Mortgage Lenders and Brokers in Summerfield, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Summerfield, Maryland mortgage lenders include Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank2103 Commerce Park Dr, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.71%, FedChoice Federal Credit UnionFedChoice Federal Credit Union10001 Willowdale Rd, Lanham, MD 20706 4321A+5.0 ★Texas Ratio: 4.50%, United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Capital Bank, N.A.Capital Bank, N.A.6711 Columbia Gateway Dr, Columbia, MD 21046A-5.0 ★Texas Ratio: 15.49%, and Andrews Federal Credit UnionAndrews Federal Credit Union1677 D St, JB Andrews, MD 20762A5.0 ★Texas Ratio: 10.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Summerfield, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Summerfield are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Summerfield, Maryland
Market share is the lender's share of all home loans closed in Summerfield, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 5 | 3.4% | 100% | $327,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 3.4% | 83.3% | $251,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +3 HELOCs |
2% | 100% | $311,666 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.4% | 66.7% | $150,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $125,000 | View |
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10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $55,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.7% | 100% | $475,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
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1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.7% | 100% | $375,000 | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.7% | 100% | $365,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 4 | 2.7% | 100% | $340,000 | View |
Nfm, Inc
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Conventional, FHA | 2 | 1.4% | 100% | $420,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.7% | 100% | $445,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 13.5% | 85.2% | $246,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 10.8% | 76.2% | $378,750 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +5 HELOCs |
6.1% | 100% | $175,000 | View |
Newrez LLC
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Conventional, FHA | 6 | 4.1% | 42.9% | $246,666 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 4.1% | 100% | $206,666 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 5 | 3.4% | 100% | $329,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.7% | 71.4% | $147,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 4 | 2.7% | 44.4% | $230,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2% | 100% | $418,333 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 2% | 100% | $365,000 | |
Vellum Mortgage, Inc.
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Conventional | 3 | 2% | 100% | $341,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 3 | 2% | 100% | $351,666 | |
Fairway Independent Mort Corp
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FHA | 3 | 2% | 100% | $358,333 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 1.4% | 66.7% | $305,000 | View |
Mortgage Research Center
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Conventional, VA | 2 | 1.4% | 66.7% | $455,000 | |
TowneBank
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FHA | 2 | 1.4% | 100% | $350,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 1.4% | 100% | $155,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 33.3% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.7% | 100% | $355,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 0.7% | 50% | $355,000 | View |
Atlantic Coast Mortgage, LLC
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VA | 1 | 0.7% | 100% | $295,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.7% | 100% | $295,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.7% | 100% | $495,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 50% | $495,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 50% | $65,000 | |
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B-4.4 ★Texas Ratio: 22.15% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.7% | 50% | $395,000 | |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $425,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.7% | 50% | $255,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.7% | 50% | $325,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 33.3% | $275,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $365,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $305,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.7% | 100% | $395,000 | |
T2 Financial LLC
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FHA | 1 | 0.7% | 100% | $395,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.7% | 100% | $375,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 50% | $95,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.7% | 100% | $145,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 25% | $415,000 | |
The Loan Store, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Summerfield Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Summerfield, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Summerfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Summerfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Summerfield, MD
Use these to narrow the list above. Each category shows how many Summerfield, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Summerfield, MD
Independent mortgage companies closed 71.6 percent of home loans in Summerfield, Maryland in 2025, banks 20.3 percent and credit unions 8.1 percent. Lower, LLC was the largest mortgage company, Bank of America NA the largest bank and FedChoice Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, FedChoice Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Summerfield, MD
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Summerfield, Maryland with 5 loans, about 3.4 percent of the market. The largest lender headquartered in Maryland was FedChoice Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Summerfield, Maryland in 2025, led by United Wholesale Mortgage with 5. 14 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 8 credit unions closed home loans in Summerfield, Maryland in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Summerfield, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Summerfield, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Summerfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
