Mortgage Lenders and Brokers in South Laurel, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Laurel, Maryland mortgage lenders include United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, Prince Georges Community FCUPrince Georges Community FCU6985 Muirkirk Meadows Dr, Beltsville, MD 20705A+5.0 ★Texas Ratio: 3.40%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank2103 Commerce Park Dr, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, and Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Laurel, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Laurel are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Laurel, Maryland
Market share is the lender's share of all home loans closed in South Laurel, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 4 | 1.5% | 100% | $347,500 | View |
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 3 +4 HELOCs |
1.2% | 100% | $131,666 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 3 | 1.2% | 100% | $355,000 | |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional, VA | 3 | 1.2% | 100% | $398,333 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 100% | $435,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 66.7% | $425,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $340,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.8% | 100% | $460,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 2 | 0.8% | 100% | $60,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional | 2 | 0.8% | 50% | $225,000 | |
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19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874 A5.0 ★Texas Ratio: 9.36% |
Conventional | 2 | 0.8% | 100% | $55,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, VA | 2 | 0.8% | 100% | $395,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +8 HELOCs |
0.4% | 100% | $305,000 | |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 1 +4 HELOCs |
0.4% | 100% | $345,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $315,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.4% | 100% | $495,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
FHA | 1 | 0.4% | 50% | $625,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.4% | 50% | $585,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
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Conventional, VA | 7 | 2.7% | 100% | $436,428 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 6 | 2.3% | 100% | $360,000 | View |
Bayshore Mortgage Funding
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Conventional, FHA | 2 | 0.8% | 100% | $500,000 | |
Cazle Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $295,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Fidelity Direct Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $445,000 | |
The Mortgage Link, Inc.
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VA | 1 | 0.4% | 100% | $615,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 36 | 13.9% | 68.5% | $333,888 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +2 HELOCs |
6.9% | 82.6% | $502,777 | |
Mortgage Research Center
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VA | 12 | 4.6% | 80% | $520,833 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +12 HELOCs |
3.9% | 68.8% | $234,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 3.9% | 83.3% | $235,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 3.5% | 69.2% | $483,888 | |
Nvr Mortgage Finance, Inc.
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Conventional, VA | 9 | 3.5% | 42.9% | $480,555 | |
TowneBank
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Conventional, FHA | 6 | 2.3% | 100% | $430,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.9% | 83.3% | $129,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.9% | 83.3% | $561,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
1.5% | 30.8% | $72,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 4 | 1.5% | 100% | $527,500 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 3 | 1.2% | 100% | $505,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 3 | 1.2% | 75% | $495,000 | |
City Lending Inc.
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Conventional, FHA | 3 | 1.2% | 75% | $215,000 | |
loanDepot.com LLC
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FHA, HELOC | 2 +1 HELOCs |
0.8% | 100% | $510,000 | |
Equity Resources Inc
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Conventional | 2 | 0.8% | 100% | $455,000 | |
Originpoint, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $575,000 | |
Loansteady LLC
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Conventional | 2 | 0.8% | 100% | $495,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.8% | 100% | $475,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $430,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.8% | 100% | $480,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.8% | 100% | $250,000 | View |
Union Home Mortgage Corp.
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FHA | 2 | 0.8% | 100% | $440,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.8% | 100% | $490,000 | |
State Departmenet Federal Credit Union
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Conventional | 2 | 0.8% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $285,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.8% | 30% | $330,000 | |
Village Capital & Investment
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VA | 2 | 0.8% | 50% | $690,000 | |
New American Funding, LLC.
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VA, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $495,000 | |
Hartford Funding, Ltd.
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FHA | 1 | 0.4% | 100% | $495,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $505,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 0.4% | 50% | $465,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $475,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $475,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.4% | 100% | $345,000 | |
Newrez LLC
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VA | 1 | 0.4% | 20% | $355,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Dart Bank
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Conventional | 1 | 0.4% | 100% | $735,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $515,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.4% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 33.3% | $425,000 | View |
Cmg Mortgage Inc
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VA | 1 | 0.4% | 100% | $545,000 | |
Michigan Mutual, Inc
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VA | 1 | 0.4% | 100% | $905,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $515,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
First Savings Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $515,000 | |
Select Lending Services, LLC
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VA | 1 | 0.4% | 50% | $565,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $625,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Weichert Financial Services
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Conventional | 1 | 0.4% | 100% | $225,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.4% | 50% | $105,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $525,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.4% | 50% | $125,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.4% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.4% | 100% | $545,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $465,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Towne Mortgage Company
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VA | 1 | 0.4% | 100% | $235,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.4% | 100% | $565,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.4% | 100% | $455,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $695,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.4% | 100% | $605,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Laurel Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Laurel, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in South Laurel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Laurel in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Laurel, MD
Use these to narrow the list above. Each category shows how many South Laurel, MD lenders fit and what that kind of lender is usually best for.
Who Lends in South Laurel, MD
Independent mortgage companies closed 76.1 percent of home loans in South Laurel, Maryland in 2025, banks 14.3 percent and credit unions 9.7 percent. Lower, LLC was the largest mortgage company, United Bank Va the largest bank and Prince Georges Community FCU the largest credit union. Among lenders headquartered in Maryland, Prince Georges Community FCU led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Laurel, MD
By home loans closed in 2025, United Bank Va was the largest mortgage lender in South Laurel, Maryland with 4 loans, about 1.5 percent of the market. The largest lender headquartered in Maryland was Prince Georges Community FCU with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in South Laurel, Maryland in 2025, led by Rocket Mortgage with 10. 25 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 11 credit unions closed home loans in South Laurel, Maryland in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Laurel, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Laurel, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Laurel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
