Maxwell, Iowa mortgage lenders include Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, Greater Iowa Credit UnionGreater Iowa Credit Union801 Lincoln Way, Ames, IA 50010A5.0 ★Texas Ratio: 8.43%, River Valley Credit UnionRiver Valley Credit Union2811 E 13th St, Ames, IA 50010A+5.0 ★Texas Ratio: 4.97%, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, Community Choice Credit UnionCommunity Choice Credit Union818 8th st SW, Altoona, IA 50009A+5.0 ★Texas Ratio: 3.41%, Northwest BankNorthwest Bank100 E Railroad St, Afton, IA 50830A+5.0 ★Texas Ratio: 1.69%, US Bank, N.A.US Bank, N.A.111 8th St Se, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.85%, Bankers Trust CompanyBankers Trust Company3820 8th St Sw, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.48%, Exchange State BankExchange State Bank823 Wheeler St, Ames, IA 50010A5.0 ★Texas Ratio: 7.82%, and South Story Bank & TrustSouth Story Bank & Trust2701 Stange Rd, Ames, IA 50010A5.0 ★Texas Ratio: 7.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Maxwell, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Maxwell are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Maxwell, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, VA, HELOC | 8 +7 HELOCs |
9.3% | 100% | $140,000 | View |
|
801 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 8.43% |
Conventional | 8 | 9.3% | 88.9% | $91,250 | View |
|
2811 E 13th St, Ames, IA 50010 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 5 | 5.8% | 100% | $57,000 | View |
|
104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, VA, HELOC | 4 +4 HELOCs |
4.7% | 66.7% | $152,500 | View |
|
818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 3 +6 HELOCs |
3.5% | 75% | $138,333 | View |
|
100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional, VA, HELOC | 3 +1 HELOCs |
3.5% | 75% | $305,000 | View |
|
111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 3 | 3.5% | 100% | $185,000 | View |
|
3820 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 2 | 2.3% | 100% | $515,000 | View |
|
823 Wheeler St, Ames, IA 50010 A5.0 ★Texas Ratio: 7.82% |
Conventional | 2 | 2.3% | 100% | $110,000 | View |
|
2701 Stange Rd, Ames, IA 50010 A5.0 ★Texas Ratio: 7.43% |
Conventional | 2 | 2.3% | 100% | $155,000 | View |
|
2805 N Ankeny Blvd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 1.2% | 100% | $195,000 | View |
|
402 Merrill St, Bussey, IA 50044 D3.5 ★Texas Ratio: 32.68% |
Conventional | 1 | 1.2% | 100% | $65,000 | View |
|
520 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 10.53% |
Conventional | 1 | 1.2% | 100% | $115,000 | View |
|
205 Water St, Cambridge, IA 50046 A5.0 ★Texas Ratio: 7.99% |
Conventional | 1 | 1.2% | 100% | $355,000 | View |
|
100 Ne Jacob St, Grimes, IA 50111 A+5.0 ★Texas Ratio: 2.18% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,485,000 | View |
|
2709 Northridge Pkwy, Ames, IA 50010 A5.0 ★Texas Ratio: 11.68% |
Conventional | 1 | 1.2% | 100% | $115,000 | View |
|
502 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 1.2% | 100% | $25,000 | View |
|
5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 2770 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
|
Conventional | 6 | 7% | 85.7% | $205,000 | |
Homeservices Lending LLC
|
Conventional, FHA, USDA | 4 | 4.7% | 100% | $200,000 | |
New American Funding, LLC.
|
Conventional, FHA | 5 | 5.8% | 100% | $197,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 4.7% | 83.3% | $155,000 | |
Rocket Mortgage
|
Conventional, FHA | 3 | 3.5% | 75% | $161,666 | |
Mortgage Research Center
|
Conventional, FHA | 2 | 2.3% | 100% | $100,000 | |
|
A5.0 ★Texas Ratio: 7.16% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
United Wholesale Mortgage
|
VA | 1 | 1.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1.2% | 100% | $135,000 | View |
Envoy Mortgage, Ltd
|
FHA | 1 | 1.2% | 100% | $205,000 | |
Movement Mortgage, LLC
|
VA | 1 | 1.2% | 100% | $175,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.2% | 100% | $25,000 | |
Guild Mortgage Company
|
FHA | 1 | 1.2% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 1.2% | 100% | $325,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.2% | 100% | $95,000 | View |
Nationstar Mortgage
|
FHA | 1 | 1.2% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 1.2% | 100% | $155,000 | View |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 1.2% | 100% | $125,000 | |
Spring Eq, LLC
|
Conventional | 1 | 1.2% | 100% | $85,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 1.2% | 100% | $165,000 | |
Gershman Investment Corp.
|
Conventional | 1 | 1.2% | 100% | $345,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Maxwell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Maxwell in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Maxwell, IA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 39.5 percent of home loans in Maxwell, Iowa in 2025, banks 26.7 percent and credit unions 33.7 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, Northwest Bank the largest bank and Veridian Credit Union the largest credit union. Among lenders headquartered in Iowa, Veridian Credit Union led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Veridian Credit Union was the largest mortgage lender in Maxwell, Iowa with 8 loans, about 9.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Maxwell, Iowa in 2025, led by Homeservices Lending LLC with 2. 6 lenders closed VA loans, led by Pennymac Loan Services LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in Maxwell, Iowa in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Maxwell, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Maxwell, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Maxwell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.