Mortgage Lenders and Brokers in Fountainhead-Orchard Hills, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fountainhead-Orchard Hills, Maryland mortgage lenders include Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Cnb Bank Inc.Cnb Bank Inc.1591 Potomac Ave, Hagerstown, MD 21742A+5.0 ★Texas Ratio: 0.74%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.2530 Riva Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.87%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Citizens Bank, NACitizens Bank, NA7637 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.44%, and Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fountainhead-Orchard Hills, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fountainhead-Orchard Hills are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fountainhead-Orchard Hills, Maryland
Market share is the lender's share of all home loans closed in Fountainhead-Orchard Hills, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 4 | 3.1% | 100% | $382,500 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1.5% | 100% | $285,000 | View |
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1591 Potomac Ave, Hagerstown, MD 21742 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 2 | 1.5% | 100% | $245,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +8 HELOCs |
0.8% | 100% | $105,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $205,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.8% | 100% | $505,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional | 1 | 0.8% | 100% | $65,000 | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
FHA | 1 | 0.8% | 100% | $465,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.8% | 50% | $535,000 | View |
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2 N Market St, Frederick, MD 21701 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.8% | 100% | $455,000 | View |
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6721 Old National Pike, Boonsboro, MD 21713 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +5 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 3 | 2.3% | 100% | $428,333 | View |
Nfm, Inc
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Conventional, VA | 3 | 2.3% | 100% | $398,333 | |
Millennium Financial Group Inc dba Mlend
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Conventional | 2 | 1.5% | 100% | $275,000 | |
First Peoples Cfcu
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Conventional | 2 | 1.5% | 100% | $480,000 | |
The Mortgage Link, Inc.
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FHA | 2 | 1.5% | 100% | $445,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.8% | 100% | $295,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Bay Capital Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $445,000 | |
Rocket Mortgage
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Conventional, FHA | 11 | 8.5% | 70.6% | $255,909 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 6.2% | 81.8% | $356,250 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 3.8% | 83.3% | $373,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 3.8% | 85.7% | $231,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 3.1% | 80% | $347,500 | |
Mortgage Research Center
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Conventional, VA | 4 | 3.1% | 66.7% | $430,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +1 HELOCs |
2.3% | 75% | $135,000 | View |
Integrity Home Mortgage Corporation
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Conventional, FHA | 3 | 2.3% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 3 | 2.3% | 100% | $58,333 | |
The Loan Store, Inc
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Conventional | 3 | 2.3% | 100% | $418,333 | |
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A5.0 ★Texas Ratio: 9.21% |
Conventional, HELOC | 2 +10 HELOCs |
1.5% | 50% | $60,000 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 2 | 1.5% | 100% | $840,000 | |
Primelending
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Conventional, VA | 2 | 1.5% | 66.7% | $250,000 | |
Guild Mortgage Company
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FHA | 2 | 1.5% | 100% | $395,000 | |
New Day Financial, LLC.
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VA | 2 | 1.5% | 100% | $255,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 1.5% | 100% | $375,000 | |
Waterstone Mortgage Corporation
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Conventional | 2 | 1.5% | 100% | $205,000 | |
EMM Loans LLC
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VA | 1 | 0.8% | 100% | $285,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.8% | 100% | $395,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.8% | 100% | $305,000 | |
ALCOVA Mortgage, LLC
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VA | 1 | 0.8% | 100% | $545,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.8% | 100% | $365,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.8% | 100% | $245,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $415,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 50% | $35,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $455,000 | |
ClearPath Lending
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VA | 1 | 0.8% | 100% | $435,000 | |
Bay Equity LLC
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VA | 1 | 0.8% | 100% | $435,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.8% | 100% | $75,000 | |
Corning Credit Union
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Conventional | 1 | 0.8% | 100% | $425,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 100% | $435,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.8% | 100% | $925,000 | View |
T2 Financial LLC
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FHA | 1 | 0.8% | 100% | $305,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.8% | 50% | $555,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.8% | 100% | $335,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $245,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.8% | 100% | $715,000 | View |
HomeSale Mortgage
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FHA | 1 | 0.8% | 100% | $245,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $415,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.8% | 50% | $395,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.8% | 100% | $215,000 | View |
Homeamerican Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $585,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $595,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 100% | $85,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.8% | 100% | $255,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.8% | 100% | $435,000 | View |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Farmers and Merchants Trust Company of Chambersburg
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Fountainhead-Orchard Hills Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fountainhead-Orchard Hills, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Fountainhead-Orchard Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fountainhead-Orchard Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fountainhead-Orchard Hills, MD
Use these to narrow the list above. Each category shows how many Fountainhead-Orchard Hills, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Fountainhead-Orchard Hills, MD
Independent mortgage companies closed 69.2 percent of home loans in Fountainhead-Orchard Hills, Maryland in 2025, banks 23.1 percent and credit unions 7.7 percent. First Home Mortgage was the largest mortgage company, Presidential Bank, FSB the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Presidential Bank, FSB led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fountainhead-Orchard Hills, MD
By home loans closed in 2025, Presidential Bank, FSB was the largest mortgage lender in Fountainhead-Orchard Hills, Maryland with 4 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Fountainhead-Orchard Hills, Maryland in 2025, led by United Wholesale Mortgage with 5. 15 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 8 credit unions closed home loans in Fountainhead-Orchard Hills, Maryland in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fountainhead-Orchard Hills, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fountainhead-Orchard Hills, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fountainhead-Orchard Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
