Mortgage Lenders and Brokers in Largo, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Largo, Maryland mortgage lenders include Truist BankTruist Bank1010 Largo Center Dr, Largo, MD 20774A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA9800 Apollo Dr, Largo, MD 20774A+5.0 ★Texas Ratio: 5.36%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, M&T BankM&T Bank10410 Campus Way S, Largo, MD 20774A+5.0 ★Texas Ratio: 4.11%, Prince Georges Community FCUPrince Georges Community FCU9201 Basil Ct, Largo, MD 20774 5343A+5.0 ★Texas Ratio: 3.40%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, and FedChoice Federal Credit UnionFedChoice Federal Credit Union10001 Willowdale Rd, Lanham, MD 20706 4321A+5.0 ★Texas Ratio: 4.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Largo, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Largo are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Largo, Maryland
Market share is the lender's share of all home loans closed in Largo, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Largo 1010 Largo Center Dr, Largo, MD 20774 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +5 HELOCs |
1.4% | 100% | $405,000 | View |
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1 office in Largo 9800 Apollo Dr, Largo, MD 20774 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $65,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 9 | 4.2% | 75% | $438,333 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA, VA | 4 | 1.9% | 100% | $327,500 | |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 3 | 1.4% | 75% | $385,000 | View |
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10410 Campus Way S, Largo, MD 20774 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $185,000 | View |
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9201 Basil Ct, Largo, MD 20774 5343 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $45,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $505,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional | 1 | 0.5% | 100% | $55,000 | |
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10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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5530 Wisconsin Ave, Chevy Chase, MD 20815 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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6721 Old National Pike, Boonsboro, MD 21713 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 5 | 2.3% | 83.3% | $289,000 | View |
Nfm, Inc
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Conventional, FHA | 3 | 1.4% | 100% | $245,000 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $275,000 | |
Bayshore Mortgage Funding
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FHA | 2 | 0.9% | 100% | $395,000 | |
Nih Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $25,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.5% | 100% | $415,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 40 | 18.7% | 70.2% | $228,000 | |
K. Hovnanian American Mortgage
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Conventional, FHA, VA | 20 | 9.3% | 80% | $426,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 6.5% | 68.2% | $399,285 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +9 HELOCs |
3.7% | 53.3% | $186,250 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
3.3% | 87.5% | $345,000 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2.8% | 87.5% | $381,666 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 4 | 1.9% | 71.4% | $420,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.9% | 100% | $190,000 | |
Mortgage Research Center
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VA | 4 | 1.9% | 100% | $320,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 4 | 1.9% | 100% | $365,000 | View |
loanDepot.com LLC
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Conventional, HELOC | 3 +2 HELOCs |
1.4% | 66.7% | $225,000 | |
Newrez LLC
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Conventional, VA | 3 | 1.4% | 30% | $181,666 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 1.4% | 75% | $361,666 | |
Credit Union Mortgage Associat
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Conventional | 3 | 1.4% | 100% | $271,666 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 3 | 1.4% | 100% | $355,000 | |
TowneBank
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Conventional, FHA, VA | 3 | 1.4% | 75% | $338,333 | |
Fairway Independent Mort Corp
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FHA | 3 | 1.4% | 100% | $348,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.9% | 66.7% | $80,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 2 | 0.9% | 100% | $510,000 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.9% | 100% | $415,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.9% | 50% | $500,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.9% | 100% | $400,000 | |
Vellum Mortgage, Inc.
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Conventional | 2 | 0.9% | 100% | $325,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $295,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $515,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 25% | $105,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.5% | 100% | $195,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 33.3% | $45,000 | |
Guild Mortgage Company
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FHA | 1 | 0.5% | 33.3% | $435,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $275,000 | |
Instamortgage, Inc
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Conventional | 1 | 0.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.5% | 50% | $365,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.5% | 100% | $565,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.5% | 100% | $265,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
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A-4.6 ★Texas Ratio: 9.01% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $25,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.5% | 100% | $345,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.5% | 100% | $295,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $45,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $315,000 | |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $275,000 | |
T2 Financial LLC
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Conventional | 1 | 0.5% | 100% | $465,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $165,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $585,000 | |
Geneva Financial LLC
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FHA | 1 | 0.5% | 100% | $325,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 33.3% | $295,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a |
Largo Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Largo, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Largo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Largo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Largo, MD
Use these to narrow the list above. Each category shows how many Largo, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Largo, MD
Independent mortgage companies closed 75.7 percent of home loans in Largo, Maryland in 2025, banks 15.4 percent and credit unions 8.9 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and Prince Georges Community FCU the largest credit union. Among lenders headquartered in Maryland, Lower, LLC led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Largo, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Largo, Maryland with 3 loans, about 1.4 percent of the market. The largest lender headquartered in Maryland was Lower, LLC with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Largo, Maryland in 2025, led by K. Hovnanian American Mortgage with 10. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 12 credit unions closed home loans in Largo, Maryland in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Largo, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Largo, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Largo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
