Mortgage Lenders and Brokers in Edgemont, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Edgemont, Maryland mortgage lenders include Cnb Bank Inc.Cnb Bank Inc.1591 Potomac Ave, Hagerstown, MD 21742A+5.0 ★Texas Ratio: 0.74%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, APL Federal Credit UnionAPL Federal Credit Union8870 McGaw Rd, Columbia, MD 21045A+5.0 ★Texas Ratio: 2.79%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Cathay BankCathay Bank650 Hungerford Dr, Rockville, MD 20850A+5.0 ★Texas Ratio: 4.57%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, HAR-CO Credit UnionHAR-CO Credit Union1028 Middleton Rd, Aberdeen, MD 21001 2281A5.0 ★Texas Ratio: 9.57%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, and Potomac BankPotomac Bank1101 Frederick St, Hagerstown, MD 21740A+5.0 ★Texas Ratio: 0.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Edgemont, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edgemont are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Edgemont, Maryland
Market share is the lender's share of all home loans closed in Edgemont, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1591 Potomac Ave, Hagerstown, MD 21742 A+5.0 ★Texas Ratio: 0.74% |
Conventional, Jumbo | 7 | 10.3% | 100% | $512,142 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +6 HELOCs |
1.5% | 100% | $245,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
1.5% | 100% | $135,000 | View |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $25,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 1.5% | 100% | $725,000 | View |
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650 Hungerford Dr, Rockville, MD 20850 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 1.5% | 100% | $405,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.5% | 100% | $455,000 | View |
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1028 Middleton Rd, Aberdeen, MD 21001 2281 A5.0 ★Texas Ratio: 9.57% |
Conventional | 1 | 1.5% | 100% | $135,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.5% | 100% | $205,000 | View |
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1101 Frederick St, Hagerstown, MD 21740 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 1.5% | 100% | $765,000 | View |
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6721 Old National Pike, Boonsboro, MD 21713 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1.5% | 100% | $735,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
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Conventional, VA, USDA | 3 | 4.4% | 100% | $408,333 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 2 | 2.9% | 100% | $265,000 | View |
Millennium Financial Group Inc dba Mlend
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Conventional | 1 | 1.5% | 100% | $305,000 | |
Universal Mortgage & Finance, Inc
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FHA | 1 | 1.5% | 100% | $325,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 1.5% | 100% | $475,000 | |
Rocket Mortgage
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Conventional, FHA | 10 | 14.7% | 76.9% | $203,000 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 7.4% | 100% | $325,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 5.9% | 100% | $247,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 4.4% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.5% | 100% | $175,000 | View |
Primelending
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Conventional | 1 | 1.5% | 100% | $395,000 | |
HomePromise Corporation
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Conventional | 1 | 1.5% | 100% | $265,000 | |
Newrez LLC
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Conventional | 1 | 1.5% | 100% | $55,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $265,000 | |
Kind Lending, LLC
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VA | 1 | 1.5% | 100% | $525,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.5% | 100% | $335,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $335,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.5% | 100% | $295,000 | |
Guild Mortgage Company
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VA | 1 | 1.5% | 100% | $735,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.5% | 100% | $385,000 | |
Absolute Home Mortgage
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FHA | 1 | 1.5% | 100% | $295,000 | |
Bay Equity LLC
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Conventional | 1 | 1.5% | 100% | $155,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.5% | 100% | $735,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 1.5% | 100% | $155,000 | |
Integrity Home Mortgage Corporation
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USDA | 1 | 1.5% | 100% | $235,000 | |
TowneBank
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Conventional | 1 | 1.5% | 100% | $185,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 1.5% | 100% | $375,000 | |
Geneva Financial LLC
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VA | 1 | 1.5% | 100% | $465,000 | |
JMAC Lending, Inc.
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FHA | 1 | 1.5% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 9.21% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Farmers and Merchants Trust Company of Chambersburg
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Edgemont Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Edgemont, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Edgemont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edgemont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Edgemont, MD
Use these to narrow the list above. Each category shows how many Edgemont, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Edgemont, MD
Independent mortgage companies closed 67.6 percent of home loans in Edgemont, Maryland in 2025, banks 27.9 percent and credit unions 4.4 percent. Nfm, Inc was the largest mortgage company, Cnb Bank Inc. the largest bank and APL Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, APL Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Edgemont, MD
By home loans closed in 2025, Cnb Bank Inc. was the largest mortgage lender in Edgemont, Maryland with 7 loans, about 10.3 percent of the market. The largest lender headquartered in Maryland was APL Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Edgemont, Maryland in 2025, led by First Home Mortgage with 2. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 7 credit unions closed home loans in Edgemont, Maryland in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Edgemont, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edgemont, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edgemont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
