Mortgage Lenders and Brokers in Arbutus, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Arbutus, Maryland mortgage lenders include Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, and Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Arbutus, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arbutus are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Arbutus, Maryland
Market share is the lender's share of all home loans closed in Arbutus, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 12 | 3.8% | 92.3% | $327,500 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 5 +8 HELOCs |
1.6% | 55.6% | $219,000 | |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 5 | 1.6% | 62.5% | $235,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 4 +1 HELOCs |
1.3% | 100% | $150,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 3 +7 HELOCs |
0.9% | 100% | $171,666 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $255,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.9% | 75% | $245,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 2 +5 HELOCs |
0.6% | 66.7% | $330,000 | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $340,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $265,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $210,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 2 | 0.6% | 66.7% | $190,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 2 | 0.6% | 100% | $85,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 50% | $285,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.3% | 50% | $275,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $175,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.3% | 50% | $365,000 | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Direct Mortgage Loans, LLC
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Conventional, FHA, VA | 15 | 4.7% | 100% | $308,333 | |
Nfm, Inc
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Conventional, FHA, VA | 14 | 4.4% | 93.3% | $333,571 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 10 | 3.2% | 90.9% | $328,000 | View |
Bay Capital Mortgage Corporation
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Conventional | 3 | 0.9% | 75% | $318,333 | |
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A5.0 ★Texas Ratio: 7.57% |
Conventional | 2 | 0.6% | 50% | $125,000 | View |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.3% | 100% | $265,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.3% | 100% | $385,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 9.8% | 86.1% | $230,161 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 4.7% | 80% | $327,000 | |
TowneBank
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Conventional, FHA, VA | 14 | 4.4% | 100% | $285,714 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 13 | 4.1% | 92.9% | $267,307 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 10 | 3.2% | 100% | $292,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +4 HELOCs |
2.2% | 100% | $286,428 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 6 | 1.9% | 100% | $278,333 | |
Mortgage Research Center
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VA | 6 | 1.9% | 85.7% | $381,666 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 6 | 1.9% | 85.7% | $380,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 5 | 1.6% | 100% | $301,000 | View |
First Heritage Mortgage, LLC
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Conventional, FHA | 5 | 1.6% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 1.3% | 100% | $272,500 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 1.3% | 100% | $257,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.3% | 50% | $117,500 | |
Zillow Home Loans, LLC
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Conventional, VA | 4 | 1.3% | 80% | $395,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 1.3% | 100% | $320,000 | |
Equity Resources Inc
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Conventional | 3 | 0.9% | 75% | $288,333 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 3 | 0.9% | 100% | $368,333 | |
Keystone Funding, Inc
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Conventional | 3 | 0.9% | 100% | $338,333 | |
Tomo Mortgage LLC
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Conventional | 3 | 0.9% | 100% | $255,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $250,000 | |
Primelending
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Conventional | 2 | 0.6% | 100% | $395,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $345,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 66.7% | $245,000 | |
Sage Home Loans Corporation
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Conventional, FHA | 2 | 0.6% | 66.7% | $250,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $295,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 50% | $100,000 | |
City Lending Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
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FHA, VA | 2 | 0.6% | 100% | $225,000 | |
Bay Equity LLC
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FHA | 2 | 0.6% | 100% | $325,000 | |
Ameritrust Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $295,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $125,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.6% | 100% | $290,000 | |
Radius Financial Group Inc
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Conventional | 2 | 0.6% | 100% | $225,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 0.6% | 100% | $325,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.6% | 60% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $80,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Originpoint, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $315,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $575,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Newrez LLC
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Conventional | 1 | 0.3% | 50% | $55,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $175,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $265,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Guild Mortgage Company
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FHA | 1 | 0.3% | 100% | $195,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.3% | 100% | $315,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $415,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.3% | 100% | $145,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $335,000 | View |
Embrace Home Loans, Inc.
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FHA | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $275,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
HomeSale Mortgage
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Conventional | 1 | 0.3% | 100% | $265,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $495,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Northrop Grumman Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $345,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 50% | $45,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 50% | $235,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 50% | $465,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fed Ex Employees Credit Association
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Arbutus Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Arbutus, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Arbutus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arbutus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Arbutus, MD
Use these to narrow the list above. Each category shows how many Arbutus, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Arbutus, MD
Independent mortgage companies closed 71.2 percent of home loans in Arbutus, Maryland in 2025, banks 20.9 percent and credit unions 7.9 percent. Lower, LLC was the largest mortgage company, Presidential Bank, FSB the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Presidential Bank, FSB led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Arbutus, MD
By home loans closed in 2025, Presidential Bank, FSB was the largest mortgage lender in Arbutus, Maryland with 12 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Arbutus, Maryland in 2025, led by United Wholesale Mortgage with 6. 18 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 14 credit unions closed home loans in Arbutus, Maryland in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Arbutus, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arbutus, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arbutus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
