Mortgage Lenders and Brokers in Muscatine, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Muscatine, Iowa mortgage lenders include CBI Bank & TrustCBI Bank & Trust2400 2nd Ave, Muscatine, IA 52761A+5.0 ★Texas Ratio: 5.41%, US Bank, N.A.US Bank, N.A.1800 Park Ave, Muscatine, IA 52761A+5.0 ★Texas Ratio: 2.85%, Ascentra Credit UnionAscentra Credit Union2419 Park Ave, Muscatine, IA 52761 5636A+5.0 ★Texas Ratio: 4.68%, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, The Family Credit UnionThe Family Credit Union3200 N Highway 61, Muscatine, IA 52761A+5.0 ★Texas Ratio: 3.96%, R.I.A. Federal Credit UnionR.I.A. Federal Credit Union4343 Utica Ridge Rd, Bettendorf, IA 52722A+5.0 ★Texas Ratio: 4.99%, Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, Hills Bank and Trust CompanyHills Bank and Trust Company240 3rd Ave Se, Cedar Rapids, IA 52401A+5.0 ★Texas Ratio: 2.40%, Washington State BankWashington State Bank134 Main St, Columbus Junction, IA 52738A+5.0 ★Texas Ratio: 5.66%, and Corda Credit UnionCorda Credit Union3330 Mount Vernon Rd SE, Cedar Rapids, IA 52402A+5.0 ★Texas Ratio: 5.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Muscatine, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Muscatine are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Muscatine, Iowa
Market share is the lender's share of all home loans closed in Muscatine, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Muscatine 2400 2nd Ave, Muscatine, IA 52761 A+5.0 ★Texas Ratio: 5.41% |
Conventional, HELOC | 56 +20 HELOCs |
15.6% | 82.4% | $130,535 | View |
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1 office in Muscatine 1800 Park Ave, Muscatine, IA 52761 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 6 +6 HELOCs |
1.7% | 75% | $110,000 | View |
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2419 Park Ave, Muscatine, IA 52761 5636 A+5.0 ★Texas Ratio: 4.68% |
Conventional, HELOC | 30 +8 HELOCs |
8.4% | 71.4% | $110,333 | View |
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104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, HELOC | 30 +3 HELOCs |
8.4% | 96.9% | $169,000 | View |
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3200 N Highway 61, Muscatine, IA 52761 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 5 | 1.4% | 83.3% | $59,000 | View |
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4343 Utica Ridge Rd, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 4.99% |
Conventional, HELOC | 4 +1 HELOCs |
1.1% | 50% | $72,500 | View |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 66.7% | $155,000 | View |
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240 3rd Ave Se, Cedar Rapids, IA 52401 A+5.0 ★Texas Ratio: 2.40% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $240,000 | View |
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134 Main St, Columbus Junction, IA 52738 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 2 | 0.6% | 100% | $35,000 | View |
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3330 Mount Vernon Rd SE, Cedar Rapids, IA 52402 A+5.0 ★Texas Ratio: 5.64% |
Conventional | 2 | 0.6% | 100% | $45,000 | View |
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2650 University Ave, Des Moines, IA 50311 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $235,000 | View |
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435 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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104 E Mayne St, Blue Grass, IA 52726 A+5.0 ★Texas Ratio: 1.31% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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801 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 8.43% |
Conventional | 1 | 0.3% | 50% | $285,000 | View |
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2701 Stange Rd, Ames, IA 50010 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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2118 Middle Rd, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 3.05% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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2770 Middle Rd, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 4.87% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 50% | $775,000 | View |
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112 E Washington St, Brighton, IA 52540 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Ohnward Bank and Trust
4726 50th Ave, Baldwin, IA 52207 |
Conventional | 1 | 0.3% | 100% | $255,000 | |
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818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1420 S Clinton St, Albia, IA 52531 2636 B4.4 ★Texas Ratio: 22.12% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Midwestone Bank
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Conventional, HELOC | 17 +45 HELOCs |
4.7% | 89.5% | $209,705 | |
Residential Mortgage Network, Inc.
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Conventional, FHA, VA | 11 | 3.1% | 100% | $196,818 | |
Iowa Bankers Mortgage Corporation
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Conventional | 9 | 2.5% | 100% | $195,000 | |
Two Rivers Bank & Trust
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Conventional | 1 | 0.3% | 100% | $15,000 | |
Ruhl Mortgage LLC
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Conventional, FHA | 40 | 11.1% | 100% | $187,250 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 7% | 75.8% | $175,800 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 12 | 3.3% | 100% | $175,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 11 | 3.1% | 91.7% | $162,272 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 2.8% | 78.6% | $197,000 | |
Mortgage Research Center
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VA | 9 | 2.5% | 83.3% | $220,555 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA | 8 | 2.2% | 88.9% | $128,750 | View |
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A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 7 | 1.9% | 87.5% | $135,000 | View |
Lower, LLC
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Conventional, FHA, VA | 5 | 1.4% | 100% | $189,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 1.1% | 66.7% | $155,000 | |
Carrington Mortgage Services LLC
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Conventional | 3 | 0.8% | 60% | $75,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $215,000 | |
Newrez LLC
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FHA, VA | 2 | 0.6% | 50% | $200,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $105,000 | |
Marine Credit Union
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Conventional | 2 | 0.6% | 100% | $80,000 | |
I H Mississippi Valley Credit Union
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Conventional | 2 | 0.6% | 50% | $200,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.6% | 100% | $75,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 0.6% | 100% | $155,000 | View |
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A5.0 ★Texas Ratio: 7.16% |
FHA | 1 | 0.3% | 100% | $105,000 | View |
Zippy Loans, LLC
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Conventional | 1 | 0.3% | 33.3% | $25,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 100% | $215,000 | |
loanDepot.com LLC
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FHA | 1 | 0.3% | 50% | $145,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $205,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.3% | 100% | $265,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $395,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $105,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
First International Bank & Trust
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.3% | 50% | $115,000 | View |
Nationstar Mortgage
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FHA | 1 | 0.3% | 100% | $115,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 50% | $95,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Navy Federal Credit Union
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VA | 1 | 0.3% | 50% | $265,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 14.3% | $15,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $135,000 | |
Texana Bank
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.3% | 100% | $145,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 60% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Muscatine Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Muscatine, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Muscatine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Muscatine in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Muscatine, IA
Use these to narrow the list above. Each category shows how many Muscatine, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Muscatine, IA
Independent mortgage companies closed 47.1 percent of home loans in Muscatine, Iowa in 2025, banks 29.5 percent and credit unions 23.4 percent. Residential Mortgage Network, Inc. was the largest mortgage company, CBI Bank & Trust the largest bank and Ascentra Credit Union the largest credit union. Among lenders headquartered in Iowa, CBI Bank & Trust led with 56 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Muscatine, IA
By home loans closed in 2025, CBI Bank & Trust was the largest mortgage lender in Muscatine, Iowa with 56 loans, about 15.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Muscatine, Iowa, CBI Bank & Trust approved the highest share of completed applications in 2025 at 82.4 percent, against a 82.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Muscatine, Iowa in 2025, led by Ruhl Mortgage LLC with 8. 15 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 17 credit unions closed home loans in Muscatine, Iowa in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Muscatine, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Muscatine, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Muscatine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
