Mortgage Lenders and Brokers in Ogden, Iowa
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Ogden, Iowa mortgage lenders include MEMBERS1st Community Credit UnionMEMBERS1st Community Credit Union423 Main St, Ames, IA 50010A5.0 ★Texas Ratio: 6.02%, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, Greater Iowa Credit UnionGreater Iowa Credit Union801 Lincoln Way, Ames, IA 50010A5.0 ★Texas Ratio: 8.43%, Community Choice Credit UnionCommunity Choice Credit Union818 8th st SW, Altoona, IA 50009A+5.0 ★Texas Ratio: 3.41%, US Bank, N.A.US Bank, N.A.111 8th St Se, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.85%, United Bank of IowaUnited Bank of Iowa202 S Main St, Alta, IA 51002A+5.0 ★Texas Ratio: 1.70%, Peoples BankPeoples BankPo Box 697 P O Box 697, Ogden, IA 50212A+5.0 ★Texas Ratio: 1.17%, Fidelity BankFidelity Bank205 Water St, Cambridge, IA 50046A5.0 ★Texas Ratio: 7.99%, Northwest BankNorthwest Bank100 E Railroad St, Afton, IA 50830A+5.0 ★Texas Ratio: 1.69%, and Home State BankHome State Bank1370 Nw 18th St Ste 101, Ankeny, IA 50023B4.5 ★Texas Ratio: 21.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ogden, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ogden are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ogden, Iowa
Market share is the lender's share of all home loans closed in Ogden, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
423 Main St, Ames, IA 50010 A5.0 ★Texas Ratio: 6.02% |
Conventional, HELOC | 6 +4 HELOCs |
7.1% | 85.7% | $86,666 | View |
|
104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, HELOC | 5 +1 HELOCs |
6% | 75% | $119,000 | View |
|
801 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 8.43% |
Conventional | 5 | 6% | 100% | $61,000 | View |
|
818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 2 +2 HELOCs |
2.4% | 100% | $140,000 | View |
|
111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 2.4% | 100% | $205,000 | View |
|
202 S Main St, Alta, IA 51002 A+5.0 ★Texas Ratio: 1.70% |
Conventional | 2 | 2.4% | 100% | $220,000 | View |
|
Po Box 697 P O Box 697, Ogden, IA 50212 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 2 | 2.4% | 66.7% | $215,000 | View |
|
205 Water St, Cambridge, IA 50046 A5.0 ★Texas Ratio: 7.99% |
Conventional, USDA | 2 | 2.4% | 100% | $185,000 | View |
|
100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 2.4% | 100% | $475,000 | View |
|
1370 Nw 18th St Ste 101, Ankeny, IA 50023 B4.5 ★Texas Ratio: 21.01% |
Conventional | 2 | 2.4% | 66.7% | $335,000 | View |
|
520 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 10.53% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $75,000 | View |
|
200 2nd St, Boxholm, IA 50040 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 1.2% | 100% | $315,000 | View |
|
2811 E 13th St, Ames, IA 50010 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
|
1530 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 1.2% | 100% | $345,000 | View |
|
100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $125,000 | View |
|
5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 1.2% | 50% | $145,000 | View |
|
2406 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 8.87% |
Conventional | 1 | 1.2% | 100% | $65,000 | View |
|
2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
525 Main St, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Iowa Bankers Mortgage Corporation
|
Conventional | 8 | 9.5% | 88.9% | $185,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 5 | 6% | 83.3% | $301,000 | |
Mortgage Research Center
|
VA | 4 | 4.8% | 62.5% | $260,000 | |
Envoy Mortgage, Ltd
|
Conventional | 3 | 3.6% | 100% | $205,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 3 | 3.6% | 100% | $231,666 | |
United Wholesale Mortgage
|
Conventional, VA | 2 | 2.4% | 66.7% | $240,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
VA | 2 | 2.4% | 66.7% | $145,000 | View |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 2.4% | 100% | $85,000 | |
Land Home Financial Services,
|
Conventional, FHA | 2 | 2.4% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 5.75% |
Conventional | 2 | 2.4% | 66.7% | $30,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 2.4% | 66.7% | $140,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.2% | 100% | $75,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1.2% | 33.3% | $95,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 100% | $545,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 1.2% | 100% | $345,000 | View |
Nationstar Mortgage
|
FHA | 1 | 1.2% | 100% | $155,000 | |
Park Lane Finance SolutionsLLC
|
Conventional | 1 | 1.2% | 100% | $55,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.2% | 100% | $405,000 | |
Lower, LLC
|
FHA | 1 | 1.2% | 50% | $165,000 | |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 1.2% | 100% | $305,000 | View |
Navy Federal Credit Union
|
Conventional | 1 | 1.2% | 100% | $55,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.2% | 100% | $375,000 | View |
Carrington Mortgage Services LLC
|
VA | 1 | 1.2% | 33.3% | $195,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ogden Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ogden, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Ogden? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ogden in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ogden, IA
Use these to narrow the list above. Each category shows how many Ogden, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Ogden, IA
Independent mortgage companies closed 47.6 percent of home loans in Ogden, Iowa in 2025, banks 23.8 percent and credit unions 28.6 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and MEMBERS1st Community Credit Union the largest credit union. Among lenders headquartered in Iowa, MEMBERS1st Community Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ogden, IA
By home loans closed in 2025, MEMBERS1st Community Credit Union was the largest mortgage lender in Ogden, Iowa with 6 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Ogden, Iowa in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 10 credit unions closed home loans in Ogden, Iowa in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ogden, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ogden, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ogden. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
