Milo, Maine mortgage lenders include Maine Highlands Federal Credit UnionMaine Highlands Federal Credit Union194 Main Rd, Brownville, ME 04414A5.0 ★Texas Ratio: 12.55%, Maine Savings Federal Credit UnionMaine Savings Federal Credit Union122 Park St, Milo, ME 04463 1740A-5.0 ★Texas Ratio: 15.25%, Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, Acadia Federal Credit UnionAcadia Federal Credit Union131 Main St, Ashland, ME 04732 3432A5.0 ★Texas Ratio: 8.22%, The Camden National BankThe Camden National Bank178 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.50%, Kennebec Savings BankKennebec Savings Bank150 State St, Augusta, ME 04330A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA110 Maine St, Brunswick, ME 04011A+5.0 ★Texas Ratio: 4.14%, University Credit UnionUniversity Credit Union67 Sewall St, Augusta, ME 04330 6332A+5.0 ★Texas Ratio: 3.82%, M&T BankM&T Bank28 Adams St, Biddeford, ME 04005A+5.0 ★Texas Ratio: 4.11%, and TD BankTD Bank10 Great Falls Plz, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milo, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milo are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Milo, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
194 Main Rd, Brownville, ME 04414 A5.0 ★Texas Ratio: 12.55% |
Conventional | 8 | 11.9% | 80% | $171,250 | View |
|
122 Park St, Milo, ME 04463 1740 A-5.0 ★Texas Ratio: 15.25% |
Conventional, HELOC | 5 +5 HELOCs |
7.5% | 87.5% | $67,000 | View |
|
170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, USDA, HELOC | 3 +8 HELOCs |
4.5% | 100% | $191,666 | View |
|
131 Main St, Ashland, ME 04732 3432 A5.0 ★Texas Ratio: 8.22% |
Conventional | 3 | 4.5% | 100% | $135,000 | View |
|
178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 1 +3 HELOCs |
1.5% | 100% | $135,000 | View |
|
150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.5% | 100% | $85,000 | View |
|
110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.5% | 100% | $145,000 | View |
|
67 Sewall St, Augusta, ME 04330 6332 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1.5% | 100% | $115,000 | View |
|
28 Adams St, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
10 Great Falls Plz, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CUSO Mortgage Corporation
|
Conventional | 2 | 3% | 66.7% | $130,000 | |
The County Federal CreditUnion
|
Conventional | 1 | 1.5% | 33.3% | $125,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 9 | 13.4% | 75% | $177,222 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 6 | 9% | 85.7% | $253,333 | |
Mortgage Research Center
|
VA | 6 | 9% | 85.7% | $273,333 | |
Guild Mortgage Company
|
Conventional | 3 | 4.5% | 100% | $121,666 | |
Leaderone Financial Corp.
|
Conventional, VA, USDA | 3 | 4.5% | 100% | $371,666 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 3% | 100% | $85,000 | |
Semper Home Loans, Inc
|
Conventional | 1 | 1.5% | 100% | $115,000 | |
American Financial Resources LLC
|
VA | 1 | 1.5% | 100% | $245,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.5% | 100% | $405,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 1.5% | 100% | $215,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.5% | 100% | $315,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.5% | 50% | $85,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1.5% | 100% | $175,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 1.5% | 100% | $115,000 | |
New Day Financial, LLC.
|
VA | 1 | 1.5% | 25% | $85,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.5% | 100% | $365,000 | View |
Baxter Credit Union
|
Conventional | 1 | 1.5% | 100% | $115,000 | |
New American Funding, LLC.
|
Conventional | 1 | 1.5% | 100% | $55,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Milo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milo in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Milo, ME lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 61.2 percent of home loans in Milo, Maine in 2025, banks 10.4 percent and credit unions 28.4 percent. CUSO Mortgage Corporation was the largest mortgage company, Bangor Savings Bank the largest bank and Maine Highlands Federal Credit Union the largest credit union. Among lenders headquartered in Maine, Maine Highlands Federal Credit Union led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
By home loans closed in 2025, Maine Highlands Federal Credit Union was the largest mortgage lender in Milo, Maine with 8 loans, about 11.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Milo, Maine in 2025, led by Rocket Mortgage with 3. 7 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 6 credit unions closed home loans in Milo, Maine in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milo, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milo, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.