Mortgage Lenders and Brokers in Poolesville, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Poolesville, Maryland mortgage lenders include M&T BankM&T Bank19616 Fisher Ave, Poolesville, MD 20837A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Mid-Atlantic FCUMid-Atlantic FCU555 Quince Orchard Rd, Gaithersburg, MD 20878A+5.0 ★Texas Ratio: 4.60%, United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, and Cathay BankCathay Bank650 Hungerford Dr, Rockville, MD 20850A+5.0 ★Texas Ratio: 4.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Poolesville, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Poolesville are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Poolesville, Maryland
Market share is the lender's share of all home loans closed in Poolesville, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Poolesville 19616 Fisher Ave, Poolesville, MD 20837 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 6 +11 HELOCs |
5.5% | 100% | $948,333 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +3 HELOCs |
2.7% | 100% | $828,333 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +6 HELOCs |
1.8% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $265,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $995,000 | View |
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555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $85,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.9% | 100% | $595,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $865,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,755,000 | View |
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650 Hungerford Dr, Rockville, MD 20850 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.9% | 100% | $645,000 | View |
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19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874 A5.0 ★Texas Ratio: 9.36% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
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6721 Old National Pike, Boonsboro, MD 21713 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.9% | 100% | $955,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.9% | 100% | $615,000 | |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 4 | 3.6% | 100% | $305,000 | View |
Nih Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $75,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $805,000 | |
Ivy Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $615,000 | |
Rocket Mortgage
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Conventional, VA | 16 | 14.5% | 84.2% | $310,625 | |
First Savings Mortgage Corporation
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Conventional | 4 | 3.6% | 100% | $457,500 | |
TowneBank
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Conventional, FHA, USDA | 4 | 3.6% | 100% | $472,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 3.6% | 100% | $90,000 | View |
Nationstar Mortgage
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Conventional | 3 | 2.7% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +4 HELOCs |
1.8% | 100% | $300,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1.8% | 66.7% | $445,000 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.8% | 100% | $525,000 | |
United Wholesale Mortgage
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Conventional | 2 | 1.8% | 100% | $480,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1.8% | 100% | $745,000 | |
Newrez LLC
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Conventional | 2 | 1.8% | 60% | $55,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.8% | 100% | $350,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 1.8% | 100% | $540,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.8% | 66.7% | $70,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.8% | 100% | $50,000 | |
Total Mortgage Services, LLC
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Conventional, FHA | 2 | 1.8% | 100% | $175,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 1.8% | 100% | $405,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 1.8% | 100% | $760,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $245,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $555,000 | |
EMM Loans LLC
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Conventional | 1 | 0.9% | 100% | $765,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $485,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 0.9% | 100% | $335,000 | View |
Primelending
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Conventional | 1 | 0.9% | 100% | $875,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $355,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Firstrust Savings Bank
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Conventional | 1 | 0.9% | 100% | $595,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.9% | 100% | $635,000 | |
Bank Fund Staff Federal Credit
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Conventional | 1 | 0.9% | 100% | $495,000 | |
Network Capital Funding Corporation
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FHA | 1 | 0.9% | 100% | $445,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $405,000 | |
Capital Center LLC
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Conventional | 1 | 0.9% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.9% | 100% | $865,000 | View |
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C+4.2 ★Texas Ratio: 24.99% |
Conventional | 1 | 0.9% | 100% | $605,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.9% | 100% | $325,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Integrity Home Mortgage Corporation
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VA | 1 | 0.9% | 100% | $555,000 | |
Ithink Financial Credit Union
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Conventional | 1 | 0.9% | 100% | $1,005,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $475,000 | |
Members Mortgage Company Inc
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Conventional | 1 | 0.9% | 100% | $505,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $385,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.9% | 50% | $755,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Poolesville Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Poolesville, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Poolesville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Poolesville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Poolesville, MD
Use these to narrow the list above. Each category shows how many Poolesville, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Poolesville, MD
Independent mortgage companies closed 61.8 percent of home loans in Poolesville, Maryland in 2025, banks 30 percent and credit unions 8.2 percent. Lower, LLC was the largest mortgage company, M&T Bank the largest bank and Mid-Atlantic FCU the largest credit union. Among lenders headquartered in Maryland, Mid-Atlantic FCU led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Poolesville, MD
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Poolesville, Maryland with 6 loans, about 5.5 percent of the market. The largest lender headquartered in Maryland was Mid-Atlantic FCU with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Poolesville, Maryland in 2025, led by TowneBank with 1. 6 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 12 credit unions closed home loans in Poolesville, Maryland in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Poolesville, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Poolesville, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Poolesville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
