Burtonsville, Maryland mortgage lenders include Atlantic Union BankAtlantic Union Bank3535 Spencerville Rd, Burtonsville, MD 20866A+5.0 ★Texas Ratio: 2.51%, PNC Bank N.A.PNC Bank N.A.15618 Old Columbia Pike, Burtonsville, MD 20866A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank3901 National Dr, Burtonsville, MD 20866A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Burtonsville, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Burtonsville are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Burtonsville, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Burtonsville 3535 Spencerville Rd, Burtonsville, MD 20866 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +7 HELOCs |
2% | 100% | $475,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Burtonsville 15618 Old Columbia Pike, Burtonsville, MD 20866 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 3901 National Dr, Burtonsville, MD 20866 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +3 HELOCs |
2% | 100% | $385,000 | View |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
2% | 75% | $505,000 | View |
|
2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 50% | $185,000 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 2 | 1.3% | 100% | $665,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 2 | 1.3% | 100% | $420,000 | |
|
207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 100% | $565,000 | View |
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $655,000 | |
|
920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $655,000 | View |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
FHA | 1 | 0.7% | 100% | $485,000 | View |
|
4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
|
6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
FHA | 1 | 0.7% | 100% | $385,000 | View |
|
1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 1 | 0.7% | 100% | $395,000 | View |
|
8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.7% | 100% | $405,000 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 5 | 3.4% | 100% | $365,000 | View |
Nfm, Inc
|
Conventional, FHA | 3 | 2% | 100% | $568,333 | |
Fidelity Direct Mortgage, LLC
|
FHA | 2 | 1.3% | 100% | $530,000 | |
Universal Mortgage & Finance, Inc
|
FHA | 1 | 0.7% | 100% | $715,000 | |
Rocket Mortgage
|
Conventional, FHA | 24 | 16.1% | 83.3% | $342,083 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
7.4% | 91.7% | $465,909 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 6 | 4% | 100% | $406,666 | |
Newrez LLC
|
Conventional | 4 | 2.7% | 40% | $310,000 | |
TowneBank
|
Conventional, FHA | 4 | 2.7% | 100% | $530,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 4 | 2.7% | 80% | $525,000 | |
Freedom Mortgage Corporation
|
VA | 3 | 2% | 100% | $575,000 | |
Nationstar Mortgage
|
Conventional | 3 | 2% | 100% | $88,333 | |
New American Funding, LLC.
|
Conventional, VA | 3 | 2% | 100% | $511,666 | |
Everett Financial, Inc.
|
Conventional | 2 | 1.3% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 1.3% | 100% | $410,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 1.3% | 66.7% | $305,000 | |
American Financial Network, Inc.
|
Conventional | 2 | 1.3% | 100% | $590,000 | |
New Wave Lending Group Inc
|
Conventional | 2 | 1.3% | 100% | $410,000 | |
First Savings Mortgage Corporation
|
Conventional, FHA | 2 | 1.3% | 100% | $610,000 | |
First Heritage Mortgage, LLC
|
Conventional | 2 | 1.3% | 100% | $450,000 | |
Mortgage Research Center
|
FHA, VA | 2 | 1.3% | 40% | $550,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 1.3% | 100% | $410,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 1.3% | 100% | $100,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 12.5% | $75,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $645,000 | |
CommonWealth One Federal Credit Union
|
Conventional | 1 | 0.7% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
Primelending
|
Conventional | 1 | 0.7% | 100% | $405,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $355,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $425,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.7% | 100% | $585,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.7% | 100% | $605,000 | |
Movement Mortgage, LLC
|
VA | 1 | 0.7% | 100% | $395,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.7% | 50% | $255,000 | |
Afl-Cio Ecu
|
Conventional | 1 | 0.7% | 100% | $85,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.7% | 100% | $345,000 | |
loanDepot.com LLC
|
FHA | 1 | 0.7% | 100% | $385,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.7% | 100% | $295,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.7% | 100% | $295,000 | |
City Lending Inc.
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.7% | 100% | $575,000 | View |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.7% | 100% | $525,000 | |
Credit Union Mortgage Associat
|
Conventional | 1 | 0.7% | 100% | $265,000 | |
Select Lending Services, LLC
|
Conventional | 1 | 0.7% | 100% | $445,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.7% | 100% | $365,000 | |
Vellum Mortgage, Inc.
|
Conventional | 1 | 0.7% | 100% | $325,000 | |
Ithink Financial Credit Union
|
Conventional | 1 | 0.7% | 100% | $345,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.7% | 50% | $305,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $535,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $635,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.7% | 100% | $605,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.7% | 100% | $695,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 20% | $95,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.7% | 50% | $335,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.7% | 100% | $575,000 | |
Village Capital & Investment
|
VA | 1 | 0.7% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Bank Fund Staff Federal Credit
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Burtonsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Burtonsville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Burtonsville, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 76.5 percent of home loans in Burtonsville, Maryland in 2025, banks 18.1 percent and credit unions 5.4 percent. Lower, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Educational Systems FCU led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, Atlantic Union Bank was the largest mortgage lender in Burtonsville, Maryland with 3 loans, about 2 percent of the market. The largest lender headquartered in Maryland was Educational Systems FCU with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Burtonsville, Maryland in 2025, led by Rocket Mortgage with 3. 8 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 12 credit unions closed home loans in Burtonsville, Maryland in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Burtonsville, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Burtonsville, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Burtonsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.