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Mortgage Lenders and Brokers in Zionsville, Indiana

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Zionsville, Indiana mortgage lenders include Huntington National BankHuntington National Bank10925 N Michigan Rd, Zionsville, IN 46077A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10701 East 300 S, Zionsville, IN 46077A+5.0 ★Texas Ratio: 3.68%, Star Financial BankStar Financial Bank1000 Mulberry St, Zionsville, IN 46077A+5.0 ★Texas Ratio: 2.87%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6523 Whitestown Parkway, Zionsville, IN 46077A+5.0 ★Texas Ratio: 3.22%, Old National BankOld National Bank385 S Main St, Zionsville, IN 46077A+5.0 ★Texas Ratio: 4.98%, Centier BankCentier Bank50 N Ford Rd, Zionsville, IN 46077A5.0 ★Texas Ratio: 6.45%, PNC Bank N.A.PNC Bank N.A.1395 W Oak St, Zionsville, IN 46077A+5.0 ★Texas Ratio: 4.24%, State BankState Bank6529 Whitestown Pkwy, Zionsville, IN 46077A+5.0 ★Texas Ratio: 0.93%, Bank of America NABank of America NA10800 N Michigan Rd, Zionsville, IN 46077A+5.0 ★Texas Ratio: 4.14%, and BMO Harris Bank NABMO Harris Bank NA1350 W Oak St, Zionsville, IN 46077A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Zionsville, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Zionsville are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Zionsville, Indiana

Market share is the lender's share of all home loans closed in Zionsville, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Huntington National Bank 2 offices in Zionsville 10925 N Michigan Rd, Zionsville, IN 46077 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, Jumbo, HELOC	21 +40 HELOCs	2.1%	95.5%	$782,619	View
JPMorgan Chase Bank, NA 3 offices in Zionsville 10701 East 300 S, Zionsville, IN 46077 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	20	2%	83.3%	$663,500	View
Star Financial Bank 1 office in Zionsville 1000 Mulberry St, Zionsville, IN 46077 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	11 +7 HELOCs	1.1%	100%	$925,909	View
Fifth Third Bank, National Association 1 office in Zionsville 6523 Whitestown Parkway, Zionsville, IN 46077 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	10 +26 HELOCs	1%	66.7%	$804,000	View
Old National Bank 1 office in Zionsville 385 S Main St, Zionsville, IN 46077 A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo, HELOC	10 +14 HELOCs	1%	100%	$1,085,000	View
Centier Bank 1 office in Zionsville 50 N Ford Rd, Zionsville, IN 46077 A5.0 ★Texas Ratio: 6.45%	Conventional, Jumbo, HELOC	9 +12 HELOCs	0.9%	90.9%	$857,222	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Zionsville 1395 W Oak St, Zionsville, IN 46077 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	8 +32 HELOCs	0.8%	80%	$291,250	View
State Bank 1 office in Zionsville 6529 Whitestown Pkwy, Zionsville, IN 46077 A+5.0 ★Texas Ratio: 0.93%	Conventional, Jumbo	7	0.7%	87.5%	$497,857	View
Bank of America NA 1 office in Zionsville 10800 N Michigan Rd, Zionsville, IN 46077 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	6 +7 HELOCs	0.6%	85.7%	$708,333	View
BMO Harris Bank NA 1 office in Zionsville 1350 W Oak St, Zionsville, IN 46077 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	3 +17 HELOCs	0.3%	100%	$521,666	View
Keybank National Association 1 office in Zionsville 1610 W Oak St, Zionsville, IN 46077 A+5.0 ★Texas Ratio: 4.81%	HELOC	0 +1 HELOCs	0%	0%		View
The National Bank of Indianapolis 5760 E Main St, Carmel, IN 46033 A+5.0 ★Texas Ratio: 1.37%	Conventional, Jumbo	35	3.5%	97.3%	$503,285	View
Indiana Members Credit Union 6702 Whitestown Pkwy, Zionsville, IN 46077 7624 A+5.0 ★Texas Ratio: 2.64%	Conventional, Jumbo, HELOC	23 +30 HELOCs	2.3%	81.2%	$389,347	View
FORUM Credit Union 9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80%	Conventional, Jumbo, HELOC	12 +10 HELOCs	1.2%	100%	$318,333	View
Wesbanco Bank, Inc. 701 Highlander Point Dr, Floyds Knobs, IN 47119 A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo, HELOC	11 +5 HELOCs	1.1%	91.7%	$1,681,363	View
North Salem State Bank 9 W Kentucky St, Clayton, IN 46118 A5.0 ★Texas Ratio: 6.01%	Conventional	11	1.1%	100%	$293,181	View
First Merchants Bank 800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12%	Conventional, Jumbo, HELOC	9 +8 HELOCs	0.9%	100%	$929,444	View
Jackson County Bank 2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28%	Conventional, Jumbo, HELOC	9 +1 HELOCs	0.9%	100%	$1,295,000	View
The State Bank & Trust Company 307 North Wayne Street, Angola, IN 46703 A+5.0 ★Texas Ratio: 1.99%	Conventional, Jumbo, HELOC	8 +2 HELOCs	0.8%	100%	$536,250	View
US Bank, N.A. 720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.8%	88.9%	$596,250	View
Merchants Bank of Indiana 410 Monon Blvd, Carmel, IN 46032 A5.0 ★Texas Ratio: 11.97%	Conventional, Jumbo, HELOC	7 +10 HELOCs	0.7%	100%	$1,015,000	View
The Home National Bank of Thorntown 2510 N Lebanon St, Lebanon, IN 46052 A+5.0 ★Texas Ratio: 4.55%	Conventional	5	0.5%	100%	$325,000	View
Horizon Bank 307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40%	Conventional, HELOC	4 +12 HELOCs	0.4%	100%	$317,500	View
Regions Bank 104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	4 +7 HELOCs	0.4%	57.1%	$687,500	View
Centra Credit Union 11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34%	Conventional, Jumbo, HELOC	4 +5 HELOCs	0.4%	100%	$507,500	View
Citizens Bank 99 S Dan Jones Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 0.64%	Conventional, Jumbo	4	0.4%	100%	$877,500	View
Indiana University CU 105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12%	Conventional, HELOC	3 +2 HELOCs	0.3%	75%	$505,000	View
Everwise Credit Union 7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81%	Conventional	3	0.3%	100%	$655,000	View
1St Source Bank 518 N Michigan St, Argos, IN 46501 A+5.0 ★Texas Ratio: 5.01%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$660,000	View
First Farmers Bank & Trust 103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$1,330,000	View
Home Bank SB 1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61%	Conventional	2	0.2%	100%	$495,000	View
First Financial Bank 104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	1 +10 HELOCs	0.1%	100%	$295,000	View
Lake City Bank 114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66%	Conventional, Jumbo, HELOC	1 +10 HELOCs	0.1%	100%	$1,335,000	View
Busey Bank 11550 N Meridian St, Carmel, IN 46032 A+5.0 ★Texas Ratio: 2.31%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$625,000	View
Encompass Federal Credit Union 2115 W Holiday Rd, Frankfort, IN 46041 9100 A5.0 ★Texas Ratio: 11.86%	Conventional	1	0.1%	100%	$145,000	View
German American Bank 2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93%	Conventional, Jumbo	1	0.1%	100%	$1,165,000	View
Flagstar Bank NA 2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	50%	$435,000	View
Financial Center First Credit Union 20 N Emerson Ave, Greenwood, IN 46143 8895 A+5.0 ★Texas Ratio: 4.51%	Conventional	1	0.1%	66.7%	$75,000	View
Community State Bank 115 South Main Street, Albion, IN 46701	Conventional, Jumbo	1	0.1%	100%	$1,885,000
Mortgage Masters of Indiana Inc 801 S Memorial Dr, New Castle, IN 47362 A+5.0 ★Texas Ratio: 3.37%	Conventional	1	0.1%	100%	$445,000	View
Security Federal Savings Bank 10880 N Michigan Rd, Zionsville, IN 46077 A+5.0 ★Texas Ratio: 2.60%	Conventional	1	0.1%	100%	$495,000	View
Civista Bank 500 Green Blvd, Aurora, IN 47001 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$425,000	View
Northwest Bank 401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99%	HELOC	0 +1 HELOCs	0%	n/a		View
Gvc Mortgage, Inc.	Conventional, FHA	41	4.1%	95.5%	$453,292
Elements Financial Federal Cre	Conventional, Jumbo, HELOC	21 +16 HELOCs	2.1%	100%	$502,619
Ruoff Mortgage Company	Conventional, FHA, Jumbo	19	1.9%	100%	$563,947
Mjw Financial LLC dba Mjw Mortgage	Conventional, FHA, VA, Jumbo	19	1.9%	100%	$469,210
Purdue Federal Cu	Conventional, HELOC	4 +1 HELOCs	0.4%	100%	$157,500
The Farmers Bank A+5.0 ★Texas Ratio: 4.32%	Conventional	2	0.2%	100%	$320,000	View
Pulte Mortgage LLC	Conventional, FHA, VA	122	12.2%	91.7%	$391,311
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	54 +1 HELOCs	5.4%	96.4%	$562,407
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	48 +1 HELOCs	4.8%	96%	$301,041
Lennar Mortgage, LLC	Conventional, FHA, VA, Jumbo	37	3.7%	90.2%	$307,972
Union Savings Bank	Conventional, Jumbo, HELOC	31 +9 HELOCs	3.1%	100%	$562,096
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	25	2.5%	96.2%	$472,200
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo	20	2%	100%	$591,000
Nationstar Mortgage	Conventional	14	1.4%	93.3%	$122,142
Union Home Mortgage Corp.	Conventional, FHA, VA	12	1.2%	100%	$371,666
Freedom Mortgage Corporation	Conventional, FHA, VA	11	1.1%	80%	$355,909
Wolfe Financial Inc	Conventional, FHA	10	1%	100%	$307,000
Mortgage Research Center	VA, Jumbo	9	0.9%	81.8%	$851,666
Guaranteed Rate, Inc.	Conventional, FHA, Jumbo	8	0.8%	100%	$832,500
Newrez LLC	Conventional, FHA, Jumbo	8	0.8%	61.5%	$422,500
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.86%	Conventional, FHA, VA, Jumbo	7	0.7%	100%	$526,428	View
Guild Mortgage Company	Conventional, FHA, Jumbo	7	0.7%	87.5%	$817,857
Lower, LLC	Conventional, FHA, VA, USDA, Jumbo	7	0.7%	100%	$353,571
American Neighborhood Mortgage Acceptance Company	Conventional	7	0.7%	100%	$456,428
Navy Federal Credit Union	Conventional, VA, Jumbo	6	0.6%	100%	$581,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	6	0.6%	100%	$226,666	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	5	0.5%	100%	$439,000	View
Sage Home Loans Corporation	Conventional	5	0.5%	62.5%	$417,000
Howard Hanna Financial Services, Inc	Conventional, Jumbo	5	0.5%	100%	$539,000
Pennymac Loan Services LLC	Conventional, FHA, VA	5	0.5%	71.4%	$345,000
Flat Branch Mortgage, Inc.	Conventional, VA	5	0.5%	100%	$445,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	5	0.5%	100%	$501,000
Mutual of Omaha Mortgage	Conventional, FHA	5	0.5%	83.3%	$289,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	4 +2 HELOCs	0.4%	100%	$375,000
Cmg Mortgage Inc	Conventional, FHA, HELOC	4 +1 HELOCs	0.4%	100%	$415,000
V.I.P. Mortgage, Inc.	Conventional, FHA	4	0.4%	100%	$535,000
New American Funding, LLC.	Conventional, FHA	4	0.4%	80%	$277,500
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	4	0.4%	100%	$1,285,000	View
Primelending	Conventional	3	0.3%	100%	$328,333
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	3	0.3%	100%	$945,000	View
PHH Mortgage Corporation	Conventional	3	0.3%	75%	$468,333
Amerisave Mortgage Company	Conventional, VA	3	0.3%	37.5%	$195,000
Milestone Home Lending, LLC	Conventional, FHA	3	0.3%	100%	$418,333
Provident Funding Associates	Conventional	3	0.3%	100%	$455,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	3	0.3%	100%	$685,000	View
The Loan Store, Inc	Conventional	3	0.3%	80%	$201,666
Plaza Home Mortgage, Inc	Conventional, VA	3	0.3%	100%	$318,333
Spring Eq, LLC	Conventional, HELOC	2 +3 HELOCs	0.2%	50%	$70,000
Better Mortgage Corporation	Conventional, FHA, HELOC	2 +2 HELOCs	0.2%	66.7%	$480,000
Arc Home LLC	Conventional, Jumbo	2	0.2%	66.7%	$750,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	100%	$250,000	View
Kind Lending, LLC	Conventional	2	0.2%	66.7%	$465,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.2%	100%	$425,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	100%	$430,000	View
Planet Home Lending, LLC	Conventional, FHA	2	0.2%	100%	$175,000
Nations Lending Corporation	Conventional	2	0.2%	100%	$445,000
American Pacific Mortgage Corporation	Conventional, Jumbo	2	0.2%	100%	$1,100,000
The Mortgage Firm	Conventional, VA	2	0.2%	100%	$455,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.2%	66.7%	$585,000	View
Paramount Residential Mortgage	Conventional, FHA	2	0.2%	100%	$445,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	2	0.2%	100%	$985,000	View
Carrington Mortgage Services LLC	Conventional, FHA	2	0.2%	50%	$150,000
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$295,000
Village Capital & Investment	FHA	2	0.2%	100%	$320,000
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$405,000
Genisys Credit Union	Conventional	1	0.1%	100%	$255,000
Panorama Mortgage Group, LLC	FHA	1	0.1%	100%	$365,000
Originpoint, LLC	Conventional	1	0.1%	100%	$385,000
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$425,000	View
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 2.97%	Conventional	1	0.1%	100%	$425,000	View
Go Mortgage, LLC	Conventional	1	0.1%	100%	$425,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$195,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$285,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$345,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	50%	$545,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	VA	1	0.1%	100%	$405,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	1	0.1%	100%	$1,985,000
American Financial Network, Inc.	Conventional, Jumbo	1	0.1%	100%	$955,000
Advisors Mortgage Group, LLC	Conventional	1	0.1%	100%	$195,000
Discover Bank	Conventional	1	0.1%	14.3%	$105,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$495,000	View
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$575,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$285,000
Chevron Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$895,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$295,000	View
Delta Community Credit Union	Conventional	1	0.1%	100%	$795,000
Stg Mortgage Inc	USDA	1	0.1%	100%	$235,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$425,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	1	0.1%	100%	$2,285,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$455,000	View
Franklin Loan Corporation	FHA	1	0.1%	100%	$275,000
Direct Mortgage Loans, LLC	FHA	1	0.1%	100%	$305,000
First Equity Mortgage Inc	Conventional	1	0.1%	100%	$465,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$165,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$265,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$445,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$675,000	View
Lake Michigan Credit Union	Conventional, Jumbo	1	0.1%	100%	$875,000
Stockton Mortgage Corporation	Conventional	1	0.1%	100%	$455,000
University Bank A+5.0 ★Texas Ratio: 3.82%	USDA	1	0.1%	100%	$245,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$405,000	View
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$445,000
Victory Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	100%	$345,000	View
DHI Mortgage Company, LTD.	Conventional	1	0.1%	100%	$355,000
Vista Point Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$755,000
The Union Bank Company A+5.0 ★Texas Ratio: 0.68%	Conventional	1	0.1%	100%	$235,000	View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +5 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +4 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Zionsville Mortgage Rate Trends

Daily average mortgage rates for Indiana compared with the national average, updated every evening.

30-Year Fixed IN Avg

7.542%

▲ 0.158 vs 7 days ago

15-Year Fixed IN Avg

7.050%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Zionsville, Indiana

Looking for mortgage lenders near me or mortgage brokers near me in Zionsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Zionsville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Zionsville, IN

Use these to narrow the list above. Each category shows how many Zionsville, IN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 79 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 63 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 36 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 20 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 53 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IN 33 lenders headquartered in Indiana, the closest thing to a mortgage lender near you

Who Lends in Zionsville, IN

Independent mortgage companies closed 60.1 percent of home loans in Zionsville, Indiana in 2025, banks 31.4 percent and credit unions 8.5 percent. Mortgage Masters of Indiana Inc was the largest mortgage company, Huntington National Bank the largest bank and Indiana Members Credit Union the largest credit union. Among lenders headquartered in Indiana, Star Financial Bank led with 11 loans.

60.1%

Mortgage companies

31.4%

Banks

8.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Indiana. None

More Indiana Mortgage Lender Pages

All Indiana lenders 807 lenders Indianapolis city 389 lenders Fort Wayne 223 lenders Westfield 235 lenders Fishers 224 lenders Evansville 159 lenders Carmel 206 lenders South Bend 159 lenders Lafayette 153 lenders Noblesville 204 lenders Greenwood 186 lenders Kokomo 160 lenders Elkhart 118 lenders

Frequently Asked Questions About Mortgage Lenders in Zionsville, IN

Who is the largest mortgage lender in Zionsville, IN?

By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Zionsville, Indiana with 21 loans, about 2.1 percent of the market. The largest lender headquartered in Indiana was Star Financial Bank with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Zionsville, IN have the highest approval rates?

Among lenders with meaningful volume in Zionsville, Indiana, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 96.4 percent, against a 91.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Zionsville, IN mortgage lenders offer FHA, VA and USDA loans?

36 lenders closed FHA loans in Zionsville, Indiana in 2025, led by United Wholesale Mortgage with 9. 20 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Zionsville, IN lender list?

Yes. 63 banks and 21 credit unions closed home loans in Zionsville, Indiana in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Zionsville, IN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Zionsville, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Zionsville, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Zionsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.