Mortgage Lenders and Brokers in Dunkirk, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dunkirk, Maryland mortgage lenders include Truist BankTruist Bank10264 Southern Maryland Blvd, Dunkirk, MD 20754A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank10090 Southern Maryland Blvd, Dunkirk, MD 20754A+5.0 ★Texas Ratio: 4.11%, Shore United Bank, N.A.Shore United Bank, N.A.10321 Southern Maryland Blvd, Dunkirk, MD 20754A5.0 ★Texas Ratio: 9.61%, Bank of America NABank of America NA2995 Plaza Dr, Dunkirk, MD 20754A+5.0 ★Texas Ratio: 4.14%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, Nasa Federal Credit UnionNasa Federal Credit Union2452 Solomons Island Rd, Annapolis, MD 21401 3709A+5.0 ★Texas Ratio: 3.54%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Johns Hopkins FCUJohns Hopkins FCU1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732A+5.0 ★Texas Ratio: 2.64%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, and Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dunkirk, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dunkirk are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dunkirk, Maryland
Market share is the lender's share of all home loans closed in Dunkirk, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Dunkirk 10264 Southern Maryland Blvd, Dunkirk, MD 20754 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
1.8% | 100% | $655,000 | View |
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1 office in Dunkirk 10090 Southern Maryland Blvd, Dunkirk, MD 20754 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $415,000 | View |
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1 office in Dunkirk 10321 Southern Maryland Blvd, Dunkirk, MD 20754 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
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1 office in Dunkirk 2995 Plaza Dr, Dunkirk, MD 20754 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 3 +1 HELOCs |
2.7% | 100% | $125,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +1 HELOCs |
1.8% | 100% | $90,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $135,000 | |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.9% | 100% | $485,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.9% | 100% | $635,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 1 | 0.9% | 100% | $625,000 | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 6 | 5.4% | 100% | $488,333 | View |
Bay Capital Mortgage Corporation
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Conventional, VA | 4 | 3.6% | 100% | $542,500 | |
Nfm, Inc
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VA | 2 | 1.8% | 100% | $645,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.9% | 100% | $875,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 8.1% | 90% | $468,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +5 HELOCs |
6.3% | 87.5% | $437,857 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 6.3% | 100% | $760,714 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 3.6% | 100% | $657,500 | |
Pennymac Loan Services LLC
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Conventional | 4 | 3.6% | 80% | $235,000 | |
Guild Mortgage Company
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Conventional, VA | 4 | 3.6% | 100% | $617,500 | |
Vellum Mortgage, Inc.
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Conventional | 4 | 3.6% | 100% | $502,500 | |
Mortgage Research Center
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VA | 3 | 2.7% | 75% | $821,666 | |
TowneBank
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Conventional, VA | 3 | 2.7% | 100% | $558,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 2.7% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.8% | 100% | $590,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 2 | 1.8% | 100% | $580,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.8% | 100% | $585,000 | |
Primelending
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Conventional | 2 | 1.8% | 100% | $510,000 | |
Newrez LLC
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Conventional, VA | 2 | 1.8% | 100% | $360,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.8% | 50% | $135,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 1.8% | 100% | $550,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.8% | 100% | $220,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.8% | 50% | $220,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $65,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $305,000 | |
Goodleap, LLC
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FHA | 1 | 0.9% | 50% | $385,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.9% | 100% | $395,000 | |
Obsidian Financial Services
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FHA | 1 | 0.9% | 100% | $1,055,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.9% | 100% | $625,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.9% | 100% | $455,000 | |
Select Lending Services, LLC
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VA | 1 | 0.9% | 100% | $1,015,000 | |
Strong Home Mortgage, LLC
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VA | 1 | 0.9% | 100% | $515,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $335,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.9% | 100% | $985,000 | |
Ithink Financial Credit Union
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Conventional | 1 | 0.9% | 100% | $545,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.9% | 100% | $745,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $445,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.9% | 100% | $475,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.9% | 100% | $425,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.9% | 100% | $385,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.9% | 100% | $1,165,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Dunkirk Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dunkirk, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Dunkirk? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dunkirk in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dunkirk, MD
Use these to narrow the list above. Each category shows how many Dunkirk, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Dunkirk, MD
Independent mortgage companies closed 72.1 percent of home loans in Dunkirk, Maryland in 2025, banks 12.6 percent and credit unions 15.3 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dunkirk, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Dunkirk, Maryland with 2 loans, about 1.8 percent of the market. The largest lender headquartered in Maryland was Shore United Bank, N.A. with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Dunkirk, Maryland in 2025, led by Rocket Mortgage with 3. 18 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 10 credit unions closed home loans in Dunkirk, Maryland in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dunkirk, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dunkirk, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dunkirk. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
