Mortgage Lenders and Brokers in Hallowell, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hallowell, Maine mortgage lenders include The Camden National BankThe Camden National Bank14 Winthrop St, Hallowell, ME 04347A+5.0 ★Texas Ratio: 1.50%, Kennebec Savings BankKennebec Savings BankGranite Hill Estates 60 Balsam Drive, Hallowell, ME 04347A+5.0 ★Texas Ratio: 2.87%, Maine State Credit UnionMaine State Credit Union200 Capitol St, Augusta, ME 04330 6238A+5.0 ★Texas Ratio: 5.92%, Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, First National BankFirst National Bank145 Exchange St, Bangor, ME 04401A5.0 ★Texas Ratio: 6.84%, Dirigo Federal Credit UnionDirigo Federal Credit Union20 Washington St N, Auburn, ME 04210, Bath Savings InstitutionBath Savings Institution105 Front St, Bath, ME 04530A+5.0 ★Texas Ratio: 0.21%, Maine Community BankMaine Community Bank100 Minot Ave, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.93%, Androscoggin BankAndroscoggin Bank12 Subaru Dr, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.70%, and PeoplesChoice Credit UnionPeoplesChoice Credit Union369 Elm St, Biddeford, ME 04005 3023A5.0 ★Texas Ratio: 8.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hallowell, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hallowell are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hallowell, Maine
Market share is the lender's share of all home loans closed in Hallowell, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hallowell 14 Winthrop St, Hallowell, ME 04347 A+5.0 ★Texas Ratio: 1.50% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.4% | 100% | $1,095,000 | View |
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Granite Hill Estates 60 Balsam Drive, Hallowell, ME 04347 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 16 +5 HELOCs |
22.5% | 100% | $269,375 | View |
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200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 14 | 19.7% | 87.5% | $265,000 | View |
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170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, HELOC | 2 +3 HELOCs |
2.8% | 100% | $515,000 | View |
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145 Exchange St, Bangor, ME 04401 A5.0 ★Texas Ratio: 6.84% |
USDA | 1 | 1.4% | 100% | $295,000 | View |
Dirigo Federal Credit Union
20 Washington St N, Auburn, ME 04210 |
Conventional | 1 | 1.4% | 100% | $515,000 | |
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105 Front St, Bath, ME 04530 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 1.4% | 100% | $645,000 | View |
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100 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 1.4% | 100% | $695,000 | View |
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12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 1.4% | 100% | $345,000 | View |
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369 Elm St, Biddeford, ME 04005 3023 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 1.4% | 100% | $225,000 | View |
Guild Mortgage Company
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Conventional, FHA | 8 | 11.3% | 100% | $348,750 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 7% | 83.3% | $485,000 | |
Affordable Mortgage Advisors
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Conventional | 2 | 2.8% | 100% | $320,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2.8% | 100% | $220,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, USDA | 2 | 2.8% | 100% | $200,000 | View |
Rocket Mortgage
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Conventional | 1 | 1.4% | 100% | $285,000 | |
Newrez LLC
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Conventional | 1 | 1.4% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $445,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1.4% | 100% | $435,000 | View |
Total Mortgage Services, LLC
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Conventional | 1 | 1.4% | 100% | $425,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 1.4% | 100% | $465,000 | |
T2 Financial LLC
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Conventional | 1 | 1.4% | 100% | $215,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $345,000 | |
Digital Federal Credit Union
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Conventional | 1 | 1.4% | 100% | $505,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.4% | 100% | $285,000 | View |
Fairway Independent Mort Corp
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VA | 1 | 1.4% | 100% | $395,000 | |
Texana Bank
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FHA | 1 | 1.4% | 100% | $215,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.4% | 100% | $25,000 |
Hallowell Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hallowell, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Hallowell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hallowell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hallowell, ME
Use these to narrow the list above. Each category shows how many Hallowell, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Hallowell, ME
Independent mortgage companies closed 38 percent of home loans in Hallowell, Maine in 2025, banks 38 percent and credit unions 23.9 percent. Guild Mortgage Company was the largest mortgage company, The Camden National Bank the largest bank and Maine State Credit Union the largest credit union. Among lenders headquartered in Maine, The Camden National Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hallowell, ME
By home loans closed in 2025, The Camden National Bank was the largest mortgage lender in Hallowell, Maine with 1 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Hallowell, Maine in 2025, led by Guild Mortgage Company with 1. 3 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Hallowell, Maine in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hallowell, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hallowell, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hallowell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
