Mortgage Lenders and Brokers in Riviera Beach, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Riviera Beach, Maryland mortgage lenders include Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Nasa Federal Credit UnionNasa Federal Credit Union2452 Solomons Island Rd, Annapolis, MD 21401 3709A+5.0 ★Texas Ratio: 3.54%, Peake Federal Credit UnionPeake Federal Credit Union8640 Ridgelys Choice Dr, Baltimore, MD 21236A+5.0 ★Texas Ratio: 1.25%, and Johns Hopkins FCUJohns Hopkins FCU1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732A+5.0 ★Texas Ratio: 2.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Riviera Beach, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Riviera Beach are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Riviera Beach, Maryland
Market share is the lender's share of all home loans closed in Riviera Beach, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, VA, HELOC | 5 +1 HELOCs |
2.1% | 100% | $317,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 4 +4 HELOCs |
1.7% | 57.1% | $185,000 | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 4 +3 HELOCs |
1.7% | 100% | $352,500 | |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 3 | 1.3% | 100% | $378,333 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 2 +4 HELOCs |
0.9% | 100% | $445,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 2 | 0.9% | 100% | $185,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $435,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $75,000 | View |
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8640 Ridgelys Choice Dr, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
VA | 1 | 0.4% | 100% | $335,000 | View |
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501 S Stepney Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
VA | 1 | 0.4% | 100% | $625,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 10 | 4.3% | 91.7% | $404,000 | View |
Nfm, Inc
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Conventional, FHA | 9 | 3.9% | 100% | $342,777 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 4 | 1.7% | 100% | $305,000 | |
Bay Capital Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $355,000 | |
Cazle Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $545,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 12.4% | 93.8% | $260,862 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 9.4% | 100% | $364,545 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 3.4% | 100% | $347,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +3 HELOCs |
3% | 77.8% | $276,428 | View |
Pennymac Loan Services LLC
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Conventional, VA | 7 | 3% | 80% | $205,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 2.6% | 100% | $395,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 6 | 2.6% | 100% | $221,666 | |
Guaranteed Rate, Inc.
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Conventional, VA | 5 | 2.1% | 100% | $425,000 | |
Primary Residential Mortgage, INC.
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Conventional, VA | 5 | 2.1% | 100% | $363,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.7% | 44.4% | $492,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 1.7% | 100% | $287,500 | |
Mortgage Research Center
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VA | 4 | 1.7% | 80% | $380,000 | |
TowneBank
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Conventional, VA | 4 | 1.7% | 100% | $390,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 4 | 1.7% | 100% | $432,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $338,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 3 | 1.3% | 100% | $431,666 | |
Das Acquisition Company, LLC
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Conventional, VA | 3 | 1.3% | 100% | $391,666 | |
EMM Loans LLC
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Conventional | 2 | 0.9% | 66.7% | $355,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.9% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 66.7% | $45,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.9% | 100% | $190,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.9% | 100% | $225,000 | View |
HomeSale Mortgage
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Conventional | 2 | 0.9% | 100% | $490,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.9% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $345,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
SWBC Mortgage Corporation
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VA | 1 | 0.4% | 100% | $485,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.4% | 100% | $615,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $315,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.4% | 100% | $405,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $435,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Franklin Mint Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $395,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Capital Center LLC
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Southern Trust Mortgage, LLC
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VA | 1 | 0.4% | 100% | $375,000 | |
Embrace Home Loans, Inc.
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VA | 1 | 0.4% | 100% | $625,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $445,000 | View |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.4% | 100% | $305,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.4% | 100% | $345,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.4% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.4% | 100% | $325,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.4% | 100% | $315,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 16.7% | $105,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 50% | $385,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Riviera Beach Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Riviera Beach, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Riviera Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Riviera Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Riviera Beach, MD
Use these to narrow the list above. Each category shows how many Riviera Beach, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Riviera Beach, MD
Independent mortgage companies closed 77.7 percent of home loans in Riviera Beach, Maryland in 2025, banks 12.9 percent and credit unions 9.4 percent. First Home Mortgage was the largest mortgage company, Atlantic Union Bank the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Riviera Beach, MD
By home loans closed in 2025, Atlantic Union Bank was the largest mortgage lender in Riviera Beach, Maryland with 5 loans, about 2.1 percent of the market. The largest lender headquartered in Maryland was Tower Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Riviera Beach, Maryland in 2025, led by United Wholesale Mortgage with 7. 26 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 13 credit unions closed home loans in Riviera Beach, Maryland in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Riviera Beach, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Riviera Beach, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Riviera Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
