Mortgage Lenders and Brokers in Washington Grove, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Washington Grove, Maryland mortgage lenders include Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, and Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Washington Grove, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Washington Grove are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Washington Grove, Maryland
Market share is the lender's share of all home loans closed in Washington Grove, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +2 HELOCs |
4.6% | 100% | $598,333 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
4.6% | 100% | $516,666 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 4 +1 HELOCs |
3.1% | 100% | $325,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
1.5% | 100% | $470,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 2 | 1.5% | 100% | $455,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1.5% | 100% | $375,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 2 | 1.5% | 100% | $380,000 | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +4 HELOCs |
0.8% | 100% | $235,000 | |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 50% | $515,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.8% | 50% | $655,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fidelity Direct Mortgage, LLC
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Conventional | 4 | 3.1% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 4 | 3.1% | 100% | $430,000 | View |
Nfm, Inc
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Conventional, FHA | 3 | 2.3% | 100% | $568,333 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $325,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $785,000 | |
Rocket Mortgage
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Conventional | 11 | 8.5% | 78.6% | $290,454 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 7.7% | 91.7% | $417,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 10 | 7.7% | 100% | $412,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 4.6% | 88.9% | $381,666 | |
First Heritage Mortgage, LLC
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Conventional, VA | 5 | 3.8% | 100% | $541,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
3.1% | 57.1% | $402,500 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 3 | 2.3% | 100% | $578,333 | |
Securitynational Mortgage Company
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Conventional, FHA | 3 | 2.3% | 100% | $541,666 | |
TowneBank
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Conventional | 3 | 2.3% | 100% | $495,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 1.5% | 100% | $540,000 | |
Das Acquisition Company, LLC
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Conventional | 2 | 1.5% | 100% | $540,000 | |
Weichert Financial Services
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Conventional, VA | 2 | 1.5% | 100% | $565,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 2 | 1.5% | 100% | $545,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.8% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 50% | $525,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.8% | 100% | $685,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.8% | 100% | $535,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $365,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 25% | $505,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $175,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.8% | 100% | $545,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.8% | 100% | $795,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Bank Fund Staff Federal Credit
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Conventional | 1 | 0.8% | 100% | $515,000 | |
Bay Equity LLC
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Conventional | 1 | 0.8% | 100% | $415,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $525,000 | |
Capital Center LLC
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Conventional | 1 | 0.8% | 100% | $705,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $535,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.8% | 50% | $485,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $555,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $475,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $385,000 | |
The Loan Store, Inc
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FHA | 1 | 0.8% | 100% | $465,000 | |
Nmsi, Inc.
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FHA | 1 | 0.8% | 100% | $675,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.8% | 100% | $1,035,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $525,000 | |
United Nations Federal CU
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Conventional | 1 | 0.8% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Washington Grove Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Washington Grove, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Washington Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Washington Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Washington Grove, MD
Use these to narrow the list above. Each category shows how many Washington Grove, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Washington Grove, MD
Independent mortgage companies closed 70.8 percent of home loans in Washington Grove, Maryland in 2025, banks 19.2 percent and credit unions 10 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Educational Systems FCU led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Washington Grove, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Washington Grove, Maryland with 6 loans, about 4.6 percent of the market. The largest lender headquartered in Maryland was Educational Systems FCU with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Washington Grove, Maryland in 2025, led by M&T Bank with 2. 9 lenders closed VA loans, led by First Heritage Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 10 credit unions closed home loans in Washington Grove, Maryland in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Washington Grove, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Washington Grove, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Washington Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
