Residential Mortgage
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Conventional, VA | 2 | 0.6% | 100% | $255,000 | |
loanDepot.com LLC
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 50% | $515,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $495,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.3% | 100% | $385,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 66.7% | $465,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 25% | $325,000 | |
Nbkc Bank
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VA | 1 | 0.3% | 100% | $435,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.3% | 100% | $505,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $365,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.3% | 100% | $355,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $355,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $355,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $325,000 | View |
T2 Financial LLC
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VA | 1 | 0.3% | 100% | $345,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Emet Lending Group, Inc.
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Colonial Farm Credit ACA
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $425,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $135,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.3% | 50% | $385,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 33.3% | $55,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $495,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wildewood Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wildewood, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Wildewood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wildewood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wildewood, MD
Use these to narrow the list above. Each category shows how many Wildewood, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Wildewood, MD
Independent mortgage companies closed 75.3 percent of home loans in Wildewood, Maryland in 2025, banks 12.2 percent and credit unions 12.5 percent. First Home Mortgage was the largest mortgage company, Shore United Bank, N.A. the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wildewood, MD
By home loans closed in 2025, Tower Federal Credit Union was the largest mortgage lender in Wildewood, Maryland with 3 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Wildewood, Maryland, First Home Mortgage approved the highest share of completed applications in 2025 at 100 percent, against a 88.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Wildewood, Maryland in 2025, led by First Home Mortgage with 8. 39 lenders closed VA loans, led by First Home Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 5 credit unions closed home loans in Wildewood, Maryland in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wildewood, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wildewood, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wildewood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
