Mortgage Lenders and Brokers in National Harbor, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
National Harbor, Maryland mortgage lenders include Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Andrews Federal Credit UnionAndrews Federal Credit Union1677 D St, JB Andrews, MD 20762A5.0 ★Texas Ratio: 10.28%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, and Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in National Harbor, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in National Harbor are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in National Harbor, Maryland
Market share is the lender's share of all home loans closed in National Harbor, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 4 | 2.9% | 100% | $422,500 | |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 2.2% | 80% | $481,666 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
VA, HELOC | 2 +2 HELOCs |
1.4% | 100% | $625,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 66.7% | $655,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.4% | 50% | $630,000 | View |
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1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 2 | 1.4% | 100% | $125,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $25,000 | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional | 1 | 0.7% | 100% | $375,000 | |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.7% | 100% | $425,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Nfm, Inc
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Conventional, FHA, VA | 4 | 2.9% | 100% | $432,500 | |
Fidelity Direct Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $185,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $775,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 12 +3 HELOCs |
8.6% | 60% | $483,333 | View |
Rocket Mortgage
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Conventional, VA | 11 | 7.9% | 78.6% | $321,363 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 9 | 6.5% | 100% | $731,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 5% | 87.5% | $577,857 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 5% | 87.5% | $279,285 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 4.3% | 85.7% | $720,000 | |
Mortgage Research Center
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VA | 6 | 4.3% | 66.7% | $491,666 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 4 | 2.9% | 100% | $425,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 2.9% | 100% | $562,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
2.2% | 100% | $398,333 | |
Newrez LLC
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Conventional, VA | 3 | 2.2% | 60% | $741,666 | |
Cmg Mortgage Inc
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VA | 2 | 1.4% | 100% | $530,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.4% | 66.7% | $485,000 | View |
Embrace Home Loans, Inc.
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VA | 2 | 1.4% | 100% | $720,000 | |
TowneBank
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Conventional, VA | 2 | 1.4% | 100% | $380,000 | |
Fairway Independent Mort Corp
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VA | 2 | 1.4% | 100% | $580,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +2 HELOCs |
0.7% | 20% | $755,000 | |
Primelending
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VA | 1 | 0.7% | 100% | $695,000 | |
ALCOVA Mortgage, LLC
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VA | 1 | 0.7% | 100% | $535,000 | |
Signature Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $445,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.7% | 50% | $655,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $825,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.7% | 33.3% | $575,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.7% | 100% | $465,000 | |
City Lending Inc.
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Conventional | 1 | 0.7% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.7% | 100% | $455,000 | View |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.7% | 100% | $485,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
New Wave Lending Group Inc
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Conventional | 1 | 0.7% | 100% | $655,000 | |
Bay Equity LLC
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FHA | 1 | 0.7% | 100% | $635,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.7% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.7% | 100% | $925,000 | View |
Waterstone Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $255,000 | |
Nationstar Mortgage
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VA | 1 | 0.7% | 100% | $805,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $355,000 | |
The Loan Store, Inc
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VA | 1 | 0.7% | 100% | $455,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
Ussfcu
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Conventional | 1 | 0.7% | 66.7% | $155,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.7% | 100% | $535,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $445,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.7% | 100% | $205,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.7% | 100% | $905,000 | View |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $435,000 | |
Langley Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
National Harbor Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in National Harbor, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in National Harbor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in National Harbor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in National Harbor, MD
Use these to narrow the list above. Each category shows how many National Harbor, MD lenders fit and what that kind of lender is usually best for.
Who Lends in National Harbor, MD
Independent mortgage companies closed 69.1 percent of home loans in National Harbor, Maryland in 2025, banks 15.8 percent and credit unions 15.1 percent. Lower, LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Andrews Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Lower, LLC led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in National Harbor, MD
By home loans closed in 2025, Lower, LLC was the largest mortgage lender in National Harbor, Maryland with 4 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in National Harbor, Maryland in 2025, led by Freedom Mortgage Corporation with 3. 27 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 13 credit unions closed home loans in National Harbor, Maryland in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in National Harbor, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in National Harbor, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up National Harbor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
